Alinma Bank reported a 36% leap in Q1 2024 net profit to SAR 1.31 billion, compared to SAR 969.9 million a year earlier.
Item | Q1 2023 | Q1 2024 | Change |
---|---|---|---|
Net Income from investments and financial activities | 1,734.76 | 2,011.96 | 16.0 % |
Operating Income | 2,179.41 | 2,564.50 | 17.7 % |
Debt Provisions | (337.03) | (266.18) | 21.0 % |
Net Income | 969.89 | 1,314.73 | 35.6 % |
Average Shares | 2,500.00 | 2,500.00 | - |
EPS (Riyals) | 0.39 | 0.53 | 35.6 % |
EPS Diluted (Riyal) | 0.37 | 0.51 | 39.1 % |
Item | Q4 2023 | Q1 2024 | Change |
---|---|---|---|
Net Income from investments and financial activities | 2,054.17 | 2,011.96 | (2.1 %) |
Operating Income | 2,568.74 | 2,564.50 | (0.2 %) |
Debt Provisions | (308.54) | (266.18) | 13.7 % |
Net Income | 1,320.34 | 1,314.73 | (0.4 %) |
Average Shares | 2,500.00 | 2,500.00 | - |
EPS (Riyals) | 0.53 | 0.53 | (0.4 %) |
EPS Diluted (Riyal) | 0.51 | 0.51 | 0.0 % |
The annual net earnings rise was spurred by higher income from investments and financing mainly due to growth in financing and investments volumes and higher profit rates.
Gross operating income also jumped by 17.7% year-on-year, primarily on higher net income from financing and investments, fee and FVSI income, as well as other operating income, partly offset by the lower foreign exchange (FX) income.
The bank also reported a decline in impairment charges on financing and other financial assets during the first quarter compared to Q1 2023, mainly due to a decrease in non-performing financing arising from the settlement of impaired accounts and onboarding of better-quality new assets.
Item | 3m 2023 | 3m 2024 | Change |
---|---|---|---|
Assets | 213.75 | 244.86 | 14.6 % |
Customer Deposits | 159.95 | 188.99 | 18.2 % |
Financing Investments | 153.15 | 180.70 | 18.0 % |
Compared to the previous quarter, Alinma Bank’s net profit marginally declined by 0.4% from SAR 1.32 billion hurt by lower income from investments and financing, FX income and other operating income.
Shareholders’ equity, no minority interest and after excluding sukuk, stood at SAR 34.34 billion as of March 31, 2024, up from SAR 28.16 billion in the year-earlier period.
Period | Net Income from investments and financial activities | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
Q1 2015 | 550.00 | 7.3 % | 729.60 | 21.6 % | (70.12) | (180.8 %) |
Q2 2015 | 610.46 | 21.7 % | 845.51 | 38.3 % | (78.13) | (399.3 %) |
Q3 2015 | 547.52 | 3.4 % | 707.94 | 3.0 % | (10.33) | 79.6 % |
Q4 2015 | 570.72 | 7.5 % | 779.70 | 8.1 % | (37.59) | 46.6 % |
2015 | 2,278.69 | 9.8 % | 3,062.74 | 16.9 % | (196.17) | (21.3 %) |
Q1 2016 | 611.17 | 11.1 % | 734.32 | 0.6 % | (13.03) | 81.4 % |
Q2 2016 | 626.79 | 2.7 % | 819.89 | (3.0 %) | (24.70) | 68.4 % |
Q3 2016 | 687.54 | 25.6 % | 828.72 | 17.1 % | (41.43) | (301.2 %) |
Q4 2016 | 726.60 | 27.3 % | 944.88 | 21.2 % | (115.99) | (208.5 %) |
2016 | 2,652.10 | 16.4 % | 3,327.80 | 8.7 % | (195.15) | 0.5 % |
Q1 2017 | 814.43 | 33.3 % | 1,004.85 | 36.8 % | (124.24) | (853.2 %) |
Q2 2017 | 834.22 | 33.1 % | 1,006.70 | 22.8 % | (119.54) | (384.0 %) |
Q3 2017 | 877.17 | 27.6 % | 1,062.75 | 28.2 % | (104.65) | (152.6 %) |
Q4 2017 | 967.21 | 33.1 % | 1,298.66 | 37.4 % | (210.06) | (81.1 %) |
2017 | 3,493.02 | 31.7 % | 4,372.96 | 31.4 % | (558.48) | (186.2 %) |
Q1 2018 | 896.28 | 10.1 % | 1,109.76 | 10.4 % | (89.47) | 28.0 % |
Q2 2018 | 942.39 | 13.0 % | 1,231.00 | 22.3 % | (162.76) | (36.2 %) |
