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- 4330 - RIYAD REIT
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- 4333 - TALEEM REIT
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- 4335 - MUSHARAKA REIT
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- 4340 - Al RAJHI REIT
- 4339 - DERAYAH REIT
- 4344 - SEDCO CAPITAL REIT
- 4347 - BONYAN REIT
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Media and Entertainment
Real Estate Mgmt & Dev't
Food & Beverages
- 9515 - FESH FASH
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- 9556 - NOFOTH
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- 9564 - HORIZON FOOD
- 9555 - LEEN ALKHAIR
- 9612 - SAMA WATER
- 9518 - CMCER
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- 9594 - ALMODAWAT
- 9572 - ALRAZI
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Alinma Bank reported a 35% rise in 2023 net profit to SAR 4.83 billion, compared to SAR 3.59 billion a year earlier.
Financials (M)
Item | 2022 | 2023 | Change |
---|---|---|---|
Net Income from investments and financial activities | 6,066.47 | 7,654.51 | 26.2 % |
Operating Income | 7,963.06 | 9,725.66 | 22.1 % |
Total Provisions | (1197.70) | (1272.10) | (6.2 %) |
Net Income | 3,599.14 | 4,839.21 | 34.5 % |
Average Shares | 2,500.00 | 2,500.00 | - |
EPS (Riyals) | 1.44 | 1.94 | 34.5 % |
EPS Diluted (Riyals) | 1.38 | 1.86 | 34.7 % |
Income from investments and financing increased mainly due to growth in financing and investments volume and higher profit rates.
The bank also posted higher net income due to a 22.1% increase in gross operating income. This was mainly due to higher net income from financing and investment, as well as fees and exchange income, which were partly offset by lower FVSI and other operating income.
The fourth-quarter net profit leapt 54% to SAR 1.32 billion from SAR 860.2 million in Q4 2022.
Meanwhile, the three-month bottom line fell by 0.3% quarter on quarter.
Current Quarter Comparison (M)
Item | Q4 2022 | Q4 2023 | Change |
---|---|---|---|
Net Income from investments and financial activities | 1,667.81 | 2,054.17 | 23.2 % |
Operating Income | 2,147.89 | 2,568.74 | 19.6 % |
Debt Provisions | (435.79) | (308.54) | 29.2 % |
Net Income | 860.28 | 1,320.34 | 53.5 % |
Average Shares | 2,500.00 | 2,500.00 | - |
EPS (Riyals) | 0.34 | 0.53 | 53.5 % |
EPS Diluted (Riyal) | 0.32 | 0.51 | 60.0 % |
Item | Q3 2023 | Q4 2023 | Change |
---|---|---|---|
Net Income from investments and financial activities | 2,005.90 | 2,054.17 | 2.4 % |
Operating Income | 2,540.64 | 2,568.74 | 1.1 % |
Debt Provisions | (300.99) | (308.54) | (2.5 %) |
Net Income | 1,323.90 | 1,320.34 | (0.3 %) |
Average Shares | 2,500.00 | 2,500.00 | - |
EPS (Riyals) | 0.53 | 0.53 | (0.3 %) |
EPS Diluted (Riyal) | 0.51 | 0.51 | 0.0 % |
Balance Sheet (B)
Item | 2022 | 2023 | Change |
---|---|---|---|
Assets | 200.44 | 236.72 | 18.1 % |
Customer Deposits | 145.17 | 187.90 | 29.4 % |
Financing Investments | 146.49 | 173.62 | 18.5 % |
Shareholders’ equity, with no minority interest and after excluding sukuk, stood at SAR 29.33 billion as of Dec. 31, 2023, compared to SAR 26.87 billion in the year-earlier period.
View other reports
- TASI
-
Energy
- 2222 - SAUDI ARAMCO
- 2030 - SARCO
- 2380 - PETRO RABIGH
- 4030 - BAHRI
- 4200 - ALDREES
- 2381 - ARABIAN DRILLING
- 2382 - ADES
- 1201 - TAKWEEN
- 1202 - MEPCO
- 1210 - BCI
- 1211 - MAADEN
- 1301 - ASLAK
- 1304 - ALYAMAMAH STEEL
- 1320 - SSP
- 2001 - CHEMANOL
- 2010 - SABIC
- 2020 - SABIC AGRI-NUTRIENTS
- 2090 - NGC
- 2150 - ZOUJAJ
- 2170 - ALUJAIN
- 2180 - FIPCO
- 2200 - APC
- 2210 - NAMA CHEMICALS
- 2220 - MAADANIYAH
- 2240 - ZAMIL INDUST
- 2250 - SIIG
- 2290 - YANSAB
- 2300 - SPM
- 2310 - SIPCHEM
- 2330 - ADVANCED
- 2350 - SAUDI KAYAN
- 3002 - NAJRAN CEMENT
- 3003 - CITY CEMENT
- 3004 - NORTHERN CEMENT
- 3005 - UACC
- 3010 - ACC
- 3020 - YC
- 3030 - SAUDI CEMENT
- 3040 - QACCO
- 3050 - SPCC
- 3060 - YCC
- 3080 - EPCCO
- 3090 - TCC
- 3091 - JOUF CEMENT
- 3092 - RIYADH CEMENT
- 2060 - TASNEE
- 3008 - ALKATHIRI
- 3007 - OASIS
- 1321 - EAST PIPES
- 1322 - AMAK
- 2223 - LUBEREF
- 2360 - SVCP
- 1212 - ASTRA INDUSTRIAL
- 1302 - BAWAN
- 1303 - EIC
- 2040 - SAUDI CERAMICS
- 2110 - SAUDI CABLE
- 2160 - AMIANTIT
- 2320 - ALBABTAIN
- 2370 - MESC
- 4140 - SIECO
- 4141 - ALOMRAN
- 4142 - RIYADH CABLES
- 1214 - SHAKER
- 4110 - BATIC
- 4143 - TALCO
- 4031 - SGS
- 4040 - SAPTCO
- 4260 - BUDGET SAUDI
- 2190 - SISCO HOLDING
