Search Result
- TASI
-
Energy
- 2222 - SAUDI ARAMCO
- 2030 - SARCO
- 2380 - PETRO RABIGH
- 4030 - BAHRI
- 4200 - ALDREES
- 2381 - ARABIAN DRILLING
- 2382 - ADES
- 1201 - TAKWEEN
- 1202 - MEPCO
- 1210 - BCI
- 1211 - MAADEN
- 1301 - ASLAK
- 1304 - ALYAMAMAH STEEL
- 1320 - SSP
- 2001 - CHEMANOL
- 2010 - SABIC
- 2020 - SABIC AGRI-NUTRIENTS
- 2090 - NGC
- 2150 - ZOUJAJ
- 2170 - ALUJAIN
- 2180 - FIPCO
- 2200 - APC
- 2210 - NAMA CHEMICALS
- 2220 - MAADANIYAH
- 2240 - ZAMIL INDUST
- 2250 - SIIG
- 2290 - YANSAB
- 2300 - SPM
- 2310 - SIPCHEM
- 2330 - ADVANCED
- 2350 - SAUDI KAYAN
- 3002 - NAJRAN CEMENT
- 3003 - CITY CEMENT
- 3004 - NORTHERN CEMENT
- 3005 - UACC
- 3010 - ACC
- 3020 - YC
- 3030 - SAUDI CEMENT
- 3040 - QACCO
- 3050 - SPCC
- 3060 - YCC
- 3080 - EPCCO
- 3090 - TCC
- 3091 - JOUF CEMENT
- 3092 - RIYADH CEMENT
- 2060 - TASNEE
- 3008 - ALKATHIRI
- 3007 - OASIS
- 1321 - EAST PIPES
- 1322 - AMAK
- 2223 - LUBEREF
- 2360 - SVCP
- 1212 - ASTRA INDUSTRIAL
- 1302 - BAWAN
- 1303 - EIC
- 2040 - SAUDI CERAMICS
- 2110 - SAUDI CABLE
- 2160 - AMIANTIT
- 2320 - ALBABTAIN
- 2370 - MESC
- 4140 - SIECO
- 4141 - ALOMRAN
- 4142 - RIYADH CABLES
- 1214 - SHAKER
- 4110 - BATIC
- 4143 - TALCO
- 4031 - SGS
- 4040 - SAPTCO
- 4260 - BUDGET SAUDI
- 2190 - SISCO HOLDING
- 4261 - THEEB
- 4263 - SAL
- 4262 - LUMI
- 1810 - SEERA
- 6013 - DWF
- 1820 - ALHOKAIR GROUP
- 4170 - TECO
- 4290 - ALKHALEEJ TRNG
- 6002 - HERFY FOODS
- 1830 - Leejam Sports
- 6012 - RAYDAN
- 4291 - NCLE
- 4292 - ATAA
- 6014 - ALAMAR
- 6015 - AMERICANA
- 6016 - BURGERIZZR
- 4003 - EXTRA
- 4008 - SACO
- 4050 - SASCO
- 4190 - JARIR
- 4240 - CENOMI RETAIL
- 4191 - ABO MOATI
- 4051 - BAAZEEM
- 4192 - ALSAIF GALLERY
- 4001 - A.OTHAIM MARKET
- 4006 - FARM SUPERSTORES
- 4061 - ANAAM HOLDING
- 4160 - THIMAR
- 4161 - BINDAWOOD
- 4162 - ALMUNAJEM
- 4164 - NAHDI
- 4163 - ALDAWAA
- 2050 - SAVOLA GROUP
- 2100 - WAFRAH
- 2270 - SADAFCO
- 2280 - ALMARAI
- 6001 - HB
- 6010 - NADEC
- 6020 - GACO
- 6040 - TADCO
- 6050 - SFICO
- 6060 - SHARQIYAH DEV
- 6070 - ALJOUF
- 6090 - JAZADCO
- 2281 - TANMIAH
- 2282 - NAQI
- 2283 - FIRST MILLS
- 4080 - SINAD HOLDING
- 2284 - MODERN MILLS
- 2285 - ARABIAN MILLS
- 2286 - FOURTH MILLING
- 4002 - MOUWASAT
- 4004 - DALLAH HEALTH
- 4005 - CARE
- 4007 - ALHAMMADI
- 4009 - SAUDI GERMAN HEALTH
- 2230 - CHEMICAL
- 4013 - SULAIMAN ALHABIB
- 2140 - AYYAN
- 4014 - EQUIPMENT HOUSE
- 4017 - FAKEEH CARE
- 1010 - RIBL
- 1020 - BJAZ
- 1030 - SAIB
- 1050 - BSF
- 1060 - SAB
- 1080 - ANB
- 1120 - ALRAJHI
- 1140 - ALBILAD
- 1150 - ALINMA
- 1180 - SNB
- 2120 - SAIC
- 4280 - KINGDOM
- 4130 - ALBAHA
- 4081 - NAYIFAT
- 1111 - TADAWUL GROUP
- 4082 - MRNA
- 1182 - AMLAK
- 1183 - SHL
- 8010 - TAWUNIYA
- 8012 - JAZIRA TAKAFUL
- 8020 - MALATH INSURANCE
- 8030 - MEDGULF
- 8040 - ALLIANZ SF
- 8050 - SALAMA
- 8060 - WALAA
- 8070 - ARABIAN SHIELD
- 8190 - UCA
- 8230 - ALRAJHI TAKAFUL