Q3 2018 | 987.21 | 12.5 % | 1,211.70 | 14.0 % | (98.24) | 6.1 % |
Q4 2018 | 971.95 | 0.5 % | 1,292.46 | (0.5 %) | (41.92) | 80.0 % |
2018 | 3,797.83 | 8.7 % | 4,844.92 | 10.8 % | (392.80) | 29.7 % |
Q1 2019 | 976.43 | 8.9 % | 1,289.64 | 16.2 % | (65.40) | 26.9 % |
Q2 2019 | 1,066.01 | 13.1 % | 1,364.21 | 10.8 % | (141.66) | 13.0 % |
Q3 2019 | 1,138.86 | 15.4 % | 1,440.97 | 18.9 % | (108.31) | (10.2 %) |
Q4 2019 | 1,141.93 | 17.5 % | 1,515.34 | 17.2 % | (385.11) | (818.6 %) |
2019 | 4,323.22 | 13.8 % | 5,610.16 | 15.8 % | (700.48) | (78.3 %) |
Q1 2020 | 1,121.16 | 14.8 % | 1,259.28 | (2.4 %) | (358.69) | (448.5 %) |
Q2 2020 | 1,127.30 | 5.8 % | 1,332.41 | (2.3 %) | (192.79) | (36.1 %) |
Q3 2020 | 1,185.15 | 4.1 % | 1,479.84 | 2.7 % | (231.00) | (113.3 %) |
Q4 2020 | 1,214.21 | 6.3 % | 1,610.11 | 6.3 % | (636.70) | (65.3 %) |
2020 | 4,647.82 | 7.5 % | 5,681.64 | 1.3 % | (1,419.18) | (102.6 %) |
Q1 2021 | 1,206.64 | 7.6 % | 1,604.24 | 27.4 % | (346.77) | 3.3 % |
Q2 2021 | 1,231.43 | 9.2 % | 1,653.14 | 24.1 % | (336.80) | (74.7 %) |
Q3 2021 | 1,392.89 | 17.5 % | 1,722.06 | 16.4 % | (279.06) | (20.8 %) |
Q4 2021 | 1,309.43 | 7.8 % | 1,680.16 | 4.4 % | (288.98) | 54.6 % |
2021 | 5,140.39 | 10.6 % | 6,659.59 | 17.2 % | (1,251.60) | 11.8 % |
Q1 2022 | 1,311.57 | 8.7 % | 1,807.61 | 12.7 % | (241.02) | 30.5 % |
Q2 2022 | 1,413.49 | 14.8 % | 1,932.14 | 16.9 % | (248.35) | 26.3 % |
Q3 2022 | 1,673.65 | 20.2 % | 2,075.43 | 20.5 % | (272.53) | 2.3 % |
Q4 2022 | 1,667.81 | 27.4 % | 2,147.89 | 27.8 % | (435.79) | (50.8 %) |
2022 | 6,066.47 | 18.0 % | 7,963.06 | 19.6 % | (1,197.70) | 4.3 % |
Q1 2023 | 1,734.76 | 32.3 % | 2,179.41 | 20.6 % | (337.03) | (39.8 %) |
Q2 2023 | 1,859.68 | 31.6 % | 2,436.87 | 26.1 % | (325.54) | (31.1 %) |
Q3 2023 | 2,005.90 | 19.9 % | 2,540.64 | 22.4 % | (300.99) | (10.4 %) |
Q4 2023 | 2,054.17 | 23.2 % | 2,568.74 | 19.6 % | (308.54) | 29.2 % |
2023 | 7,654.51 | 26.2 % | 9,725.66 | 22.1 % | (1,272.10) | (6.2 %) |
Q1 2024 | 2,011.96 | 16.0 % | 2,564.50 | 17.7 % | (266.18) | 21.0 % |
Period | Net Income from investments and financial activities | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
2014 | 2,074.95 | 13.1 % | 2,619.84 | 15.0 % | (161.67) | 41.0 % |
2015 | 2,278.69 | 9.8 % | 3,062.74 | 16.9 % | (196.17) | (21.3 %) |
2016 | 2,652.10 | 16.4 % | 3,327.80 | 8.7 % | (195.15) | 0.5 % |
2017 | 3,493.02 | 31.7 % | 4,372.96 | 31.4 % | (558.48) | (186.2 %) |
2018 | 3,797.83 | 8.7 % | 4,844.92 | 10.8 % | (392.80) | 29.7 % |
2019 | 4,323.22 | 13.8 % | 5,610.16 | 15.8 % | (700.48) | (78.3 %) |
2020 | 4,647.82 | 7.5 % | 5,681.64 | 1.3 % | (1,419.18) | (102.6 %) |
2021 | 5,140.39 | 10.6 % | 6,659.59 | 17.2 % | (1,251.60) | 11.8 % |
2022 | 6,066.47 | 18.0 % | 7,963.06 | 19.6 % | (1,197.70) | 4.3 % |
2023 | 7,654.51 | 26.2 % | 9,725.66 | 22.1 % | (1,272.10) | (6.2 %) |
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS Before XO Items |
---|---|---|---|---|---|---|
Q1 2015 | 344.11 | 17.5 % | 0.14 | - | 344.11 | 0.14 |
Q2 2015 | 364.76 | 18.6 % | 0.15 | - | 364.76 | 0.15 |
Q3 2015 | 375.19 | 13.2 % | 0.15 | - | 375.19 | 0.15 |
Q4 2015 | 385.92 | 16.0 % | 0.15 | - | 385.92 | 0.15 |
2015 | 1,469.98 | 16.3 % | 0.59 | - | 1,469.98 | 0.59 |
Q1 2016 | 391.32 | 13.7 % | 0.16 | - | 391.32 | 0.16 |
Q2 2016 | 409.12 | 12.2 % | 0.16 | - | 409.12 | 0.16 |
Q3 2016 | 311.61 | (16.9 %) | 0.12 | - | 311.61 | 0.12 |
Q4 2016 | 390.22 | 1.1 % | 0.16 | - | 390.22 | 0.16 |
2016 | 1,502.27 | 2.2 % | 0.60 | - | 1,502.27 | 0.60 |
