Interest rates affected marginal lending demand; fund dividend declined: Derayah Financial CEO

21/02/2024 Argaam Special
Mohammed AlShammasi, CEO ofDerayah Financial

Mohammed AlShammasi, CEO of Derayah Financial


The lack of demand for margin lending products and the decline in Derayah REIT Fund’s distributions is driven by the high cost of financing, impacting the fund’s profitability amid rising interest rates, Derayah Financial CEO Mohammed AlShammasi told Argaam.

 
AlShammasi expected that the low-interest rates during the second half of 2024 will positively impact investors’ demand for marginal financing products and improve Derayah REIT’s distributions in the future.
 
Commenting on his projections for the Saudi market’s performance, he said that the market has witnessed significant increases in trading volumes, surpassing SAR 10 billion year-to-date (YTD), compared to below SAR 5 billion earlier, indicating robust momentum in market trading and high demand for stocks.
 
Derayah Financial CEO added that the market is responding to the companies’ announcement of their financial results, providing momentum to the market and contributing to sustained levels, which is expected to improve in the coming months.
 
He stated that the banking sector has witnessed positive increases and movements in the past weeks, anticipating bank credit growth with low-interest rates, contributing to the sector’s profitability growth in the upcoming months.
 
Meanwhile, AlShammasi pointed to positive movement in Saudi National Bank (SNB) and Al Rajhi Bank, signifying their supportive role in bolstering the market index.
 
With the US Federal Reserve’s statement signaling a reduction in interest rates, he expected the reduction to happen two or three times in the second half of 2024.

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