- 8280 - LIVA
- 8150 - ACIG
- 8210 - BUPA ARABIA
- 8270 - BURUJ
- 8180 - ALSAGR INSURANCE
- 8170 - ALETIHAD
- 8100 - SAICO
- 8120 - GULF UNION ALAHLIA
- 8200 - SAUDI RE
- 8160 - AICC
- 8250 - GIG
- 8240 - CHUBB
- 8260 - GULF GENERAL
- 8300 - WATANIYA
- 8310 - AMANA INSURANCE
- 8311 - ENAYA
- 8313 - RASAN
- 4330 - RIYAD REIT
- 4331 - ALJAZIRA REIT
- 4332 - JADWA REIT ALHARAMAIN
- 4333 - TALEEM REIT
- 4334 - AL MAATHER REIT
- 4335 - MUSHARAKA REIT
- 4336 - MULKIA REIT
- 4338 - ALAHLI REIT 1
- 4337 - SICO SAUDI REIT
- 4342 - JADWA REIT SAUDI
- 4340 - Al RAJHI REIT
- 4339 - DERAYAH REIT
- 4344 - SEDCO CAPITAL REIT
- 4347 - BONYAN REIT
- 4345 - ALINMA RETAIL REIT
- 4346 - MEFIC REIT
- 4348 - ALKHABEER REIT
- 4349 - ALINMA HOSPITALITY REIT
- 4350 - ALISTITHMAR REIT
- 4020 - ALAKARIA
- 4323 - SUMOU
- 4090 - TAIBA
- 4100 - MCDC
- 4150 - ARDCO
- 4220 - EMAAR EC
- 4230 - RED SEA
- 4250 - JABAL OMAR
- 4300 - DAR ALARKAN
- 4310 - KEC
- 4320 - ALANDALUS
- 4321 - CENOMI CENTERS
- 4322 - RETAL
- NOMU
-
Real Estate Mgmt & Dev't
Food & Beverages
- 9515 - FESH FASH
- 9532 - ALJOUF WATER
- 9536 - FADECO
- 9556 - NOFOTH
- 9559 - BALADY
- 9564 - HORIZON FOOD
- 9555 - LEEN ALKHAIR
- 9612 - SAMA WATER
- 9518 - CMCER
- 9530 - TIBBIYAH
- 9527 - AME
- 9544 - FUTURE CARE
- 9546 - NABA ALSAHA
- 9574 - PRO MEDEX
- 9594 - ALMODAWAT
- 9572 - ALRAZI
- 9587 - LANA
- 9600 - QOMEL
- 9604 - MIRAL
- 9513 - WATANI STEEL
- 9514 - ALNAQOOL
- 9523 - GROUP FIVE
- 9539 - AQASEEM
- 9548 - APICO
- 9553 - MOLAN
- 9565 - MEYAR
- 9552 - SAUDI TOP
- 9563 - BENA
- 9566 - LIME INDUSTRIES
- 9580 - ALRASHID INDUSTRIAL
- 9583 - UNITED MINING
- 9576 - PAPER HOME
- 9588 - RIYADH STEEL
- 9575 - MARBLE DESIGN
- 9599 - TAQAT
- 9601 - ALRASHEED
- 9605 - NEFT ALSHARQ
- 9607 - ASG
- 9609 - NAAS PETROL
- 9510 - NBM
- 9528 - GAS
- 9531 - OBEIKAN GLASS
- 9533 - SPC
- 9529 - RAOOM
- 9525 - ALWASAIL INDUSTRIAL
- 9542 - KEIR
- 9547 - RAWASI
- 9568 - MAYAR
- 9569 - ALMUNEEF
- 9578 - ATLAS ELEVATORS
- 9560 - WAJA
- 9611 - UFG
- 9540 - TADWEEER
- 9545 - ALDAWLIAH
- 9570 - TAM DEVELOPMENT
- 9581 - CLEAN LIFE
- 9593 - PAN GULF
- 9597 - LEAF
- 9608 - ALASHGHAL ALMOYSRA
- 9606 - THARWAH
- 9613 - SHALFA
- 9541 - ACADEMY OF LEARNING
- 9562 - FOOD GATE
- 9590 - ARMAH
- 9526 - JAHEZ
- 9598 - ALMOHAFAZA FOR EDUCATION
- 9603 - HORIZON EDUCATIONAL
- 9567 - GHIDA ALSULTAN
Sign In
×Forgot password?
×- Bank Ranking Banks Ratios Cement Statistics Cement Ranking Cement Ratios Monetary and Economic Statistics Oil, Gas and Fuel Macro Economy Consumer Spending Inflation Exports & Imports Food Prices Non Food Prices Construction Materials Petrochem. Ranking Petrochem. Ratios Retail Rankings Retail Ratios Grocery Ranking Grocery Ratios Top Growth Dividend History
Banque Saudi Fransi (BSF) posted a net profit of SAR 2.27 billion in the first six months of 2024, rising 6% from SAR 2.15 billion in H1 2023.