- 4261 - THEEB
- 4263 - SAL
- 4262 - LUMI
- 1810 - SEERA
- 6013 - DWF
- 1820 - ALHOKAIR GROUP
- 4170 - TECO
- 4290 - ALKHALEEJ TRNG
- 6002 - HERFY FOODS
- 1830 - Leejam Sports
- 6012 - RAYDAN
- 4291 - NCLE
- 4292 - ATAA
- 6014 - ALAMAR
- 6015 - AMERICANA
- 6016 - BURGERIZZR
- 4003 - EXTRA
- 4008 - SACO
- 4050 - SASCO
- 4190 - JARIR
- 4240 - CENOMI RETAIL
- 4191 - ABO MOATI
- 4051 - BAAZEEM
- 4192 - ALSAIF GALLERY
- 4001 - A.OTHAIM MARKET
- 4006 - FARM SUPERSTORES
- 4061 - ANAAM HOLDING
- 4160 - THIMAR
- 4161 - BINDAWOOD
- 4162 - ALMUNAJEM
- 4164 - NAHDI
- 4163 - ALDAWAA
- 2050 - SAVOLA GROUP
- 2100 - WAFRAH
- 2270 - SADAFCO
- 2280 - ALMARAI
- 6001 - HB
- 6010 - NADEC
- 6020 - GACO
- 6040 - TADCO
- 6050 - SFICO
- 6060 - SHARQIYAH DEV
- 6070 - ALJOUF
- 6090 - JAZADCO
- 2281 - TANMIAH
- 2282 - NAQI
- 2283 - FIRST MILLS
- 4080 - SINAD HOLDING
- 2284 - MODERN MILLS
- 2285 - ARABIAN MILLS
- 2286 - FOURTH MILLING
- 4002 - MOUWASAT
- 4004 - DALLAH HEALTH
- 4005 - CARE
- 4007 - ALHAMMADI
- 4009 - SAUDI GERMAN HEALTH
- 2230 - CHEMICAL
- 4013 - SULAIMAN ALHABIB
- 2140 - AYYAN
- 4014 - EQUIPMENT HOUSE
- 4017 - FAKEEH CARE
- 1010 - RIBL
- 1020 - BJAZ
- 1030 - SAIB
- 1050 - BSF
- 1060 - SAB
- 1080 - ANB
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- 1140 - ALBILAD
- 1150 - ALINMA
- 1180 - SNB
- 2120 - SAIC
- 4280 - KINGDOM
- 4130 - ALBAHA
- 4081 - NAYIFAT
- 1111 - TADAWUL GROUP
- 4082 - MRNA
- 1182 - AMLAK
- 1183 - SHL
- 8010 - TAWUNIYA
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- 8030 - MEDGULF
- 8040 - ALLIANZ SF
- 8050 - SALAMA
- 8060 - WALAA
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- 8230 - ALRAJHI TAKAFUL
- 8280 - LIVA
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- 8180 - ALSAGR INSURANCE
- 8170 - ALETIHAD
- 8100 - SAICO
- 8120 - GULF UNION ALAHLIA
- 8200 - SAUDI RE
- 8160 - AICC
- 8250 - GIG
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- 8310 - AMANA INSURANCE
- 8311 - ENAYA
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- 4330 - RIYAD REIT
- 4331 - ALJAZIRA REIT
- 4332 - JADWA REIT ALHARAMAIN
- 4333 - TALEEM REIT
- 4334 - AL MAATHER REIT
- 4335 - MUSHARAKA REIT
- 4336 - MULKIA REIT
- 4338 - ALAHLI REIT 1
- 4337 - SICO SAUDI REIT
- 4342 - JADWA REIT SAUDI
- 4340 - Al RAJHI REIT
- 4339 - DERAYAH REIT
- 4344 - SEDCO CAPITAL REIT
- 4347 - BONYAN REIT
- 4345 - ALINMA RETAIL REIT
- 4346 - MEFIC REIT
- 4348 - ALKHABEER REIT
- 4349 - ALINMA HOSPITALITY REIT
- 4350 - ALISTITHMAR REIT
- 4020 - ALAKARIA
- 4323 - SUMOU
- 4090 - TAIBA
- 4100 - MCDC
- 4150 - ARDCO
- 4220 - EMAAR EC
- 4230 - RED SEA
- 4250 - JABAL OMAR
- 4300 - DAR ALARKAN
- 4310 - KEC
- 4320 - ALANDALUS
- 4321 - CENOMI CENTERS
- 4322 - RETAL
- NOMU
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Media and Entertainment
Real Estate Mgmt & Dev't
Food & Beverages
- 9515 - FESH FASH
- 9532 - ALJOUF WATER
- 9536 - FADECO
- 9556 - NOFOTH
- 9559 - BALADY
- 9564 - HORIZON FOOD
- 9555 - LEEN ALKHAIR
- 9612 - SAMA WATER
- 9518 - CMCER
- 9530 - TIBBIYAH
- 9527 - AME
- 9544 - FUTURE CARE
- 9546 - NABA ALSAHA
- 9574 - PRO MEDEX
- 9594 - ALMODAWAT
- 9572 - ALRAZI
- 9587 - LANA
- 9600 - QOMEL
- 9604 - MIRAL
- 9513 - WATANI STEEL
- 9514 - ALNAQOOL
- 9523 - GROUP FIVE
- 9539 - AQASEEM
- 9548 - APICO
- 9553 - MOLAN
- 9565 - MEYAR
- 9552 - SAUDI TOP
- 9563 - BENA
- 9566 - LIME INDUSTRIES
- 9580 - ALRASHID INDUSTRIAL
- 9583 - UNITED MINING
- 9576 - PAPER HOME
- 9588 - RIYADH STEEL
- 9575 - MARBLE DESIGN
- 9599 - TAQAT
- 9601 - ALRASHEED
- 9605 - NEFT ALSHARQ
- 9607 - ASG
- 9609 - NAAS PETROL
- 9510 - NBM
- 9528 - GAS
- 9531 - OBEIKAN GLASS
- 9533 - SPC
- 9529 - RAOOM
- 9525 - ALWASAIL INDUSTRIAL
- 9542 - KEIR
- 9547 - RAWASI
- 9568 - MAYAR
- 9569 - ALMUNEEF
- 9578 - ATLAS ELEVATORS
- 9560 - WAJA
- 9611 - UFG
- 9540 - TADWEEER
- 9545 - ALDAWLIAH
- 9570 - TAM DEVELOPMENT
- 9581 - CLEAN LIFE
- 9593 - PAN GULF
- 9597 - LEAF
- 9608 - ALASHGHAL ALMOYSRA
- 9606 - THARWAH
- 9613 - SHALFA
- 9541 - ACADEMY OF LEARNING
- 9562 - FOOD GATE
- 9590 - ARMAH
- 9526 - JAHEZ
- 9598 - ALMOHAFAZA FOR EDUCATION
- 9603 - HORIZON EDUCATIONAL
- 9567 - GHIDA ALSULTAN
Share Price
Alinma Bank (ALINMA)
Current | |
Market Cap (M) | 68,875.00 |
Shares Outstanding ((M)) | 2,500.00 |
EPS ( Riyal) (TTM) | 2.25 |
EPS Diluted ( Riyal) (TTM) | 2.13 |
Book Value (BV) ( Riyal) | 12.96 |
Par Value ( Riyal) | 10.00 |
Adjusted P/E (Last12) | 12.25 |
P/E (TTM) | 12.25 |
Price/book | 2.13 |
Return on Average Assets (%) (TTM) | 2.3 |