Q1 2017 | 421.32 | 7.7 % | 0.17 | - | 421.32 | 0.17 |
Q2 2017 | 488.22 | 19.3 % | 0.20 | - | 488.22 | 0.20 |
Q3 2017 | 541.76 | 73.9 % | 0.22 | - | 541.76 | 0.22 |
Q4 2017 | 560.05 | 43.5 % | 0.22 | - | 560.05 | 0.22 |
2017 | 2,011.36 | 33.9 % | 0.80 | - | 2,011.36 | 0.80 |
Q1 2018 | 567.27 | 34.6 % | 0.23 | - | 567.27 | 0.23 |
Q2 2018 | 605.79 | 24.1 % | 0.24 | - | 605.79 | 0.24 |
Q3 2018 | 636.93 | 17.6 % | 0.25 | - | 636.93 | 0.25 |
Q4 2018 | 1,046.96 | 86.9 % | 0.42 | 556.58 | 490.38 | 0.20 |
2018 | 2,856.95 | 42.0 % | 1.14 | 556.58 | 2,300.37 | 0.92 |
Q1 2019 | 637.84 | 12.4 % | 0.26 | - | 637.84 | 0.26 |
Q2 2019 | 675.67 | 11.5 % | 0.27 | - | 675.67 | 0.27 |
Q3 2019 | 712.78 | 11.9 % | 0.29 | - | 712.78 | 0.29 |
Q4 2019 | 508.53 | (51.4 %) | 0.20 | - | 508.53 | 0.20 |
2019 | 2,534.81 | (11.3 %) | 1.01 | - | 2,534.81 | 1.01 |
Q1 2020 | 370.27 | (41.9 %) | 0.15 | - | 370.27 | 0.15 |
Q2 2020 | 572.49 | (15.3 %) | 0.23 | - | 572.49 | 0.23 |
Q3 2020 | 629.25 | (11.7 %) | 0.25 | - | 629.25 | 0.25 |
Q4 2020 | 393.99 | (22.5 %) | 0.16 | - | 393.99 | 0.16 |
2020 | 1,965.99 | (22.4 %) | 0.79 | - | 1,965.99 | 0.79 |
Q1 2021 | 641.84 | 73.3 % | 0.26 | - | 641.84 | 0.26 |
Q2 2021 | 710.33 | 24.1 % | 0.28 | - | 710.33 | 0.28 |
Q3 2021 | 738.09 | 17.3 % | 0.30 | - | 738.09 | 0.30 |
Q4 2021 | 619.13 | 57.1 % | 0.25 | - | 619.13 | 0.25 |
2021 | 2,709.39 | 37.8 % | 1.08 | - | 2,709.39 | 1.08 |
Q1 2022 | 824.75 | 28.5 % | 0.33 | - | 824.75 | 0.33 |
Q2 2022 | 925.09 | 30.2 % | 0.37 | - | 925.09 | 0.37 |
Q3 2022 | 989.03 | 34.0 % | 0.40 | - | 989.03 | 0.40 |
Q4 2022 | 860.28 | 38.9 % | 0.34 | - | 860.28 | 0.34 |
2022 | 3,599.14 | 32.8 % | 1.44 | - | 3,599.14 | 1.44 |
Q1 2023 | 969.89 | 17.6 % | 0.39 | - | 969.89 | 0.39 |
Q2 2023 | 1,225.08 | 32.4 % | 0.49 | - | 1,225.08 | 0.49 |
Q3 2023 | 1,323.90 | 33.9 % | 0.53 | - | 1,323.90 | 0.53 |
Q4 2023 | 1,320.34 | 53.5 % | 0.53 | - | 1,320.34 | 0.53 |
2023 | 4,839.21 | 34.5 % | 1.94 | - | 4,839.21 | 1.94 |
Q1 2024 | 1,314.73 | 35.6 % | 0.53 | - | 1,314.73 | 0.53 |
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS Before XO Items |
---|---|---|---|---|---|---|
2014 | 1,264.43 | 25.8 % | 0.51 | - | 1,264.43 | 0.51 |
2015 | 1,469.98 | 16.3 % | 0.59 | - | 1,469.98 | 0.59 |
2016 | 1,502.27 | 2.2 % | 0.60 | - | 1,502.27 | 0.60 |
2017 | 2,011.36 | 33.9 % | 0.80 | - | 2,011.36 | 0.80 |
2018 | 2,856.95 | 42.0 % | 1.14 | 556.58 | 2,300.37 | 0.92 |
2019 | 2,534.81 | (11.3 %) | 1.01 | - | 2,534.81 | 1.01 |
2020 | 1,965.99 | (22.4 %) | 0.79 | - | 1,965.99 | 0.79 |
2021 | 2,709.39 | 37.8 % | 1.08 | - | 2,709.39 | 1.08 |
2022 | 3,599.14 | 32.8 % | 1.44 | - | 3,599.14 | 1.44 |
2023 | 4,839.21 | 34.5 % | 1.94 | - | 4,839.21 | 1.94 |
Period | Return On Average Assets | Return on Average Equity | Net Profit/Investment Income & Other Financing Operations |
---|---|---|---|
Q1 2015 | 1.76 % | 7.60 % | 56.31 % |
Q2 2015 | 1.80 % | 7.76 % | 55.92 % |
Q3 2015 | 1.79 % | 7.86 % | 57.08 % |
Q4 2015 | 1.73 % | 8.10 % | 57.71 % |
2015 | 1.73 % | 8.10 % | 57.71 % |
Q1 2016 | 1.73 % | 8.57 % | 56.87 % |
Q2 2016 | 1.73 % | 8.60 % | 55.56 % |
Q3 2016 | 1.62 % | 8.11 % | 48.01 % |
Q4 2016 | 1.55 % | 8.01 % | 43.10 % |
2016 | 1.55 % | 8.01 % | 43.10 % |
Q1 2017 | 1.56 % | 8.17 % | 40.73 % |
Q2 2017 | 1.54 % | 8.55 % | 40.59 % |
Q3 2017 | 1.72 % | 9.55 % | 44.75 % |
Q4 2017 | 1.83 % | 10.18 % | 47.27 % |
2017 | 1.83 % | 10.18 % | 47.27 % |
Q1 2018 | 1.97 % | 10.85 % | 49.48 % |
Q2 2018 | 2.00 % | 11.70 % | 50.27 % |