Financials (M)
Item | 6m 2023 | 6m 2024 | Change |
---|---|---|---|
Net Special Commission Income | 3,899.47 | 3,858.44 | (1.1 %) |
Operating Income | 4,665.42 | 4,673.64 | 0.2 % |
Total Provisions | (912.06) | (569.15) | 37.6 % |
Net Income | 2,149.76 | 2,279.15 | 6.0 % |
Average Shares | 1,205.36 | 1,205.36 | - |
EPS (Riyals) | 1.78 | 1.89 | 6.0 % |
EPS Diluted (Riyals) | 1.70 | 1.81 | 6.5 % |
Gross special commission income increased by 28.4% year-on-year (YoY) mainly due to higher return on financing and investments, net special commission income fell by 1.1% on higher special commission expense.
Total operating expenses decreased by 6.2%, while total operating income increased by 0.2%.
Net impairment charges for financing and other financial assets decreased by 34.3% due to lower impairment charges on loans and advances by 37.6%, which was partially offset by lower impairment charges reversal for other financial assets.
Current Quarter Comparison (M)
Item | Q2 2023 | Q2 2024 | Change |
---|---|---|---|
Net Special Commission Income | 1,975.51 | 1,939.91 | (1.8 %) |
Operating Income | 2,347.34 | 2,342.35 | (0.2 %) |
Debt Provisions | (427.01) | (290.52) | 32.0 % |
Net Income | 1,073.35 | 1,129.18 | 5.2 % |
Average Shares | 1,205.36 | 1,205.36 | - |
EPS (Riyals) | 0.89 | 0.94 | 5.2 % |
EPS Diluted (Riyal) | 0.85 | 0.90 | 5.9 % |
Item | Q1 2024 | Q2 2024 | Change |
---|---|---|---|
Net Special Commission Income | 1,918.53 | 1,939.91 | 1.1 % |
Operating Income | 2,331.29 | 2,342.35 | 0.5 % |
Debt Provisions | (278.64) | (290.52) | (4.3 %) |
Net Income | 1,149.97 | 1,129.18 | (1.8 %) |
Average Shares | 1,205.36 | 1,205.36 | - |
EPS (Riyals) | 0.95 | 0.94 | (1.8 %) |
EPS Diluted (Riyal) | 0.91 | 0.90 | (1.1 %) |
In Q2 2024, net earnings grew by 5% to SAR 1.12 billion, compared with SAR 1.20 billion a year earlier, driven by a 29.3% rise YoY in gross special commission income and a decline in total operating expenses by 6.2%.
The lender's Q2 2024 bottom line dropped by 1.8% from SAR 1.15 billion in Q1 2024.
Balance Sheet (B)
Item | 6m 2023 | 6m 2024 | Change |
---|---|---|---|
Assets | 245.72 | 288.83 | 17.5 % |
Customer Deposits | 161.16 | 196.25 | 21.8 % |
Loan | 169.70 | 197.16 | 16.2 % |
Total shareholders’ equity, no minority interest or sukuk, reached SAR 36.80 billion as of June 30, 2024, from SAR 34.69 billion a year earlier.
View other reports
- TASI
-
Energy
- 2222 - SAUDI ARAMCO
- 2030 - SARCO
- 2380 - PETRO RABIGH
- 4030 - BAHRI
- 4200 - ALDREES
- 2381 - ARABIAN DRILLING
- 2382 - ADES
- 1201 - TAKWEEN
- 1202 - MEPCO
- 1210 - BCI
- 1211 - MAADEN
- 1301 - ASLAK
- 1304 - ALYAMAMAH STEEL
- 1320 - SSP
- 2001 - CHEMANOL
- 2010 - SABIC
- 2020 - SABIC AGRI-NUTRIENTS
- 2090 - NGC
- 2150 - ZOUJAJ
- 2170 - ALUJAIN
- 2180 - FIPCO
- 2200 - APC
- 2210 - NAMA CHEMICALS
- 2220 - MAADANIYAH
- 2240 - ZAMIL INDUST