Return on Average Equity (%) (TTM) | 18.5 |
Financial results (Million)
Financial results (Million)
Period | Net Income from investments and financial activities | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
Q1 2014 | 512.62 | 15.6 % | 599.84 | 15.0 % | (24.98) | 51.1 % |
Q2 2014 | 501.80 | 9.8 % | 611.44 | 9.4 % | (15.65) | 74.1 % |
Q3 2014 | 529.49 | 15.0 % | 687.33 | 26.7 % | (50.65) | (78.9 %) |
Q4 2014 | 531.05 | 12.0 % | 721.31 | 10.0 % | (70.40) | 47.6 % |
2014 | 2,074.95 | 13.1 % | 2,619.84 | 15.0 % | (161.67) | 41.0 % |
Q1 2015 | 550.00 | 7.3 % | 729.60 | 21.6 % | (70.12) | (180.8 %) |
Q2 2015 | 610.46 | 21.7 % | 845.51 | 38.3 % | (78.13) | (399.3 %) |
Q3 2015 | 547.52 | 3.4 % | 707.94 | 3.0 % | (10.33) | 79.6 % |
Q4 2015 | 570.72 | 7.5 % | 779.70 | 8.1 % | (37.59) | 46.6 % |
2015 | 2,278.69 | 9.8 % | 3,062.74 | 16.9 % | (196.17) | (21.3 %) |
Q1 2016 | 611.17 | 11.1 % | 734.32 | 0.6 % | (13.03) | 81.4 % |
Q2 2016 | 626.79 | 2.7 % | 819.89 | (3.0 %) | (24.70) | 68.4 % |
Q3 2016 | 687.54 | 25.6 % | 828.72 | 17.1 % | (41.43) | (301.2 %) |
Q4 2016 | 726.60 | 27.3 % | 944.88 | 21.2 % | (115.99) | (208.5 %) |
2016 | 2,652.10 | 16.4 % | 3,327.80 | 8.7 % | (195.15) | 0.5 % |
Q1 2017 | 814.43 | 33.3 % | 1,004.85 | 36.8 % | (124.24) | (853.2 %) |
Q2 2017 | 834.22 | 33.1 % | 1,006.70 | 22.8 % | (119.54) | (384.0 %) |
Q3 2017 | 877.17 | 27.6 % | 1,062.75 | 28.2 % | (104.65) | (152.6 %) |
Q4 2017 | 967.21 | 33.1 % | 1,298.66 | 37.4 % | (210.06) | (81.1 %) |
2017 | 3,493.02 | 31.7 % | 4,372.96 | 31.4 % | (558.48) | (186.2 %) |
Q1 2018 | 896.28 | 10.1 % | 1,109.76 | 10.4 % | (89.47) | 28.0 % |
Q2 2018 | 942.39 | 13.0 % | 1,231.00 | 22.3 % | (162.76) | (36.2 %) |
Q3 2018 | 987.21 | 12.5 % | 1,211.70 | 14.0 % | (98.24) | 6.1 % |
Q4 2018 | 971.95 | 0.5 % | 1,292.46 | (0.5 %) | (41.92) | 80.0 % |
2018 | 3,797.83 | 8.7 % | 4,844.92 | 10.8 % | (392.80) | 29.7 % |
Q1 2019 | 976.43 | 8.9 % | 1,289.64 | 16.2 % | (65.40) | 26.9 % |
Q2 2019 | 1,066.01 | 13.1 % | 1,364.21 | 10.8 % | (141.66) | 13.0 % |
Q3 2019 | 1,138.86 | 15.4 % | 1,440.97 | 18.9 % | (108.31) | (10.2 %) |
Q4 2019 | 1,141.93 | 17.5 % | 1,515.34 | 17.2 % | (385.11) | (818.6 %) |
2019 | 4,323.22 | 13.8 % | 5,610.16 | 15.8 % | (700.48) | (78.3 %) |
Q1 2020 | 1,121.16 | 14.8 % | 1,259.28 | (2.4 %) | (358.69) | (448.5 %) |
Q2 2020 | 1,127.30 | 5.8 % | 1,332.41 | (2.3 %) | (192.79) | (36.1 %) |
Q3 2020 | 1,185.15 | 4.1 % | 1,479.84 | 2.7 % | (231.00) | (113.3 %) |
Q4 2020 | 1,214.21 | 6.3 % | 1,610.11 | 6.3 % | (636.70) | (65.3 %) |
2020 | 4,647.82 | 7.5 % | 5,681.64 | 1.3 % | (1,419.18) | (102.6 %) |
Q1 2021 | 1,206.64 | 7.6 % | 1,604.24 | 27.4 % | (346.77) | 3.3 % |
Q2 2021 | 1,231.43 | 9.2 % | 1,653.14 | 24.1 % | (336.80) | (74.7 %) |
Q3 2021 | 1,392.89 | 17.5 % | 1,722.06 | 16.4 % | (279.06) | (20.8 %) |
Q4 2021 | 1,309.43 | 7.8 % | 1,680.16 | 4.4 % | (288.98) | 54.6 % |
2021 | 5,140.39 | 10.6 % | 6,659.59 | 17.2 % | (1,251.60) | 11.8 % |
Q1 2022 | 1,311.57 | 8.7 % | 1,807.61 | 12.7 % | (241.02) | 30.5 % |
Q2 2022 | 1,413.49 | 14.8 % | 1,932.14 | 16.9 % | (248.35) | 26.3 % |
Q3 2022 | 1,673.65 | 20.2 % | 2,075.43 | 20.5 % | (272.53) | 2.3 % |
Q4 2022 | 1,667.81 | 27.4 % | 2,147.89 | 27.8 % | (435.79) | (50.8 %) |
2022 | 6,066.47 | 18.0 % | 7,963.06 | 19.6 % | (1,197.70) | 4.3 % |
Q1 2023 | 1,734.76 | 32.3 % | 2,179.41 | 20.6 % | (337.03) | (39.8 %) |
Q2 2023 | 1,859.68 | 31.6 % | 2,436.87 | 26.1 % | (325.54) | (31.1 %) |
Q3 2023 | 2,005.90 | 19.9 % | 2,540.64 | 22.4 % | (300.99) | (10.4 %) |
Q4 2023 | 2,054.17 | 23.2 % | 2,568.74 | 19.6 % | (308.54) | 29.2 % |
2023 | 7,654.51 | 26.2 % | 9,725.66 | 22.1 % | (1,272.10) | (6.2 %) |
Period | Net Income from investments and financial activities | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
2014 | 2,074.95 | 13.1 % | 2,619.84 | 15.0 % | (161.67) | 41.0 % |
2015 | 2,278.69 | 9.8 % | 3,062.74 | 16.9 % | (196.17) | (21.3 %) |
2016 | 2,652.10 | 16.4 % | 3,327.80 | 8.7 % | (195.15) | 0.5 % |
2017 | 3,493.02 | 31.7 % | 4,372.96 | 31.4 % | (558.48) | (186.2 %) |
2018 | 3,797.83 | 8.7 % | 4,844.92 | 10.8 % | (392.80) | 29.7 % |
2019 | 4,323.22 | 13.8 % | 5,610.16 | 15.8 % | (700.48) | (78.3 %) |
2020 | 4,647.82 | 7.5 % | 5,681.64 | 1.3 % | (1,419.18) | (102.6 %) |
2021 | 5,140.39 | 10.6 % | 6,659.59 | 17.2 % | (1,251.60) | 11.8 % |
2022 | 6,066.47 | 18.0 % | 7,963.06 | 19.6 % | (1,197.70) | 4.3 % |
2023 | 7,654.51 | 26.2 % | 9,725.66 | 22.1 % | (1,272.10) | (6.2 %) |