Q3 2018 | 2.05 % | 11.83 % | 49.86 % |
Q4 2018 | 2.42 % | 13.72 % | 58.38 % |
2018 | 2.42 % | 13.72 % | 58.38 % |
Q1 2019 | 2.48 % | 14.41 % | 57.73 % |
Q2 2019 | 2.50 % | 14.71 % | 57.09 % |
Q3 2019 | 2.48 % | 14.58 % | 56.87 % |
Q4 2019 | 2.00 % | 11.59 % | 45.78 % |
2019 | 2.00 % | 11.59 % | 45.78 % |
Q1 2020 | 1.75 % | 10.49 % | 40.18 % |
Q2 2020 | 1.63 % | 9.71 % | 38.51 % |
Q3 2020 | 1.51 % | 9.05 % | 37.61 % |
Q4 2020 | 1.36 % | 8.39 % | 35.94 % |
2020 | 1.36 % | 8.39 % | 35.94 % |
Q1 2021 | 1.50 % | 9.35 % | 41.24 % |
Q2 2021 | 1.55 % | 9.78 % | 43.62 % |
Q3 2021 | 1.58 % | 10.10 % | 44.34 % |
Q4 2021 | 1.64 % | 10.81 % | 47.72 % |
2021 | 1.64 % | 10.81 % | 47.72 % |
Q1 2022 | 1.70 % | 11.21 % | 49.86 % |
Q2 2022 | 1.78 % | 12.03 % | 51.01 % |
Q3 2022 | 1.87 % | 13.05 % | 50.66 % |
Q4 2022 | 1.93 % | 13.69 % | 47.28 % |
2022 | 1.93 % | 13.69 % | 47.28 % |
Q1 2023 | 1.90 % | 13.69 % | 41.97 % |
Q2 2023 | 1.97 % | 14.86 % | 38.72 % |
Q3 2023 | 2.06 % | 15.99 % | 36.77 % |
Q4 2023 | 2.21 % | 17.22 % | 36.58 % |
2023 | 2.21 % | 17.22 % | 36.58 % |
Q1 2024 | 2.26 % | 17.64 % | 36.40 % |
Period | Return On Average Assets | Return on Average Equity | Net Profit/Investment Income & Other Financing Operations |
---|---|---|---|
2014 | 1.76 % | 7.27 % | 55.32 % |
2015 | 1.73 % | 8.10 % | 57.71 % |
2016 | 1.55 % | 8.01 % | 43.10 % |
2017 | 1.83 % | 10.18 % | 47.27 % |
2018 | 2.42 % | 13.72 % | 58.38 % |
2019 | 2.00 % | 11.59 % | 45.78 % |
2020 | 1.36 % | 8.39 % | 35.94 % |
2021 | 1.64 % | 10.81 % | 47.72 % |
2022 | 1.93 % | 13.69 % | 47.28 % |
2023 | 2.21 % | 17.22 % | 36.58 % |
Period | Assets | Change | Customer Deposits | Change | Financing Investments | Change |
---|---|---|---|---|---|---|
Q1 2015 | 83.69 | 27.9 % | 61.56 | 36.4 % | 55.01 | 20.1 % |
Q2 2015 | 81.84 | 15.9 % | 60.59 | 23.7 % | 53.39 | 8.9 % |
Q3 2015 | 82.39 | 9.2 % | 60.38 | 13.1 % | 53.47 | 6.5 % |
Q4 2015 | 88.72 | 9.7 % | 65.69 | 10.5 % | 57.01 | 6.3 % |
Q1 2016 | 91.61 | 9.5 % | 68.79 | 11.7 % | 60.25 | 9.5 % |
Q2 2016 | 98.19 | 20.0 % | 74.17 | 22.4 % | 66.49 | 24.5 % |
Q3 2016 | 102.94 | 24.9 % | 77.32 | 28.1 % | 69.27 | 29.6 % |
Q4 2016 | 104.73 | 18.0 % | 80.61 | 22.7 % | 70.31 | 23.3 % |
Q1 2017 | 105.08 | 14.7 % | 81.45 | 18.4 % | 73.54 | 22.1 % |
Q2 2017 | 111.18 | 13.2 % | 85.78 | 15.7 % | 76.96 | 15.8 % |
Q3 2017 | 111.12 | 8.0 % | 87.23 | 12.8 % | 77.81 | 12.3 % |
Q4 2017 | 114.75 | 9.6 % | 89.06 | 10.5 % | 79.06 | 12.4 % |
Q1 2018 | 113.94 | 8.4 % | 89.34 | 9.7 % | 79.01 | 7.4 % |
Q2 2018 | 116.78 | 5.0 % | 88.94 | 3.7 % | 82.13 | 6.7 % |
Q3 2018 | 120.21 | 8.2 % | 89.87 | 3.0 % | 83.17 | 6.9 % |
Q4 2018 | 121.54 | 5.9 % | 90.13 | 1.2 % | 83.89 | 6.1 % |
Q1 2019 | 121.79 | 6.9 % | 92.26 | 3.3 % | 85.88 | 8.7 % |
Q2 2019 | 123.48 | 5.7 % | 92.82 | 4.4 % | 87.67 | 6.7 % |
Q3 2019 | 128.01 | 6.5 % | 99.84 | 11.1 % | 90.78 | 9.2 % |
Q4 2019 | 131.84 | 8.5 % | 102.06 | 13.2 % | 94.80 | 13.0 % |
Q1 2020 | 138.02 | 13.3 % | 103.87 | 12.6 % | 97.78 | 13.9 % |
Q2 2020 | 142.20 | 15.2 % | 107.42 | 15.7 % | 103.18 | 17.7 % |
Q3 2020 | 147.85 | 15.5 % | 111.32 | 11.5 % | 105.33 | 16.0 % |
Q4 2020 | 156.88 | 19.0 % | 119.45 | 17.0 % | 111.20 | 17.3 % |
Q1 2021 | 159.95 | 15.9 % | 120.71 | 16.2 % | 117.15 | 19.8 % |
Q2 2021 | 164.06 | 15.4 % | 125.88 | 17.2 % | 119.62 | 15.9 % |
Q3 2021 | 166.81 | 12.8 % | 116.65 | 4.8 % | 121.32 | 15.2 % |
Q4 2021 | 173.48 | 10.6 % | 121.06 | 1.3 % | 126.27 | 13.6 % |