- 2250 - SIIG
- 2290 - YANSAB
- 2300 - SPM
- 2310 - SIPCHEM
- 2330 - ADVANCED
- 2350 - SAUDI KAYAN
- 3002 - NAJRAN CEMENT
- 3003 - CITY CEMENT
- 3004 - NORTHERN CEMENT
- 3005 - UACC
- 3010 - ACC
- 3020 - YC
- 3030 - SAUDI CEMENT
- 3040 - QACCO
- 3050 - SPCC
- 3060 - YCC
- 3080 - EPCCO
- 3090 - TCC
- 3091 - JOUF CEMENT
- 3092 - RIYADH CEMENT
- 2060 - TASNEE
- 3008 - ALKATHIRI
- 3007 - OASIS
- 1321 - EAST PIPES
- 1322 - AMAK
- 2223 - LUBEREF
- 2360 - SVCP
- 1212 - ASTRA INDUSTRIAL
- 1302 - BAWAN
- 1303 - EIC
- 2040 - SAUDI CERAMICS
- 2110 - SAUDI CABLE
- 2160 - AMIANTIT
- 2320 - ALBABTAIN
- 2370 - MESC
- 4140 - SIECO
- 4141 - ALOMRAN
- 4142 - RIYADH CABLES
- 1214 - SHAKER
- 4110 - BATIC
- 4143 - TALCO
- 4031 - SGS
- 4040 - SAPTCO
- 4260 - BUDGET SAUDI
- 2190 - SISCO HOLDING
- 4261 - THEEB
- 4263 - SAL
- 4262 - LUMI
- 1810 - SEERA
- 6013 - DWF
- 1820 - ALHOKAIR GROUP
- 4170 - TECO
- 4290 - ALKHALEEJ TRNG
- 6002 - HERFY FOODS
- 1830 - Leejam Sports
- 6012 - RAYDAN
- 4291 - NCLE
- 4292 - ATAA
- 6014 - ALAMAR
- 6015 - AMERICANA
- 6016 - BURGERIZZR
- 4003 - EXTRA
- 4008 - SACO
- 4050 - SASCO
- 4190 - JARIR
- 4240 - CENOMI RETAIL
- 4191 - ABO MOATI
- 4051 - BAAZEEM
- 4192 - ALSAIF GALLERY
- 4001 - A.OTHAIM MARKET
- 4006 - FARM SUPERSTORES
- 4061 - ANAAM HOLDING
- 4160 - THIMAR
- 4161 - BINDAWOOD
- 4162 - ALMUNAJEM
- 4164 - NAHDI
- 4163 - ALDAWAA
- 2050 - SAVOLA GROUP
- 2100 - WAFRAH
- 2270 - SADAFCO
- 2280 - ALMARAI
- 6001 - HB
- 6010 - NADEC
- 6020 - GACO
- 6040 - TADCO
- 6050 - SFICO
- 6060 - SHARQIYAH DEV
- 6070 - ALJOUF
- 6090 - JAZADCO
- 2281 - TANMIAH
- 2282 - NAQI
- 2283 - FIRST MILLS
- 4080 - SINAD HOLDING
- 2284 - MODERN MILLS
- 2285 - ARABIAN MILLS
- 2286 - FOURTH MILLING
- 4002 - MOUWASAT
- 4004 - DALLAH HEALTH
- 4005 - CARE
- 4007 - ALHAMMADI
- 4009 - SAUDI GERMAN HEALTH
- 2230 - CHEMICAL
- 4013 - SULAIMAN ALHABIB
- 2140 - AYYAN
- 4014 - EQUIPMENT HOUSE
- 4017 - FAKEEH CARE
- 1010 - RIBL
- 1020 - BJAZ
- 1030 - SAIB
- 1050 - BSF
- 1060 - SAB
- 1080 - ANB
- 1120 - ALRAJHI
- 1140 - ALBILAD
- 1150 - ALINMA
- 1180 - SNB
- 2120 - SAIC
- 4280 - KINGDOM
- 4130 - ALBAHA
- 4081 - NAYIFAT
- 1111 - TADAWUL GROUP
- 4082 - MRNA
- 1182 - AMLAK
- 1183 - SHL
- 8010 - TAWUNIYA
- 8012 - JAZIRA TAKAFUL
- 8020 - MALATH INSURANCE
- 8030 - MEDGULF
- 8040 - ALLIANZ SF
- 8050 - SALAMA
- 8060 - WALAA
- 8070 - ARABIAN SHIELD
- 8190 - UCA
- 8230 - ALRAJHI TAKAFUL
- 8280 - LIVA
- 8150 - ACIG
- 8210 - BUPA ARABIA
- 8270 - BURUJ
- 8180 - ALSAGR INSURANCE
- 8170 - ALETIHAD
- 8100 - SAICO
- 8120 - GULF UNION ALAHLIA
- 8200 - SAUDI RE
- 8160 - AICC
- 8250 - GIG
- 8240 - CHUBB
- 8260 - GULF GENERAL
- 8300 - WATANIYA
- 8310 - AMANA INSURANCE
- 8311 - ENAYA
- 8313 - RASAN
- 4330 - RIYAD REIT
- 4331 - ALJAZIRA REIT
- 4332 - JADWA REIT ALHARAMAIN
- 4333 - TALEEM REIT
- 4334 - AL MAATHER REIT
- 4335 - MUSHARAKA REIT
- 4336 - MULKIA REIT