Profit Performance (Million)
Profit Performance (Million)
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS Before XO Items |
---|---|---|---|---|---|---|
Q1 2014 | 292.84 | 32.3 % | 0.12 | - | 292.84 | 0.12 |
Q2 2014 | 307.66 | 27.4 % | 0.12 | - | 307.66 | 0.12 |
Q3 2014 | 331.34 | 26.4 % | 0.13 | - | 331.34 | 0.13 |
Q4 2014 | 332.60 | 18.8 % | 0.13 | - | 332.60 | 0.13 |
2014 | 1,264.43 | 25.8 % | 0.51 | - | 1,264.43 | 0.51 |
Q1 2015 | 344.11 | 17.5 % | 0.14 | - | 344.11 | 0.14 |
Q2 2015 | 364.76 | 18.6 % | 0.15 | - | 364.76 | 0.15 |
Q3 2015 | 375.19 | 13.2 % | 0.15 | - | 375.19 | 0.15 |
Q4 2015 | 385.92 | 16.0 % | 0.15 | - | 385.92 | 0.15 |
2015 | 1,469.98 | 16.3 % | 0.59 | - | 1,469.98 | 0.59 |
Q1 2016 | 391.32 | 13.7 % | 0.16 | - | 391.32 | 0.16 |
Q2 2016 | 409.12 | 12.2 % | 0.16 | - | 409.12 | 0.16 |
Q3 2016 | 311.61 | (16.9 %) | 0.12 | - | 311.61 | 0.12 |
Q4 2016 | 390.22 | 1.1 % | 0.16 | - | 390.22 | 0.16 |
2016 | 1,502.27 | 2.2 % | 0.60 | - | 1,502.27 | 0.60 |
Q1 2017 | 421.32 | 7.7 % | 0.17 | - | 421.32 | 0.17 |
Q2 2017 | 488.22 | 19.3 % | 0.20 | - | 488.22 | 0.20 |
Q3 2017 | 541.76 | 73.9 % | 0.22 | - | 541.76 | 0.22 |
Q4 2017 | 560.05 | 43.5 % | 0.22 | - | 560.05 | 0.22 |
2017 | 2,011.36 | 33.9 % | 0.80 | - | 2,011.36 | 0.80 |
Q1 2018 | 567.27 | 34.6 % | 0.23 | - | 567.27 | 0.23 |
Q2 2018 | 605.79 | 24.1 % | 0.24 | - | 605.79 | 0.24 |
Q3 2018 | 636.93 | 17.6 % | 0.25 | - | 636.93 | 0.25 |
Q4 2018 | 1,046.96 | 86.9 % | 0.42 | 556.58 | 490.38 | 0.20 |
2018 | 2,856.95 | 42.0 % | 1.14 | 556.58 | 2,300.37 | 0.92 |
Q1 2019 | 637.84 | 12.4 % | 0.26 | - | 637.84 | 0.26 |
Q2 2019 | 675.67 | 11.5 % | 0.27 | - | 675.67 | 0.27 |
Q3 2019 | 712.78 | 11.9 % | 0.29 | - | 712.78 | 0.29 |
Q4 2019 | 508.53 | (51.4 %) | 0.20 | - | 508.53 | 0.20 |
2019 | 2,534.81 | (11.3 %) | 1.01 | - | 2,534.81 | 1.01 |
Q1 2020 | 370.27 | (41.9 %) | 0.15 | - | 370.27 | 0.15 |
Q2 2020 | 572.49 | (15.3 %) | 0.23 | - | 572.49 | 0.23 |
Q3 2020 | 629.25 | (11.7 %) | 0.25 | - | 629.25 | 0.25 |
Q4 2020 | 393.99 | (22.5 %) | 0.16 | - | 393.99 | 0.16 |
2020 | 1,965.99 | (22.4 %) | 0.79 | - | 1,965.99 | 0.79 |
Q1 2021 | 641.84 | 73.3 % | 0.26 | - | 641.84 | 0.26 |
Q2 2021 | 710.33 | 24.1 % | 0.28 | - | 710.33 | 0.28 |
Q3 2021 | 738.09 | 17.3 % | 0.30 | - | 738.09 | 0.30 |
Q4 2021 | 619.13 | 57.1 % | 0.25 | - | 619.13 | 0.25 |
2021 | 2,709.39 | 37.8 % | 1.08 | - | 2,709.39 | 1.08 |
Q1 2022 | 824.75 | 28.5 % | 0.33 | - | 824.75 | 0.33 |
Q2 2022 | 925.09 | 30.2 % | 0.37 | - | 925.09 | 0.37 |
Q3 2022 | 989.03 | 34.0 % | 0.40 | - | 989.03 | 0.40 |
Q4 2022 | 860.28 | 38.9 % | 0.34 | - | 860.28 | 0.34 |
2022 | 3,599.14 | 32.8 % | 1.44 | - | 3,599.14 | 1.44 |
Q1 2023 | 969.89 | 17.6 % | 0.39 | - | 969.89 | 0.39 |
Q2 2023 | 1,225.08 | 32.4 % | 0.49 | - | 1,225.08 | 0.49 |
Q3 2023 | 1,323.90 | 33.9 % | 0.53 | - | 1,323.90 | 0.53 |
Q4 2023 | 1,320.34 | 53.5 % | 0.53 | - | 1,320.34 | 0.53 |
2023 | 4,839.21 | 34.5 % | 1.94 | - | 4,839.21 | 1.94 |
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS Before XO Items |
---|---|---|---|---|---|---|
2014 | 1,264.43 | 25.8 % | 0.51 | - | 1,264.43 | 0.51 |
2015 | 1,469.98 | 16.3 % | 0.59 | - | 1,469.98 | 0.59 |
2016 | 1,502.27 | 2.2 % | 0.60 | - | 1,502.27 | 0.60 |
2017 | 2,011.36 | 33.9 % | 0.80 | - | 2,011.36 | 0.80 |
2018 | 2,856.95 | 42.0 % | 1.14 | 556.58 | 2,300.37 | 0.92 |
2019 | 2,534.81 | (11.3 %) | 1.01 | - | 2,534.81 | 1.01 |
2020 | 1,965.99 | (22.4 %) | 0.79 | - | 1,965.99 | 0.79 |
2021 | 2,709.39 | 37.8 % | 1.08 | - | 2,709.39 | 1.08 |
2022 | 3,599.14 | 32.8 % | 1.44 | - | 3,599.14 | 1.44 |
2023 | 4,839.21 | 34.5 % | 1.94 | - | 4,839.21 | 1.94 |
Balance Sheet (B)
Balance Sheet Performance (B)
Period | Assets | Change | Customer Deposits | Change | Financing Investments | Change |
---|---|---|---|---|---|---|
Q1 2014 | 65.44 | 16.4 % | 45.14 | 31.4 % | 45.81 | 16.2 % |
Q2 2014 | 70.60 | 21.8 % | 48.98 | 34.3 % | 49.01 | 17.9 % |
Q3 2014 | 75.46 | 27.6 % | 53.39 | 41.9 % | 50.22 | 19.8 % |
Q4 2014 | 80.86 | 28.3 % | 59.43 | 39.0 % | 53.64 | 19.4 % |
Q1 2015 | 83.69 | 27.9 % | 61.56 | 36.4 % | 55.01 | 20.1 % |
Q2 2015 | 81.84 | 15.9 % | 60.59 | 23.7 % | 53.39 | 8.9 % |
Q3 2015 | 82.39 | 9.2 % | 60.38 | 13.1 % | 53.47 | 6.5 % |
Q4 2015 | 88.72 | 9.7 % | 65.69 | 10.5 % | 57.01 | 6.3 % |
Q1 2016 | 91.61 | 9.5 % | 68.79 | 11.7 % | 60.25 | 9.5 % |
Q2 2016 | 98.19 | 20.0 % | 74.17 | 22.4 % | 66.49 | 24.5 % |
Q3 2016 | 102.94 | 24.9 % | 77.32 | 28.1 % | 69.27 | 29.6 % |