Q1 2022 | 179.52 | 12.2 % | 128.04 | 6.1 % | 128.97 | 10.1 % |
Q2 2022 | 184.62 | 12.5 % | 130.38 | 3.6 % | 131.19 | 9.7 % |
Q3 2022 | 193.23 | 15.8 % | 132.05 | 13.2 % | 139.99 | 15.4 % |
Q4 2022 | 200.44 | 15.5 % | 145.17 | 19.9 % | 146.49 | 16.0 % |
Q1 2023 | 213.75 | 19.1 % | 159.95 | 24.9 % | 153.15 | 18.8 % |
Q2 2023 | 226.90 | 22.9 % | 177.87 | 36.4 % | 161.77 | 23.3 % |
Q3 2023 | 232.59 | 20.4 % | 180.23 | 36.5 % | 169.06 | 20.8 % |
Q4 2023 | 236.72 | 18.1 % | 187.90 | 29.4 % | 173.62 | 18.5 % |
Q1 2024 | 244.86 | 14.6 % | 188.99 | 18.2 % | 180.70 | 18.0 % |
Period | Assets | Change | Customer Deposits | Change | Financing Investments | Change |
---|---|---|---|---|---|---|
3m 2015 | 83.69 | 27.9 % | 61.56 | 36.4 % | 55.01 | 20.1 % |
6m 2015 | 81.84 | 15.9 % | 60.59 | 23.7 % | 53.39 | 8.9 % |
9m 2015 | 82.39 | 9.2 % | 60.38 | 13.1 % | 53.47 | 6.5 % |
12m 2015 | 88.72 | 9.7 % | 65.69 | 10.5 % | 57.01 | 6.3 % |
3m 2016 | 91.61 | 9.5 % | 68.79 | 11.7 % | 60.25 | 9.5 % |
6m 2016 | 98.19 | 20.0 % | 74.17 | 22.4 % | 66.49 | 24.5 % |
9m 2016 | 102.94 | 24.9 % | 77.32 | 28.1 % | 69.27 | 29.6 % |
12m 2016 | 104.73 | 18.0 % | 80.61 | 22.7 % | 70.31 | 23.3 % |
3m 2017 | 105.08 | 14.7 % | 81.45 | 18.4 % | 73.54 | 22.1 % |
6m 2017 | 111.18 | 13.2 % | 85.78 | 15.7 % | 76.96 | 15.8 % |
9m 2017 | 111.12 | 8.0 % | 87.23 | 12.8 % | 77.81 | 12.3 % |
12m 2017 | 114.75 | 9.6 % | 89.06 | 10.5 % | 79.06 | 12.4 % |
3m 2018 | 113.94 | 8.4 % | 89.34 | 9.7 % | 79.01 | 7.4 % |
6m 2018 | 116.78 | 5.0 % | 88.94 | 3.7 % | 82.13 | 6.7 % |
9m 2018 | 120.21 | 8.2 % | 89.87 | 3.0 % | 83.17 | 6.9 % |
12m 2018 | 121.54 | 5.9 % | 90.13 | 1.2 % | 83.89 | 6.1 % |
3m 2019 | 121.79 | 6.9 % | 92.26 | 3.3 % | 85.88 | 8.7 % |
6m 2019 | 123.48 | 5.7 % | 92.82 | 4.4 % | 87.67 | 6.7 % |
9m 2019 | 128.01 | 6.5 % | 99.84 | 11.1 % | 90.78 | 9.2 % |
12m 2019 | 131.84 | 8.5 % | 102.06 | 13.2 % | 94.80 | 13.0 % |
3m 2020 | 138.02 | 13.3 % | 103.87 | 12.6 % | 97.78 | 13.9 % |
6m 2020 | 142.20 | 15.2 % | 107.42 | 15.7 % | 103.18 | 17.7 % |
9m 2020 | 147.85 | 15.5 % | 111.32 | 11.5 % | 105.33 | 16.0 % |
12m 2020 | 156.88 | 19.0 % | 119.45 | 17.0 % | 111.20 | 17.3 % |
3m 2021 | 159.95 | 15.9 % | 120.71 | 16.2 % | 117.15 | 19.8 % |
6m 2021 | 164.06 | 15.4 % | 125.88 | 17.2 % | 119.62 | 15.9 % |
9m 2021 | 166.81 | 12.8 % | 116.65 | 4.8 % | 121.32 | 15.2 % |
12m 2021 | 173.48 | 10.6 % | 121.06 | 1.3 % | 126.27 | 13.6 % |
3m 2022 | 179.52 | 12.2 % | 128.04 | 6.1 % | 128.97 | 10.1 % |
6m 2022 | 184.62 | 12.5 % | 130.38 | 3.6 % | 131.19 | 9.7 % |
9m 2022 | 193.23 | 15.8 % | 132.05 | 13.2 % | 139.99 | 15.4 % |
12m 2022 | 200.44 | 15.5 % | 145.17 | 19.9 % | 146.49 | 16.0 % |
3m 2023 | 213.75 | 19.1 % | 159.95 | 24.9 % | 153.15 | 18.8 % |
6m 2023 | 226.90 | 22.9 % | 177.87 | 36.4 % | 161.77 | 23.3 % |
9m 2023 | 232.59 | 20.4 % | 180.23 | 36.5 % | 169.06 | 20.8 % |
12m 2023 | 236.72 | 18.1 % | 187.90 | 29.4 % | 173.62 | 18.5 % |
3m 2024 | 244.86 | 14.6 % | 188.99 | 18.2 % | 180.70 | 18.0 % |
Period | Assets | Change | Customer Deposits | Change | Financing Investments | Change |
---|---|---|---|---|---|---|
2014 | 80.86 | 28.3 % | 59.43 | 39.0 % | 53.64 | 19.4 % |
2015 | 88.72 | 9.7 % | 65.69 | 10.5 % | 57.01 | 6.3 % |
2016 | 104.73 | 18.0 % | 80.61 | 22.7 % | 70.31 | 23.3 % |
2017 | 114.75 | 9.6 % | 89.06 | 10.5 % | 79.06 | 12.4 % |
2018 | 121.54 | 5.9 % | 90.13 | 1.2 % | 83.89 | 6.1 % |
2019 | 131.84 | 8.5 % | 102.06 | 13.2 % | 94.80 | 13.0 % |
2020 | 156.88 | 19.0 % | 119.45 | 17.0 % | 111.20 | 17.3 % |