- 4338 - ALAHLI REIT 1
- 4337 - SICO SAUDI REIT
- 4342 - JADWA REIT SAUDI
- 4340 - Al RAJHI REIT
- 4339 - DERAYAH REIT
- 4344 - SEDCO CAPITAL REIT
- 4347 - BONYAN REIT
- 4345 - ALINMA RETAIL REIT
- 4346 - MEFIC REIT
- 4348 - ALKHABEER REIT
- 4349 - ALINMA HOSPITALITY REIT
- 4350 - ALISTITHMAR REIT
- 4020 - ALAKARIA
- 4323 - SUMOU
- 4090 - TAIBA
- 4100 - MCDC
- 4150 - ARDCO
- 4220 - EMAAR EC
- 4230 - RED SEA
- 4250 - JABAL OMAR
- 4300 - DAR ALARKAN
- 4310 - KEC
- 4320 - ALANDALUS
- 4321 - CENOMI CENTERS
- 4322 - RETAL
- NOMU
-
Real Estate Mgmt & Dev't
Food & Beverages
- 9515 - FESH FASH
- 9532 - ALJOUF WATER
- 9536 - FADECO
- 9556 - NOFOTH
- 9559 - BALADY
- 9564 - HORIZON FOOD
- 9555 - LEEN ALKHAIR
- 9612 - SAMA WATER
- 9518 - CMCER
- 9530 - TIBBIYAH
- 9527 - AME
- 9544 - FUTURE CARE
- 9546 - NABA ALSAHA
- 9574 - PRO MEDEX
- 9594 - ALMODAWAT
- 9572 - ALRAZI
- 9587 - LANA
- 9600 - QOMEL
- 9604 - MIRAL
- 9513 - WATANI STEEL
- 9514 - ALNAQOOL
- 9523 - GROUP FIVE
- 9539 - AQASEEM
- 9548 - APICO
- 9553 - MOLAN
- 9565 - MEYAR
- 9552 - SAUDI TOP
- 9563 - BENA
- 9566 - LIME INDUSTRIES
- 9580 - ALRASHID INDUSTRIAL
- 9583 - UNITED MINING
- 9576 - PAPER HOME
- 9588 - RIYADH STEEL
- 9575 - MARBLE DESIGN
- 9599 - TAQAT
- 9601 - ALRASHEED
- 9605 - NEFT ALSHARQ
- 9607 - ASG
- 9609 - NAAS PETROL
- 9510 - NBM
- 9528 - GAS
- 9531 - OBEIKAN GLASS
- 9533 - SPC
- 9529 - RAOOM
- 9525 - ALWASAIL INDUSTRIAL
- 9542 - KEIR
- 9547 - RAWASI
- 9568 - MAYAR
- 9569 - ALMUNEEF
- 9578 - ATLAS ELEVATORS
- 9560 - WAJA
- 9611 - UFG
- 9540 - TADWEEER
- 9545 - ALDAWLIAH
- 9570 - TAM DEVELOPMENT
- 9581 - CLEAN LIFE
- 9593 - PAN GULF
- 9597 - LEAF
- 9608 - ALASHGHAL ALMOYSRA
- 9606 - THARWAH
- 9613 - SHALFA
- 9541 - ACADEMY OF LEARNING
- 9562 - FOOD GATE
- 9590 - ARMAH
- 9526 - JAHEZ
- 9598 - ALMOHAFAZA FOR EDUCATION
- 9603 - HORIZON EDUCATIONAL
- 9567 - GHIDA ALSULTAN
Share Price
Banque Saudi Fransi (BSF)
Current | |
Market Cap (M Riyal) | 37,427.67 |
Shares Outstanding ((M)) | 1,205.40 |
EPS ( Riyal) (TTM) | 3.53 |
EPS Diluted ( Riyal) (TTM) | 3.35 |
Book Value (BV) ( Riyal) | 31.62 |
Par Value ( Riyal) | 10.00 |
Adjusted P/E (Last12) | 8.80 |
P/E (TTM) | 8.80 |
Price/book | 0.98 |
Return on Average Assets (%) (TTM) | 1.6 |
Return on Average Equity (%) (TTM) | 11.8 |
Financial results (Million)
Financial results (Million)
Period | Net Special Commission Income | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
Q1 2015 | 962.89 | 7.4 % | 1,590.11 | 13.5 % | (37.20) | 65.7 % |
Q2 2015 | 1,016.15 | 4.8 % | 1,578.73 | 6.8 % | (42.97) | 59.2 % |
Q3 2015 | 1,044.11 | 6.5 % | 1,588.27 | 6.8 % | (50.23) | 30.8 % |
Q4 2015 | 1,032.13 | 6.4 % | 1,534.38 | 8.1 % | (50.51) | (46.7 %) |
2015 | 4,055.28 | 6.2 % | 6,291.50 | 8.7 % | (180.90) | 43.6 % |
Q1 2016 | 1,062.82 | 10.4 % | 1,644.92 | 3.4 % | (41.74) | (12.2 %) |
Q2 2016 | 1,068.80 | 5.2 % | 1,612.88 | 2.2 % | (36.58) | 14.9 % |