Q4 2016 | 104.73 | 18.0 % | 80.61 | 22.7 % | 70.31 | 23.3 % |
Q1 2017 | 105.08 | 14.7 % | 81.45 | 18.4 % | 73.54 | 22.1 % |
Q2 2017 | 111.18 | 13.2 % | 85.78 | 15.7 % | 76.96 | 15.8 % |
Q3 2017 | 111.12 | 8.0 % | 87.23 | 12.8 % | 77.81 | 12.3 % |
Q4 2017 | 114.75 | 9.6 % | 89.06 | 10.5 % | 79.06 | 12.4 % |
Q1 2018 | 113.94 | 8.4 % | 89.34 | 9.7 % | 79.01 | 7.4 % |
Q2 2018 | 116.78 | 5.0 % | 88.94 | 3.7 % | 82.13 | 6.7 % |
Q3 2018 | 120.21 | 8.2 % | 89.87 | 3.0 % | 83.17 | 6.9 % |
Q4 2018 | 121.54 | 5.9 % | 90.13 | 1.2 % | 83.89 | 6.1 % |
Q1 2019 | 121.79 | 6.9 % | 92.26 | 3.3 % | 85.88 | 8.7 % |
Q2 2019 | 123.48 | 5.7 % | 92.82 | 4.4 % | 87.67 | 6.7 % |
Q3 2019 | 128.01 | 6.5 % | 99.84 | 11.1 % | 90.78 | 9.2 % |
Q4 2019 | 131.84 | 8.5 % | 102.06 | 13.2 % | 94.80 | 13.0 % |
Q1 2020 | 138.02 | 13.3 % | 103.87 | 12.6 % | 97.78 | 13.9 % |
Q2 2020 | 142.20 | 15.2 % | 107.42 | 15.7 % | 103.18 | 17.7 % |
Q3 2020 | 147.85 | 15.5 % | 111.32 | 11.5 % | 105.33 | 16.0 % |
Q4 2020 | 156.88 | 19.0 % | 119.45 | 17.0 % | 111.20 | 17.3 % |
Q1 2021 | 159.95 | 15.9 % | 120.71 | 16.2 % | 117.15 | 19.8 % |
Q2 2021 | 164.06 | 15.4 % | 125.88 | 17.2 % | 119.62 | 15.9 % |
Q3 2021 | 166.81 | 12.8 % | 116.65 | 4.8 % | 121.32 | 15.2 % |
Q4 2021 | 173.48 | 10.6 % | 121.06 | 1.3 % | 126.27 | 13.6 % |
Q1 2022 | 179.52 | 12.2 % | 128.04 | 6.1 % | 128.97 | 10.1 % |
Q2 2022 | 184.62 | 12.5 % | 130.38 | 3.6 % | 131.19 | 9.7 % |
Q3 2022 | 193.23 | 15.8 % | 132.05 | 13.2 % | 139.99 | 15.4 % |
Q4 2022 | 200.44 | 15.5 % | 145.17 | 19.9 % | 146.49 | 16.0 % |
Q1 2023 | 213.75 | 19.1 % | 159.95 | 24.9 % | 153.15 | 18.8 % |
Q2 2023 | 226.90 | 22.9 % | 177.87 | 36.4 % | 161.77 | 23.3 % |
Q3 2023 | 232.59 | 20.4 % | 180.23 | 36.5 % | 169.06 | 20.8 % |
Q4 2023 | 236.72 | 18.1 % | 187.90 | 29.4 % | 173.62 | 18.5 % |
Period | Assets | Change | Customer Deposits | Change | Financing Investments | Change |
---|---|---|---|---|---|---|
3m 2014 | 65.44 | 16.4 % | 45.14 | 31.4 % | 45.81 | 16.2 % |
6m 2014 | 70.60 | 21.8 % | 48.98 | 34.3 % | 49.01 | 17.9 % |
9m 2014 | 75.46 | 27.6 % | 53.39 | 41.9 % | 50.22 | 19.8 % |
12m 2014 | 80.86 | 28.3 % | 59.43 | 39.0 % | 53.64 | 19.4 % |
3m 2015 | 83.69 | 27.9 % | 61.56 | 36.4 % | 55.01 | 20.1 % |
6m 2015 | 81.84 | 15.9 % | 60.59 | 23.7 % | 53.39 | 8.9 % |
9m 2015 | 82.39 | 9.2 % | 60.38 | 13.1 % | 53.47 | 6.5 % |
12m 2015 | 88.72 | 9.7 % | 65.69 | 10.5 % | 57.01 | 6.3 % |
3m 2016 | 91.61 | 9.5 % | 68.79 | 11.7 % | 60.25 | 9.5 % |
6m 2016 | 98.19 | 20.0 % | 74.17 | 22.4 % | 66.49 | 24.5 % |
9m 2016 | 102.94 | 24.9 % | 77.32 | 28.1 % | 69.27 | 29.6 % |
12m 2016 | 104.73 | 18.0 % | 80.61 | 22.7 % | 70.31 | 23.3 % |
3m 2017 | 105.08 | 14.7 % | 81.45 | 18.4 % | 73.54 | 22.1 % |
6m 2017 | 111.18 | 13.2 % | 85.78 | 15.7 % | 76.96 | 15.8 % |
9m 2017 | 111.12 | 8.0 % | 87.23 | 12.8 % | 77.81 | 12.3 % |
12m 2017 | 114.75 | 9.6 % | 89.06 | 10.5 % | 79.06 | 12.4 % |
3m 2018 | 113.94 | 8.4 % | 89.34 | 9.7 % | 79.01 | 7.4 % |
6m 2018 | 116.78 | 5.0 % | 88.94 | 3.7 % | 82.13 | 6.7 % |
9m 2018 | 120.21 | 8.2 % | 89.87 | 3.0 % | 83.17 | 6.9 % |
12m 2018 | 121.54 | 5.9 % | 90.13 | 1.2 % | 83.89 | 6.1 % |
3m 2019 | 121.79 | 6.9 % | 92.26 | 3.3 % | 85.88 | 8.7 % |
6m 2019 | 123.48 | 5.7 % | 92.82 | 4.4 % | 87.67 | 6.7 % |
9m 2019 | 128.01 | 6.5 % | 99.84 | 11.1 % | 90.78 | 9.2 % |
12m 2019 | 131.84 | 8.5 % | 102.06 | 13.2 % | 94.80 | 13.0 % |
3m 2020 | 138.02 | 13.3 % | 103.87 | 12.6 % | 97.78 | 13.9 % |
6m 2020 | 142.20 | 15.2 % | 107.42 | 15.7 % | 103.18 | 17.7 % |
9m 2020 | 147.85 | 15.5 % | 111.32 | 11.5 % | 105.33 | 16.0 % |
12m 2020 | 156.88 | 19.0 % | 119.45 | 17.0 % | 111.20 | 17.3 % |
3m 2021 | 159.95 | 15.9 % | 120.71 | 16.2 % | 117.15 | 19.8 % |
6m 2021 | 164.06 | 15.4 % | 125.88 | 17.2 % | 119.62 | 15.9 % |
9m 2021 | 166.81 | 12.8 % | 116.65 | 4.8 % | 121.32 | 15.2 % |
12m 2021 | 173.48 | 10.6 % | 121.06 | 1.3 % | 126.27 | 13.6 % |
3m 2022 | 179.52 | 12.2 % | 128.04 | 6.1 % | 128.97 | 10.1 % |
6m 2022 | 184.62 | 12.5 % | 130.38 | 3.6 % | 131.19 | 9.7 % |
9m 2022 | 193.23 | 15.8 % | 132.05 | 13.2 % | 139.99 | 15.4 % |
12m 2022 | 200.44 | 15.5 % | 145.17 | 19.9 % | 146.49 | 16.0 % |
3m 2023 | 213.75 | 19.1 % | 159.95 | 24.9 % | 153.15 | 18.8 % |
6m 2023 | 226.90 | 22.9 % | 177.87 | 36.4 % | 161.77 | 23.3 % |
9m 2023 | 232.59 | 20.4 % | 180.23 | 36.5 % | 169.06 | 20.8 % |
12m 2023 | 236.72 | 18.1 % | 187.90 | 29.4 % | 173.62 | 18.5 % |
