HRSD Ministry issues procedural guide for expatriate worker dues insurance

Logo of The Ministry of Human Resources and Social Development

The Ministry of Human Resources and Social Development (HRSD Ministry) and the Insurance Authority launched today the insurance product to cover the dues of expatriate workers in private sector establishments in the event of default. They also issued a guide explaining all the procedures related to the insurance product.

The launch of the insurance product aims to guarantee the rights and dues of expatriate workers in the private sector, as part of Saudi Vision 2030. It also aims to preserve and secure the rights of workers in private sector establishments and reduce the risks of not obtaining their rights and provide them with the opportunity to return to their countries.

The Ministry stated that the insurance product will come into effect on October 6, 2024, indicating that the benefits covered by the expatriate workers insurance policy includes unpaid wages and dues of the expatriate worker at the defaulting establishment for a maximum period of six months; a travel ticket for the expatriate worker to return to his country with a maximum of SAR 1000.

Moreover, the maximum limit of insurance coverage for compensation will be SAR 17,500 for each expatriate worker, provided that the rights of the expatriate workers combined do not exceed the maximum ceiling specified for insurance coverage for a single establishment.

In the event that this ceiling is exceeded, the expatriate workers shall be compensated according to the coverage limit allowed for the establishment.