Q3 2016 | 1,107.55 | 6.1 % | 1,587.64 | 0.0 % | (54.53) | (8.6 %) |
Q4 2016 | 1,017.03 | (1.5 %) | 1,554.28 | 1.3 % | (635.53) | (1,158.2 %) |
2016 | 4,256.19 | 5.0 % | 6,399.71 | 1.7 % | (768.37) | (324.7 %) |
Q1 2017 | 1,111.53 | 4.6 % | 1,696.56 | 3.1 % | (29.04) | 30.4 % |
Q2 2017 | 1,167.37 | 9.2 % | 1,630.39 | 1.1 % | (58.57) | (60.1 %) |
Q3 2017 | 1,207.13 | 9.0 % | 1,629.57 | 2.6 % | (55.68) | (2.1 %) |
Q4 2017 | 1,213.64 | 19.3 % | 1,619.68 | 4.2 % | (517.82) | 18.5 % |
2017 | 4,699.67 | 10.4 % | 6,576.21 | 2.8 % | (497.96) | 35.2 % |
Q1 2018 | 1,256.00 | 13.0 % | 1,647.17 | (2.9 %) | (89.74) | (209.0 %) |
Q2 2018 | 1,252.35 | 7.3 % | 1,665.13 | 2.1 % | (126.18) | (115.4 %) |
Q3 2018 | 1,261.35 | 4.5 % | 1,696.39 | 4.1 % | (127.84) | (129.6 %) |
Q4 2018 | 1,247.18 | 2.8 % | 1,692.64 | 4.5 % | (566.73) | (9.4 %) |
2018 | 5,016.87 | 6.7 % | 6,701.33 | 1.9 % | (910.50) | (82.8 %) |
Q1 2019 | 1,272.94 | 1.3 % | 1,722.68 | 4.6 % | (144.17) | (60.6 %) |
Q2 2019 | 1,297.53 | 3.6 % | 1,706.43 | 2.5 % | (200.32) | (58.8 %) |
Q3 2019 | 1,343.91 | 6.5 % | 1,737.71 | 2.4 % | (226.22) | (77.0 %) |
Q4 2019 | 1,291.30 | 3.5 % | 1,705.72 | 0.8 % | (437.86) | 22.7 % |
2019 | 5,205.68 | 3.8 % | 6,872.55 | 2.6 % | (1,008.57) | (10.8 %) |
Q1 2020 | 1,287.24 | 1.1 % | 1,756.94 | 2.0 % | (397.57) | (175.8 %) |
Q2 2020 | 1,296.83 | (0.1 %) | 1,760.03 | 3.1 % | (634.32) | (216.7 %) |
Q3 2020 | 1,375.04 | 2.3 % | 1,750.75 | 0.8 % | (930.45) | (311.3 %) |
Q4 2020 | 1,281.29 | (0.8 %) | 1,776.88 | 4.2 % | (853.99) | (95.0 %) |
2020 | 5,240.39 | 0.7 % | 7,044.59 | 2.5 % | (2,816.32) | (179.2 %) |
Q1 2021 | 1,287.32 | 0.0 % | 1,795.51 | 2.2 % | (290.08) | 27.0 % |
Q2 2021 | 1,330.43 | 2.6 % | 1,753.66 | (0.4 %) | (266.97) | 57.9 % |
Q3 2021 | 1,423.60 | 3.5 % | 1,913.97 | 9.3 % | (296.34) | 68.2 % |
Q4 2021 | 1,332.10 | 4.0 % | 1,724.70 | (2.9 %) | (167.96) | 80.3 % |
2021 | 5,698.65 | 8.7 % | 7,127.93 | 1.2 % | (961.43) | 65.9 % |
Q1 2022 | 1,414.85 | 9.9 % | 1,821.04 | 1.4 % | (244.89) | 15.6 % |
Q2 2022 | 1,516.47 | 14.0 % | 1,870.36 | 6.7 % | (294.82) | (10.4 %) |
Q3 2022 | 1,716.68 | 20.6 % | 2,083.05 | 8.8 % | (349.50) | (17.9 %) |
Q4 2022 | 1,778.56 | 33.5 % | 2,242.83 | 30.0 % | (474.73) | (182.7 %) |
2022 | 6,426.55 | 12.8 % | 8,017.28 | 12.5 % | (1,363.94) | (41.9 %) |
Q1 2023 | 1,923.96 | 36.0 % | 2,318.08 | 27.3 % | (485.05) | (98.1 %) |
Q2 2023 | 1,975.51 | 30.3 % | 2,347.34 | 25.5 % | (427.01) | (44.8 %) |
Q3 2023 | 2,067.99 | 20.5 % | 2,467.63 | 18.5 % | (350.79) | (0.4 %) |
Q4 2023 | 1,867.74 | 5.0 % | 2,190.94 | (2.3 %) | (405.97) | 14.5 % |
2023 | 7,835.20 | 21.9 % | 9,323.99 | 16.3 % | (1,668.82) | (22.4 %) |
Q1 2024 | 1,918.53 | (0.3 %) | 2,331.29 | 0.6 % | (278.64) | 42.6 % |
Q2 2024 | 1,939.91 | (1.8 %) | 2,342.35 | (0.2 %) | (290.52) | 32.0 % |