Period | Assets | Change | Customer Deposits | Change | Financing Investments | Change |
---|---|---|---|---|---|---|
2014 | 80.86 | 28.3 % | 59.43 | 39.0 % | 53.64 | 19.4 % |
2015 | 88.72 | 9.7 % | 65.69 | 10.5 % | 57.01 | 6.3 % |
2016 | 104.73 | 18.0 % | 80.61 | 22.7 % | 70.31 | 23.3 % |
2017 | 114.75 | 9.6 % | 89.06 | 10.5 % | 79.06 | 12.4 % |
2018 | 121.54 | 5.9 % | 90.13 | 1.2 % | 83.89 | 6.1 % |
2019 | 131.84 | 8.5 % | 102.06 | 13.2 % | 94.80 | 13.0 % |
2020 | 156.88 | 19.0 % | 119.45 | 17.0 % | 111.20 | 17.3 % |
2021 | 173.48 | 10.6 % | 121.06 | 1.3 % | 126.27 | 13.6 % |
2022 | 200.44 | 15.5 % | 145.17 | 19.9 % | 146.49 | 16.0 % |
2023 | 236.72 | 18.1 % | 187.90 | 29.4 % | 173.62 | 18.5 % |
Profitability
Profitability
Period | Return On Average Assets | Return on Average Equity | Net Profit/Investment Income & Other Financing Operations |
---|---|---|---|
Q1 2014 | 1.77 % | 6.32 % | 51.32 % |
Q2 2014 | 1.78 % | 6.61 % | 53.15 % |
Q3 2014 | 1.80 % | 6.88 % | 54.49 % |
Q4 2014 | 1.76 % | 7.27 % | 55.32 % |
2014 | 1.76 % | 7.27 % | 55.32 % |
Q1 2015 | 1.76 % | 7.60 % | 56.31 % |
Q2 2015 | 1.80 % | 7.76 % | 55.92 % |
Q3 2015 | 1.79 % | 7.86 % | 57.08 % |
Q4 2015 | 1.73 % | 8.10 % | 57.71 % |
2015 | 1.73 % | 8.10 % | 57.71 % |
Q1 2016 | 1.73 % | 8.57 % | 56.87 % |
Q2 2016 | 1.73 % | 8.60 % | 55.56 % |
Q3 2016 | 1.62 % | 8.11 % | 48.01 % |
Q4 2016 | 1.55 % | 8.01 % | 43.10 % |
2016 | 1.55 % | 8.01 % | 43.10 % |
Q1 2017 | 1.56 % | 8.17 % | 40.73 % |
Q2 2017 | 1.54 % | 8.55 % | 40.59 % |
Q3 2017 | 1.72 % | 9.55 % | 44.75 % |
Q4 2017 | 1.83 % | 10.18 % | 47.27 % |
2017 | 1.83 % | 10.18 % | 47.27 % |
Q1 2018 | 1.97 % | 10.85 % | 49.48 % |
Q2 2018 | 2.00 % | 11.70 % | 50.27 % |
Q3 2018 | 2.05 % | 11.83 % | 49.86 % |
Q4 2018 | 2.42 % | 13.72 % | 58.38 % |
2018 | 2.42 % | 13.72 % | 58.38 % |
Q1 2019 | 2.48 % | 14.41 % | 57.73 % |
Q2 2019 | 2.50 % | 14.71 % | 57.09 % |
Q3 2019 | 2.48 % | 14.58 % | 56.87 % |
Q4 2019 | 2.00 % | 11.59 % | 45.78 % |
2019 | 2.00 % | 11.59 % | 45.78 % |
Q1 2020 | 1.75 % | 10.49 % | 40.18 % |
Q2 2020 | 1.63 % | 9.71 % | 38.51 % |
Q3 2020 | 1.51 % | 9.05 % | 37.61 % |
Q4 2020 | 1.36 % | 8.39 % | 35.94 % |
2020 | 1.36 % | 8.39 % | 35.94 % |
Q1 2021 | 1.50 % | 9.35 % | 41.24 % |
Q2 2021 | 1.55 % | 9.78 % | 43.62 % |
Q3 2021 | 1.58 % | 10.10 % | 44.34 % |
Q4 2021 | 1.64 % | 10.81 % | 47.72 % |
2021 | 1.64 % | 10.81 % | 47.72 % |
Q1 2022 | 1.70 % | 11.21 % | 49.86 % |
Q2 2022 | 1.78 % | 12.03 % | 51.01 % |
Q3 2022 | 1.87 % | 13.05 % | 50.66 % |
Q4 2022 | 1.93 % | 13.69 % | 47.28 % |
2022 | 1.93 % | 13.69 % | 47.28 % |
Q1 2023 | 1.90 % | 13.69 % | 41.97 % |
Q2 2023 | 1.97 % | 14.86 % | 38.72 % |
Q3 2023 | 2.06 % | 15.99 % | 36.77 % |
Q4 2023 | 2.21 % | 17.22 % | 36.58 % |
2023 | 2.21 % | 17.22 % | 36.58 % |
Period | Return On Average Assets | Return on Average Equity | Net Profit/Investment Income & Other Financing Operations |
---|---|---|---|
2014 | 1.76 % | 7.27 % | 55.32 % |
2015 | 1.73 % | 8.10 % | 57.71 % |
2016 | 1.55 % | 8.01 % | 43.10 % |
2017 | 1.83 % | 10.18 % | 47.27 % |
2018 | 2.42 % | 13.72 % | 58.38 % |
2019 | 2.00 % | 11.59 % | 45.78 % |
2020 | 1.36 % | 8.39 % | 35.94 % |
2021 | 1.64 % | 10.81 % | 47.72 % |
2022 | 1.93 % | 13.69 % | 47.28 % |
2023 | 2.21 % | 17.22 % | 36.58 % |
Ratios
Ratios
Period | Customer Deposits Per Total Assets | Financing Investments/Customer Deposits | Financing Investments/Total Assets |
---|---|---|---|
Q1 2014 | 68.97 % | 101.49 % | 70.00 % |
Q2 2014 | 69.37 % | 100.07 % | 69.42 % |
Q3 2014 | 70.75 % | 94.07 % | 66.55 % |
Q4 2014 | 73.49 % | 90.26 % | 66.33 % |
Q1 2015 | 73.56 % | 89.37 % | 65.74 % |
Q2 2015 | 74.03 % | 88.11 % | 65.23 % |
Q3 2015 | 73.28 % | 88.56 % | 64.90 % |
Q4 2015 | 74.04 % | 86.77 % | 64.25 % |
Q1 2016 | 75.08 % | 87.59 % | 65.77 % |
Q2 2016 | 75.54 % | 89.65 % | 67.72 % |
Q3 2016 | 75.11 % | 89.60 % | 67.30 % |
Q4 2016 | 76.97 % | 87.22 % | 67.14 % |
Q1 2017 | 77.51 % | 90.30 % | 69.99 % |
Q2 2017 | 77.16 % | 89.72 % | 69.22 % |
Q3 2017 | 78.50 % | 89.20 % | 70.02 % |
Q4 2017 | 77.62 % | 88.77 % | 68.90 % |
Q1 2018 | 78.41 % | 88.44 % | 69.34 % |
Q2 2018 | 76.16 % | 92.34 % | 70.33 % |
Q3 2018 | 74.76 % | 92.55 % | 69.19 % |
Q4 2018 | 74.16 % | 93.08 % | 69.02 % |
Q1 2019 | 75.75 % | 93.08 % | 70.51 % |
Q2 2019 | 75.17 % | 94.45 % | 71.00 % |
Q3 2019 | 77.99 % | 90.93 % | 70.92 % |
Q4 2019 | 77.41 % | 92.89 % | 71.91 % |
Q1 2020 | 75.26 % | 94.14 % | 70.85 % |
Q2 2020 | 75.54 % | 96.05 % | 72.56 % |
Q3 2020 | 75.29 % | 94.62 % | 71.24 % |