2021 | 173.48 | 10.6 % | 121.06 | 1.3 % | 126.27 | 13.6 % |
2022 | 200.44 | 15.5 % | 145.17 | 19.9 % | 146.49 | 16.0 % |
2023 | 236.72 | 18.1 % | 187.90 | 29.4 % | 173.62 | 18.5 % |
Period | Customer Deposits Per Total Assets | Financing Investments/Customer Deposits | Financing Investments/Total Assets |
---|---|---|---|
Q1 2015 | 73.56 % | 89.37 % | 65.74 % |
Q2 2015 | 74.03 % | 88.11 % | 65.23 % |
Q3 2015 | 73.28 % | 88.56 % | 64.90 % |
Q4 2015 | 74.04 % | 86.77 % | 64.25 % |
Q1 2016 | 75.08 % | 87.59 % | 65.77 % |
Q2 2016 | 75.54 % | 89.65 % | 67.72 % |
Q3 2016 | 75.11 % | 89.60 % | 67.30 % |
Q4 2016 | 76.97 % | 87.22 % | 67.14 % |
Q1 2017 | 77.51 % | 90.30 % | 69.99 % |
Q2 2017 | 77.16 % | 89.72 % | 69.22 % |
Q3 2017 | 78.50 % | 89.20 % | 70.02 % |
Q4 2017 | 77.62 % | 88.77 % | 68.90 % |
Q1 2018 | 78.41 % | 88.44 % | 69.34 % |
Q2 2018 | 76.16 % | 92.34 % | 70.33 % |
Q3 2018 | 74.76 % | 92.55 % | 69.19 % |
Q4 2018 | 74.16 % | 93.08 % | 69.02 % |
Q1 2019 | 75.75 % | 93.08 % | 70.51 % |
Q2 2019 | 75.17 % | 94.45 % | 71.00 % |
Q3 2019 | 77.99 % | 90.93 % | 70.92 % |
Q4 2019 | 77.41 % | 92.89 % | 71.91 % |
Q1 2020 | 75.26 % | 94.14 % | 70.85 % |
Q2 2020 | 75.54 % | 96.05 % | 72.56 % |
Q3 2020 | 75.29 % | 94.62 % | 71.24 % |
Q4 2020 | 76.15 % | 93.09 % | 70.88 % |
Q1 2021 | 75.46 % | 97.05 % | 73.24 % |
Q2 2021 | 76.73 % | 95.03 % | 72.92 % |
Q3 2021 | 69.93 % | 104.00 % | 72.73 % |
Q4 2021 | 69.79 % | 104.30 % | 72.79 % |
Q1 2022 | 71.32 % | 100.73 % | 71.84 % |
Q2 2022 | 70.62 % | 100.63 % | 71.06 % |
Q3 2022 | 68.34 % | 106.01 % | 72.45 % |
Q4 2022 | 72.43 % | 100.91 % | 73.09 % |
Q1 2023 | 74.83 % | 95.75 % | 71.65 % |
Q2 2023 | 78.39 % | 90.95 % | 71.30 % |
Q3 2023 | 77.49 % | 93.80 % | 72.69 % |
Q4 2023 | 79.38 % | 92.40 % | 73.35 % |
Q1 2024 | 77.18 % | 95.62 % | 73.80 % |
Period | Customer Deposits Per Total Assets | Financing Investments/Customer Deposits | Financing Investments/Total Assets |
---|---|---|---|
2014 | 73.49 % | 90.26 % | 66.33 % |
2015 | 74.04 % | 86.77 % | 64.25 % |
2016 | 76.97 % | 87.22 % | 67.14 % |
2017 | 77.62 % | 88.77 % | 68.90 % |
2018 | 74.16 % | 93.08 % | 69.02 % |
2019 | 77.41 % | 92.89 % | 71.91 % |
2020 | 76.15 % | 93.09 % | 70.88 % |
2021 | 69.79 % | 104.30 % | 72.79 % |
2022 | 72.43 % | 100.91 % | 73.09 % |
2023 | 79.38 % | 92.40 % | 73.35 % |
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
Q1 2015 | 2,500.00 | 0.53 | 0.53 | - | 6.98 |
Q2 2015 | 2,500.00 | 0.55 | 0.55 | - | 7.16 |
Q3 2015 | 2,500.00 | 0.57 | 0.57 | - | 7.29 |
Q4 2015 | 2,500.00 | 0.59 | 0.59 | - | 7.34 |
Q1 2016 | 2,500.00 | 0.61 | 0.61 | - | 7.18 |
Q2 2016 | 2,500.00 | 0.62 | 0.62 | - | 7.36 |
Q3 2016 | 2,500.00 | 0.60 | 0.60 | - | 7.49 |
Q4 2016 | 2,500.00 | 0.60 | 0.60 | - | 7.67 |
Q1 2017 | 2,500.00 | 0.61 | 0.61 | - | 7.83 |
Q2 2017 | 2,500.00 | 0.64 | 0.64 | - | 7.71 |
Q3 2017 | 2,500.00 | 0.74 | 0.74 | - | 7.94 |
Q4 2017 | 2,500.00 | 0.80 | 0.80 | - | 8.14 |
Q1 2018 | 2,500.00 | 0.86 | 0.86 | - | 8.07 |
Q2 2018 | 2,500.00 | 0.91 | 0.91 | - | 7.84 |
Q3 2018 | 2,500.00 | 0.95 | 0.95 | - | 8.08 |
Q4 2018 | 2,500.00 | 1.14 | 0.92 | - | 8.52 |
Q1 2019 | 2,500.00 | 1.17 | 0.95 | - | 8.18 |
Q2 2019 | 2,500.00 | 1.20 | 0.98 | - | 8.47 |
Q3 2019 | 2,500.00 | 1.23 | 1.01 | - | 8.77 |
Q4 2019 | 2,500.00 | 1.01 | 1.01 | 1.02 | 8.98 |
Q1 2020 | 2,500.00 | 0.91 | 0.91 | 0.91 | 9.11 |
Q2 2020 | 2,500.00 | 0.87 | 0.87 | 0.87 | 9.35 |
Q3 2020 | 2,500.00 | 0.83 | 0.83 | 0.83 | 9.62 |