Period | Net Special Commission Income | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
2014 | 3,816.98 | 13.5 % | 5,786.04 | 14.5 % | (320.93) | 66.5 % |
2015 | 4,055.28 | 6.2 % | 6,291.50 | 8.7 % | (180.90) | 43.6 % |
2016 | 4,256.19 | 5.0 % | 6,399.71 | 1.7 % | (768.37) | (324.7 %) |
2017 | 4,699.67 | 10.4 % | 6,576.21 | 2.8 % | (497.96) | 35.2 % |
2018 | 5,016.87 | 6.7 % | 6,701.33 | 1.9 % | (910.50) | (82.8 %) |
2019 | 5,205.68 | 3.8 % | 6,872.55 | 2.6 % | (1,008.57) | (10.8 %) |
2020 | 5,240.39 | 0.7 % | 7,044.59 | 2.5 % | (2,816.32) | (179.2 %) |
2021 | 5,698.65 | 8.7 % | 7,127.93 | 1.2 % | (961.43) | 65.9 % |
2022 | 6,426.55 | 12.8 % | 8,017.28 | 12.5 % | (1,363.94) | (41.9 %) |
2023 | 7,835.20 | 21.9 % | 9,323.99 | 16.3 % | (1,668.82) | (22.4 %) |
Profit Performance (Million)
Profit Performance (Million)
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS Before XO Items |
---|---|---|---|---|---|---|
Q1 2015 | 1,050.38 | 22.7 % | 0.87 | - | 1,050.38 | 0.87 |
Q2 2015 | 1,015.83 | 14.9 % | 0.84 | - | 1,015.83 | 0.84 |
Q3 2015 | 1,020.25 | 10.2 % | 0.85 | - | 1,020.25 | 0.85 |
Q4 2015 | 949.98 | 11.7 % | 0.79 | - | 949.98 | 0.79 |
2015 | 4,036.44 | 14.8 % | 3.35 | - | 4,036.44 | 3.35 |
Q1 2016 | 1,077.80 | 2.6 % | 0.89 | - | 1,077.80 | 0.89 |
Q2 2016 | 1,048.19 | 3.2 % | 0.87 | - | 1,048.19 | 0.87 |
Q3 2016 | 1,010.24 | (1.0 %) | 0.84 | - | 1,010.24 | 0.84 |
Q4 2016 | 374.01 | (60.6 %) | 0.31 | - | 374.01 | 0.31 |
2016 | 3,510.23 | (13.0 %) | 2.91 | - | 3,510.23 | 2.91 |
Q1 2017 | 1,103.89 | 2.4 % | 0.92 | - | 1,103.89 | 0.92 |
Q2 2017 | 1,004.69 | (4.1 %) | 0.83 | - | 1,004.69 | 0.83 |
Q3 2017 | 1,000.54 | (1.0 %) | 0.83 | - | 1,000.54 | 0.83 |
Q4 2017 | 422.77 | 13.0 % | 0.35 | - | 422.77 | 0.35 |
2017 | 3,531.88 | 0.6 % | 2.93 | - | 3,531.88 | 2.93 |
Q1 2018 | 1,049.95 | (4.9 %) | 0.87 | 97.31 | 952.64 | 0.79 |
Q2 2018 | 841.31 | (16.3 %) | 0.70 | - | 841.31 | 0.70 |
Q3 2018 | 943.44 | (5.7 %) | 0.78 | - | 943.44 | 0.78 |
Q4 2018 | (1431.68) | (438.6 %) | (1.19) | (1510.67) | 78.99 | 0.07 |
2018 | 1,403.02 | (60.3 %) | 1.16 | (1413.36) | 2,816.38 | 2.34 |
Q1 2019 | 916.83 | (12.7 %) | 0.76 | - | 916.83 | 0.76 |
Q2 2019 | 803.63 | (4.5 %) | 0.67 | - | 803.63 | 0.67 |
Q3 2019 | 880.00 | (6.7 %) | 0.73 | - | 880.00 | 0.73 |
Q4 2019 | 514.51 | 135.9 % | 0.43 | - | 514.51 | 0.43 |
2019 | 3,114.97 | 122.0 % | 2.58 | - | 3,114.97 | 2.58 |
Q1 2020 | 682.08 | (25.6 %) | 0.57 | - | 682.08 | 0.57 |
Q2 2020 | 436.80 | (45.6 %) | 0.36 | - | 436.80 | 0.36 |
Q3 2020 | 333.39 | (62.1 %) | 0.28 | - | 333.39 | 0.28 |
Q4 2020 | 93.95 | (81.7 %) | 0.08 | - | 93.95 | 0.08 |
2020 | 1,546.21 | (50.4 %) | 1.28 | - | 1,546.21 | 1.28 |
Q1 2021 | 779.68 | 14.3 % | 0.65 | - | 779.68 | 0.65 |
Q2 2021 | 769.68 | 76.2 % | 0.64 | - | 769.68 | 0.64 |
Q3 2021 | 907.25 | 172.1 % | 0.75 | - | 907.25 | 0.75 |
Q4 2021 | 993.27 | 957.3 % | 0.82 | - | 993.27 | 0.82 |