Q4 2020 | 76.15 % | 93.09 % | 70.88 % |
Q1 2021 | 75.46 % | 97.05 % | 73.24 % |
Q2 2021 | 76.73 % | 95.03 % | 72.92 % |
Q3 2021 | 69.93 % | 104.00 % | 72.73 % |
Q4 2021 | 69.79 % | 104.30 % | 72.79 % |
Q1 2022 | 71.32 % | 100.73 % | 71.84 % |
Q2 2022 | 70.62 % | 100.63 % | 71.06 % |
Q3 2022 | 68.34 % | 106.01 % | 72.45 % |
Q4 2022 | 72.43 % | 100.91 % | 73.09 % |
Q1 2023 | 74.83 % | 95.75 % | 71.65 % |
Q2 2023 | 78.39 % | 90.95 % | 71.30 % |
Q3 2023 | 77.49 % | 93.80 % | 72.69 % |
Q4 2023 | 79.38 % | 92.40 % | 73.35 % |
Period | Customer Deposits Per Total Assets | Financing Investments/Customer Deposits | Financing Investments/Total Assets |
---|---|---|---|
2014 | 73.49 % | 90.26 % | 66.33 % |
2015 | 74.04 % | 86.77 % | 64.25 % |
2016 | 76.97 % | 87.22 % | 67.14 % |
2017 | 77.62 % | 88.77 % | 68.90 % |
2018 | 74.16 % | 93.08 % | 69.02 % |
2019 | 77.41 % | 92.89 % | 71.91 % |
2020 | 76.15 % | 93.09 % | 70.88 % |
2021 | 69.79 % | 104.30 % | 72.79 % |
2022 | 72.43 % | 100.91 % | 73.09 % |
2023 | 79.38 % | 92.40 % | 73.35 % |
Per Share Data (Riyal)
Per Share Data (Riyal)
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
Q1 2014 | 2,500.00 | 0.43 | 0.43 | - | 6.86 |
Q2 2014 | 2,500.00 | 0.46 | 0.46 | - | 6.98 |
Q3 2014 | 2,500.00 | 0.48 | 0.48 | - | 7.12 |
Q4 2014 | 2,500.00 | 0.51 | 0.51 | - | 7.18 |
Q1 2015 | 2,500.00 | 0.53 | 0.53 | - | 6.98 |
Q2 2015 | 2,500.00 | 0.55 | 0.55 | - | 7.16 |
Q3 2015 | 2,500.00 | 0.57 | 0.57 | - | 7.29 |
Q4 2015 | 2,500.00 | 0.59 | 0.59 | - | 7.34 |
Q1 2016 | 2,500.00 | 0.61 | 0.61 | - | 7.18 |
Q2 2016 | 2,500.00 | 0.62 | 0.62 | - | 7.36 |
Q3 2016 | 2,500.00 | 0.60 | 0.60 | - | 7.49 |
Q4 2016 | 2,500.00 | 0.60 | 0.60 | - | 7.67 |
Q1 2017 | 2,500.00 | 0.61 | 0.61 | - | 7.83 |
Q2 2017 | 2,500.00 | 0.64 | 0.64 | - | 7.71 |
Q3 2017 | 2,500.00 | 0.74 | 0.74 | - | 7.94 |
Q4 2017 | 2,500.00 | 0.80 | 0.80 | - | 8.14 |
Q1 2018 | 2,500.00 | 0.86 | 0.86 | - | 8.07 |
Q2 2018 | 2,500.00 | 0.91 | 0.91 | - | 7.84 |
Q3 2018 | 2,500.00 | 0.95 | 0.95 | - | 8.08 |
Q4 2018 | 2,500.00 | 1.14 | 0.92 | - | 8.52 |
Q1 2019 | 2,500.00 | 1.17 | 0.95 | - | 8.18 |
Q2 2019 | 2,500.00 | 1.20 | 0.98 | - | 8.47 |
Q3 2019 | 2,500.00 | 1.23 | 1.01 | - | 8.77 |
Q4 2019 | 2,500.00 | 1.01 | 1.01 | 1.02 | 8.98 |
Q1 2020 | 2,500.00 | 0.91 | 0.91 | 0.91 | 9.11 |
Q2 2020 | 2,500.00 | 0.87 | 0.87 | 0.87 | 9.35 |
Q3 2020 | 2,500.00 | 0.83 | 0.83 | 0.83 | 9.62 |
Q4 2020 | 2,500.00 | 0.79 | 0.79 | 0.79 | 9.77 |
Q1 2021 | 2,500.00 | 0.90 | 0.90 | 0.90 | 10.03 |
Q2 2021 | 2,500.00 | 0.95 | 0.95 | 0.95 | 10.08 |
Q3 2021 | 2,500.00 | 0.99 | 0.99 | 1.00 | 10.07 |
Q4 2021 | 2,500.00 | 1.08 | 1.08 | 1.09 | 10.28 |
Q1 2022 | 2,500.00 | 1.16 | 1.16 | 1.16 | 10.61 |
Q2 2022 | 2,500.00 | 1.24 | 1.24 | 1.23 | 10.59 |
Q3 2022 | 2,500.00 | 1.34 | 1.34 | 1.31 | 10.52 |
Q4 2022 | 2,500.00 | 1.44 | 1.44 | 1.38 | 10.75 |
Q1 2023 | 2,500.00 | 1.50 | 1.50 | 1.42 | 11.27 |
Q2 2023 | 2,500.00 | 1.62 | 1.62 | 1.54 | 11.19 |
Q3 2023 | 2,500.00 | 1.75 | 1.75 | 1.67 | 11.38 |
Q4 2023 | 2,500.00 | 1.94 | 1.94 | 1.86 | 11.73 |
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
2014 | 2,500.00 | 0.51 | 0.51 | - | 7.18 |
2015 | 2,500.00 | 0.59 | 0.59 | - | 7.34 |
2016 | 2,500.00 | 0.60 | 0.60 | - | 7.67 |
2017 | 2,500.00 | 0.80 | 0.80 | - | 8.14 |
2018 | 2,500.00 | 1.14 | 0.92 | - | 8.52 |
2019 | 2,500.00 | 1.01 | 1.01 | 1.01 | 8.98 |
2020 | 2,500.00 | 0.79 | 0.79 | 0.79 | 9.77 |
2021 | 2,500.00 | 1.08 | 1.08 | 1.08 | 10.28 |
2022 | 2,500.00 | 1.44 | 1.44 | 1.38 | 10.75 |
2023 | 2,500.00 | 1.94 | 1.94 | 1.86 | 11.73 |
Multiple Ratios (End of Period Price)
Ratios And Multiples
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
Q1 2014 | 25.99 | 25.99 | 1.63 |
Q2 2014 | 23.91 | 23.91 | 1.56 |
Q3 2014 | 30.40 | 30.40 | 2.07 |
Q4 2014 | 24.19 | 24.19 | 1.70 |
Q1 2015 | 25.14 | 25.14 | 1.89 |
Q2 2015 | 24.67 | 24.67 | 1.89 |
Q3 2015 | 17.83 | 17.83 | 1.39 |
Q4 2015 | 15.07 | 15.07 | 1.21 |
Q1 2016 | 12.67 | 12.67 | 1.07 |
Q2 2016 | 12.55 | 12.55 | 1.07 |
Q3 2016 | 11.40 | 11.40 | 0.91 |
Q4 2016 | 15.05 | 15.05 | 1.18 |
Q1 2017 | 14.70 | 14.70 | 1.15 |
Q2 2017 | 14.18 | 14.18 | 1.18 |
Q3 2017 | 14.23 | 14.23 | 1.32 |
Q4 2017 | 14.27 | 14.27 | 1.41 |
Q1 2018 | 14.32 | 14.32 | 1.53 |
Q2 2018 | 14.12 | 14.12 | 1.64 |
Q3 2018 | 13.62 | 13.62 | 1.60 |
Q4 2018 | 12.07 | 14.98 | 1.62 |
Q1 2019 | 12.43 | 15.35 | 1.78 |
Q2 2019 | 12.31 | 15.12 | 1.74 |
Q3 2019 | 10.97 | 13.40 | 1.54 |