Q4 2020 | 2,500.00 | 0.79 | 0.79 | 0.79 | 9.77 |
Q1 2021 | 2,500.00 | 0.90 | 0.90 | 0.90 | 10.03 |
Q2 2021 | 2,500.00 | 0.95 | 0.95 | 0.95 | 10.08 |
Q3 2021 | 2,500.00 | 0.99 | 0.99 | 1.00 | 10.07 |
Q4 2021 | 2,500.00 | 1.08 | 1.08 | 1.09 | 10.28 |
Q1 2022 | 2,500.00 | 1.16 | 1.16 | 1.16 | 10.61 |
Q2 2022 | 2,500.00 | 1.24 | 1.24 | 1.23 | 10.59 |
Q3 2022 | 2,500.00 | 1.34 | 1.34 | 1.31 | 10.52 |
Q4 2022 | 2,500.00 | 1.44 | 1.44 | 1.38 | 10.75 |
Q1 2023 | 2,500.00 | 1.50 | 1.50 | 1.42 | 11.27 |
Q2 2023 | 2,500.00 | 1.62 | 1.62 | 1.54 | 11.19 |
Q3 2023 | 2,500.00 | 1.75 | 1.75 | 1.67 | 11.38 |
Q4 2023 | 2,500.00 | 1.94 | 1.94 | 1.86 | 11.73 |
Q1 2024 | 2,500.00 | 2.07 | 2.07 | 2.01 | 12.24 |
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
2014 | 2,500.00 | 0.51 | 0.51 | - | 7.18 |
2015 | 2,500.00 | 0.59 | 0.59 | - | 7.34 |
2016 | 2,500.00 | 0.60 | 0.60 | - | 7.67 |
2017 | 2,500.00 | 0.80 | 0.80 | - | 8.14 |
2018 | 2,500.00 | 1.14 | 0.92 | - | 8.52 |
2019 | 2,500.00 | 1.01 | 1.01 | 1.01 | 8.98 |
2020 | 2,500.00 | 0.79 | 0.79 | 0.79 | 9.77 |
2021 | 2,500.00 | 1.08 | 1.08 | 1.08 | 10.28 |
2022 | 2,500.00 | 1.44 | 1.44 | 1.38 | 10.75 |
2023 | 2,500.00 | 1.94 | 1.94 | 1.86 | 11.73 |
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
Q1 2015 | 25.14 | 25.14 | 1.89 |
Q2 2015 | 24.67 | 24.67 | 1.89 |
Q3 2015 | 17.83 | 17.83 | 1.39 |
Q4 2015 | 15.07 | 15.07 | 1.21 |
Q1 2016 | 12.67 | 12.67 | 1.07 |
Q2 2016 | 12.55 | 12.55 | 1.07 |
Q3 2016 | 11.40 | 11.40 | 0.91 |
Q4 2016 | 15.05 | 15.05 | 1.18 |
Q1 2017 | 14.70 | 14.70 | 1.15 |
Q2 2017 | 14.18 | 14.18 | 1.18 |
Q3 2017 | 14.23 | 14.23 | 1.32 |
Q4 2017 | 14.27 | 14.27 | 1.41 |
Q1 2018 | 14.32 | 14.32 | 1.53 |
Q2 2018 | 14.12 | 14.12 | 1.64 |
Q3 2018 | 13.62 | 13.62 | 1.60 |
Q4 2018 | 12.07 | 14.98 | 1.62 |
Q1 2019 | 12.43 | 15.35 | 1.78 |
Q2 2019 | 12.31 | 15.12 | 1.74 |
Q3 2019 | 10.97 | 13.40 | 1.54 |
Q4 2019 | 14.91 | 14.91 | 1.69 |
Q1 2020 | 13.71 | 13.71 | 1.37 |
Q2 2020 | 13.37 | 13.37 | 1.24 |
Q3 2020 | 15.75 | 15.75 | 1.36 |
Q4 2020 | 16.38 | 16.38 | 1.32 |
Q1 2021 | 16.36 | 16.36 | 1.47 |
Q2 2021 | 17.72 | 17.72 | 1.67 |
Q3 2021 | 19.20 | 19.20 | 1.91 |
Q4 2021 | 17.59 | 17.59 | 1.86 |
Q1 2022 | 26.84 | 26.84 | 2.93 |
Q2 2022 | 21.72 | 21.72 | 2.52 |
Q3 2022 | 22.07 | 22.07 | 2.76 |
Q4 2022 | 18.82 | 18.82 | 2.42 |
Q1 2023 | 16.54 | 16.54 | 2.09 |
Q2 2023 | 17.36 | 17.36 | 2.39 |
Q3 2023 | 15.98 | 15.98 | 2.35 |
Q4 2023 | 16.59 | 16.59 | 2.64 |
Q1 2024 | 16.95 | 16.95 | 2.78 |
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
2014 | 24.19 | 24.19 | 1.70 |
2015 | 15.07 | 15.07 | 1.21 |
2016 | 15.05 | 15.05 | 1.18 |
2017 | 14.27 | 14.27 | 1.41 |
2018 | 12.07 | 14.98 | 1.62 |
2019 | 15.06 | 15.06 | 1.69 |
2020 | 16.38 | 16.38 | 1.32 |
2021 | 17.75 | 17.75 | 1.86 |
2022 | 18.82 | 18.82 | 2.42 |
2023 | 16.59 | 16.59 | 2.64 |
Q1 2024
2024
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage | Others |
---|---|---|---|---|---|
Q1 2015 | 247.68 | 326.48 | 123.74 | 31.70 | - |
Q2 2015 | 264.91 | 380.71 | 163.50 | 36.38 | - |
Q3 2015 | 266.23 | 333.07 | 78.56 | 30.08 | - |
Q4 2015 | 262.89 | 394.75 | 87.07 | 35.00 | - |
Q1 2016 | 271.68 | 317.10 | 105.45 | 40.10 | - |
Q2 2016 | 279.19 | 357.18 | 139.50 | 44.01 | - |
Q3 2016 | 296.86 | 369.34 | 121.78 | 40.73 | - |
Q4 2016 | 287.93 | 396.96 | 199.08 | 60.90 | - |
Q1 2017 | 381.21 | 424.83 | 147.59 | 51.22 | - |
Q2 2017 | 388.98 | 400.06 | 170.34 | 47.33 | - |
Q3 2017 | 419.81 | 416.05 | 180.54 | 46.35 | - |