Q4 2019 | 14.91 | 14.91 | 1.69 |
Q1 2020 | 13.71 | 13.71 | 1.37 |
Q2 2020 | 13.37 | 13.37 | 1.24 |
Q3 2020 | 15.75 | 15.75 | 1.36 |
Q4 2020 | 16.38 | 16.38 | 1.32 |
Q1 2021 | 16.36 | 16.36 | 1.47 |
Q2 2021 | 17.72 | 17.72 | 1.67 |
Q3 2021 | 19.20 | 19.20 | 1.91 |
Q4 2021 | 17.59 | 17.59 | 1.86 |
Q1 2022 | 26.84 | 26.84 | 2.93 |
Q2 2022 | 21.72 | 21.72 | 2.52 |
Q3 2022 | 22.07 | 22.07 | 2.76 |
Q4 2022 | 18.82 | 18.82 | 2.42 |
Q1 2023 | 16.54 | 16.54 | 2.09 |
Q2 2023 | 17.36 | 17.36 | 2.39 |
Q3 2023 | 15.98 | 15.98 | 2.35 |
Q4 2023 | 16.59 | 16.59 | 2.64 |
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
2014 | 24.19 | 24.19 | 1.70 |
2015 | 15.07 | 15.07 | 1.21 |
2016 | 15.05 | 15.05 | 1.18 |
2017 | 14.27 | 14.27 | 1.41 |
2018 | 12.07 | 14.98 | 1.62 |
2019 | 15.06 | 15.06 | 1.69 |
2020 | 16.38 | 16.38 | 1.32 |
2021 | 17.75 | 17.75 | 1.86 |
2022 | 18.82 | 18.82 | 2.42 |
2023 | 16.59 | 16.59 | 2.64 |
Business Segments (Million)
Q4 2023
Revenue by Business Segment (Latest) 2023 Q4
2023
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage | Others |
---|---|---|---|---|---|
Q1 2014 | 186.32 | 270.65 | 133.18 | 9.69 | - |
Q2 2014 | 211.90 | 266.07 | 107.79 | 25.61 | - |
Q3 2014 | 217.99 | 326.18 | 116.88 | 26.28 | - |
Q4 2014 | 224.12 | 332.08 | 137.48 | 27.63 | - |
Q1 2015 | 247.68 | 326.48 | 123.74 | 31.70 | - |
Q2 2015 | 264.91 | 380.71 | 163.50 | 36.38 | - |
Q3 2015 | 266.23 | 333.07 | 78.56 | 30.08 | - |
Q4 2015 | 262.89 | 394.75 | 87.07 | 35.00 | - |
Q1 2016 | 271.68 | 317.10 | 105.45 | 40.10 | - |
Q2 2016 | 279.19 | 357.18 | 139.50 | 44.01 | - |
Q3 2016 | 296.86 | 369.34 | 121.78 | 40.73 | - |
Q4 2016 | 287.93 | 396.96 | 199.08 | 60.90 | - |
Q1 2017 | 381.21 | 424.83 | 147.59 | 51.22 | - |
Q2 2017 | 388.98 | 400.06 | 170.34 | 47.33 | - |
Q3 2017 | 419.81 | 416.05 | 180.54 | 46.35 | - |
Q4 2017 | 431.88 | 459.06 | 218.35 | 189.37 | - |
Q1 2018 | 451.77 | 384.81 | 205.15 | 68.03 | - |
Q2 2018 | 462.86 | 444.90 | 222.57 | 100.68 | - |
Q3 2018 | 502.29 | 452.86 | 146.49 | 110.06 | - |
Q4 2018 | 482.34 | 298.75 | 439.46 | 71.90 | - |
Q1 2019 | 591.63 | 437.92 | 174.13 | 85.95 | - |
Q2 2019 | 613.57 | 412.84 | 258.85 | 78.95 | - |
Q3 2019 | 636.28 | 478.53 | 241.64 | 84.52 | - |
Q4 2019 | 625.88 | 470.10 | 292.43 | 126.94 | - |
Q1 2020 | 704.81 | 422.91 | 32.69 | 107.63 | - |
Q2 2020 | 575.08 | 407.84 | 218.76 | 121.98 | - |
Q3 2020 | 609.10 | 531.29 | 199.35 | 140.09 | - |
Q4 2020 | 737.85 | 505.40 | 203.40 | 163.46 | - |
Q1 2021 | 676.62 | 504.98 | 243.84 | 180.82 | - |
Q2 2021 | 604.14 | 592.09 | 284.39 | 170.50 | - |
Q3 2021 | 649.17 | 683.65 | 242.45 | 146.79 | - |
Q4 2021 | 638.26 | 627.40 | 275.12 | 139.39 | - |
Q1 2022 | 627.88 | 582.67 | 397.78 | 199.28 | - |
Q2 2022 | 746.65 | 607.48 | 393.14 | 184.87 | - |
Q3 2022 | 1,002.78 | 618.33 | 290.26 | 164.05 | - |
Q4 2022 | 946.80 | 927.48 | 85.62 | 187.99 | - |
Q1 2023 | 979.97 | 796.62 | 229.90 | 172.92 | - |
Q2 2023 | 1,028.66 | 808.75 | 334.86 | 264.60 | - |
Q3 2023 | 1,249.82 | 790.62 | 278.61 | 221.59 | - |
Q4 2023 | 1,267.07 | 841.41 | 268.71 | 191.55 | - |
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage | Others |
---|---|---|---|---|---|
2014 | 840.32 | 1,194.98 | 495.33 | 89.20 | - |
2015 | 1,041.71 | 1,435.02 | 452.87 | 133.15 | - |
2016 | 1,135.67 | 1,440.59 | 565.81 | 185.74 | - |
2017 | 1,621.88 | 1,700.00 | 716.81 | 334.27 | - |
2018 | 1,899.26 | 1,581.33 | 1,013.66 | 350.67 | - |
2019 | 2,467.37 | 1,799.39 | 967.05 | 376.36 | - |
2020 | 2,626.85 | 1,867.43 | 654.20 | 533.16 | - |
2021 | 2,568.18 | 2,408.12 | 1,045.80 | 637.49 | - |
2022 | 3,324.13 | 2,735.96 | 1,185.15 | 717.83 | - |
2023 | 4,494.15 | 3,268.77 | 1,112.08 | 850.67 | - |
Analysts Estimates (Million)
Analysts Estimates (Million)
Item | Q4 2023 (e) | Q4 2023 (a) | Change |
---|---|---|---|
Average | 1,318.91 | 1,320.34 | 0.11 % |
Estimates vs Actual (Million)
Estimates Accuracy
Item | Q4 2023 (e) | Q4 2023 (a) | Change |
---|---|---|---|
Sico | 1,306.00 | 1,320.34 | 1.1 % |
YAQEEN | 1,357.00 | 1,320.34 | (2.7) % |
Riyad Capital | 1,283.00 | 1,320.34 | 2.9 % |
SNB Capital | 1,360.00 | 1,320.34 | (2.9) % |
Goldman Sachs | 1,280.00 | 1,320.34 | 3.2 % |
Value Capital | 1,367.41 | 1,320.34 | (3.4) % |
Hermes | 1,373.00 | 1,320.34 | (3.8) % |
Bank of America | 1,260.47 | 1,320.34 | 4.8 % |
AlJazira Capital | 1,392.00 | 1,320.34 | (5.1) % |
OSOOL AND BAKHEET | 1,210.17 | 1,320.34 | 9.1 % |
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