Q4 2017 | 431.88 | 459.06 | 218.35 | 189.37 | - |
Q1 2018 | 451.77 | 384.81 | 205.15 | 68.03 | - |
Q2 2018 | 462.86 | 444.90 | 222.57 | 100.68 | - |
Q3 2018 | 502.29 | 452.86 | 146.49 | 110.06 | - |
Q4 2018 | 482.34 | 298.75 | 439.46 | 71.90 | - |
Q1 2019 | 591.63 | 437.92 | 174.13 | 85.95 | - |
Q2 2019 | 613.57 | 412.84 | 258.85 | 78.95 | - |
Q3 2019 | 636.28 | 478.53 | 241.64 | 84.52 | - |
Q4 2019 | 625.88 | 470.10 | 292.43 | 126.94 | - |
Q1 2020 | 704.81 | 422.91 | 32.69 | 107.63 | - |
Q2 2020 | 575.08 | 407.84 | 218.76 | 121.98 | - |
Q3 2020 | 609.10 | 531.29 | 199.35 | 140.09 | - |
Q4 2020 | 737.85 | 505.40 | 203.40 | 163.46 | - |
Q1 2021 | 676.62 | 504.98 | 243.84 | 180.82 | - |
Q2 2021 | 604.14 | 592.09 | 284.39 | 170.50 | - |
Q3 2021 | 649.17 | 683.65 | 242.45 | 146.79 | - |
Q4 2021 | 638.26 | 627.40 | 275.12 | 139.39 | - |
Q1 2022 | 627.88 | 582.67 | 397.78 | 199.28 | - |
Q2 2022 | 746.65 | 607.48 | 393.14 | 184.87 | - |
Q3 2022 | 1,002.78 | 618.33 | 290.26 | 164.05 | - |
Q4 2022 | 946.80 | 927.48 | 85.62 | 187.99 | - |
Q1 2023 | 979.97 | 796.62 | 229.90 | 172.92 | - |
Q2 2023 | 1,028.66 | 808.75 | 334.86 | 264.60 | - |
Q3 2023 | 1,249.82 | 790.62 | 278.61 | 221.59 | - |
Q4 2023 | 1,267.07 | 841.41 | 268.71 | 191.55 | - |
Q1 2024 | 1,246.10 | 790.47 | 302.64 | 225.29 | - |
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage | Others |
---|---|---|---|---|---|
2014 | 840.32 | 1,194.98 | 495.33 | 89.20 | - |
2015 | 1,041.71 | 1,435.02 | 452.87 | 133.15 | - |
2016 | 1,135.67 | 1,440.59 | 565.81 | 185.74 | - |
2017 | 1,621.88 | 1,700.00 | 716.81 | 334.27 | - |
2018 | 1,899.26 | 1,581.33 | 1,013.66 | 350.67 | - |
2019 | 2,467.37 | 1,799.39 | 967.05 | 376.36 | - |
2020 | 2,626.85 | 1,867.43 | 654.20 | 533.16 | - |
2021 | 2,568.18 | 2,408.12 | 1,045.80 | 637.49 | - |
2022 | 3,324.13 | 2,735.96 | 1,185.15 | 717.83 | - |
2023 | 4,494.15 | 3,268.77 | 1,112.08 | 850.67 | - |
Item | Q1 2024 (e) | Q1 2024 (a) | Change |
---|---|---|---|
Average | 1,340.60 | 1,314.73 | (1.9 %) |
Item | Q1 2024 (e) | Q1 2024 (a) | Change |
---|---|---|---|
FAB Securities | 1,335.00 | 1,314.73 | (1.5) % |
Citi Bank Group | 1,341.60 | 1,314.73 | (2.0) % |
AlJazira Capital | 1,347.00 | 1,314.73 | (2.4) % |
Value Capital | 1,358.59 | 1,314.73 | (3.2) % |
Bank of America | 1,253.18 | 1,314.73 | 4.9 % |
OSOOL AND BAKHEET | 1,387.18 | 1,314.73 | (5.2) % |
SNB Capital | 1,393.00 | 1,314.73 | (5.6) % |
Hermes | 1,404.00 | 1,314.73 | (6.4) % |
Riyad Capital | 1,418.00 | 1,314.73 | (7.3) % |
Sico | 1,455.00 | 1,314.73 | (9.6) % |
United Securities Company | 1,054.00 | 1,314.73 | 24.7 % |
Current | |
Market Cap (M) | 70,125.00 |
Shares Outstanding ((M)) | 2,500.00 |
EPS ( Riyal) (TTM) | 2.25 |
EPS Diluted ( Riyal) (TTM) | 2.13 |
Book Value (BV) ( Riyal) | 12.96 |
Par Value ( Riyal) | 10.00 |
Adjusted P/E (Last12) | 12.47 |
P/E (TTM) | 12.47 |
Price/book | 2.16 |
Return on Average Assets (%) (TTM) | 2.3 |
Return on Average Equity (%) (TTM) | 18.5 |
Argaam Investment Company has updated the Privacy Policy of its services and digital platforms. Know more about our Privacy Policy here.
Argaam uses cookies to personalize content, to provide social media features and analyze traffic, that we might also share with third parties. You consent to our cookies if you use this website
Comments {{getCommentCount()}}
Be the first to comment
رد{{comment.DisplayName}} على {{getCommenterName(comment.ParentThreadID)}}
{{comment.DisplayName}}
{{comment.ElapsedTime}}