2021 | 3,449.88 | 123.1 % | 2.86 | - | 3,449.88 | 2.86 |
Q1 2022 | 874.57 | 12.2 % | 0.73 | - | 874.57 | 0.73 |
Q2 2022 | 837.02 | 8.7 % | 0.69 | - | 837.02 | 0.69 |
Q3 2022 | 960.87 | 5.9 % | 0.80 | - | 960.87 | 0.80 |
Q4 2022 | 902.68 | (9.1 %) | 0.75 | - | 902.68 | 0.75 |
2022 | 3,575.13 | 3.6 % | 2.97 | - | 3,575.13 | 2.97 |
Q1 2023 | 1,076.40 | 23.1 % | 0.89 | - | 1,076.40 | 0.89 |
Q2 2023 | 1,073.35 | 28.2 % | 0.89 | - | 1,073.35 | 0.89 |
Q3 2023 | 1,245.49 | 29.6 % | 1.03 | - | 1,245.49 | 1.03 |
Q4 2023 | 827.48 | (8.3 %) | 0.69 | - | 827.48 | 0.69 |
2023 | 4,222.73 | 18.1 % | 3.50 | - | 4,222.73 | 3.50 |
Q1 2024 | 1,149.97 | 6.8 % | 0.95 | - | 1,149.97 | 0.95 |
Q2 2024 | 1,129.18 | 5.2 % | 0.94 | - | 1,129.18 | 0.94 |
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS Before XO Items |
---|---|---|---|---|---|---|
2014 | 3,516.34 | 46.2 % | 2.92 | - | 3,516.34 | 2.92 |
2015 | 4,036.44 | 14.8 % | 3.35 | - | 4,036.44 | 3.35 |
2016 | 3,510.23 | (13.0 %) | 2.91 | - | 3,510.23 | 2.91 |
2017 | 3,531.88 | 0.6 % | 2.93 | - | 3,531.88 | 2.93 |
2018 | 1,403.02 | (60.3 %) | 1.16 | (1413.36) | 2,816.38 | 2.34 |
2019 | 3,114.97 | 122.0 % | 2.58 | - | 3,114.97 | 2.58 |
2020 | 1,546.21 | (50.4 %) | 1.28 | - | 1,546.21 | 1.28 |
2021 | 3,449.88 | 123.1 % | 2.86 | - | 3,449.88 | 2.86 |
2022 | 3,575.13 | 3.6 % | 2.97 | - | 3,575.13 | 2.97 |
2023 | 4,222.73 | 18.1 % | 3.50 | - | 4,222.73 | 3.50 |
Balance Sheet (B)
Balance Sheet Performance (B)
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
Q1 2015 | 193.88 | 5.2 % | 150.21 | 8.9 % | 120.79 | 5.2 % |
Q2 2015 | 185.95 | 0.9 % | 142.63 | 6.1 % | 125.04 | 6.5 % |
Q3 2015 | 184.99 | 1.0 % | 143.95 | 9.1 % | 124.41 | 5.2 % |
Q4 2015 | 183.72 | (2.7 %) | 141.85 | (2.4 %) | 123.77 | 6.2 % |
Q1 2016 | 184.02 | (5.1 %) | 141.82 | (5.6 %) | 124.98 | 3.5 % |
Q2 2016 | 193.91 | 4.3 % | 138.81 | (2.7 %) | 129.64 | 3.7 % |
Q3 2016 | 195.74 | 5.8 % | 147.28 | 2.3 % | 133.94 | 7.7 % |
Q4 2016 | 203.43 | 10.7 % | 158.46 | 11.7 % | 129.46 | 4.6 % |
Q1 2017 | 204.36 | 11.1 % | 158.47 | 11.7 % | 129.09 | 3.3 % |
Q2 2017 | 205.34 | 5.9 % | 163.90 | 18.1 % | 129.38 | (0.2 %) |
Q3 2017 | 201.70 | 3.0 % | 155.47 | 5.6 % | 128.95 | (3.7 %) |
Q4 2017 | 192.93 | (5.2 %) | 150.95 | (4.7 %) | 121.94 | (5.8 %) |
Q1 2018 | 184.02 | (10.0 %) | 141.94 | (10.4 %) | 123.88 | (4.0 %) |
Q2 2018 | 188.96 | (8.0 %) | 146.70 | (10.5 %) | 122.81 | (5.1 %) |
Q3 2018 | 189.34 | (6.1 %) | 146.69 | (5.6 %) | 123.70 | (4.1 %) |
Q4 2018 | 190.25 | (1.4 %) | 148.37 | (1.7 %) | 120.63 | (1.1 %) |
Q1 2019 | 190.04 | 3.3 % | 144.82 | 2.0 % | 121.27 | (2.1 %) |
Q2 2019 | 186.58 | (1.3 %) | 142.23 | (3.1 %) | 124.23 | 1.2 % |
Q3 2019 | 186.37 | (1.6 %) | 141.90 | (3.3 %) | 123.44 | (0.2 %) |
Q4 2019 | 178.15 | (6.4 %) | 132.84 | (10.5 %) | 125.73 | 4.2 % |
Q1 2020 | 199.18 | 4.8 % | 146.77 | 1.3 % | 134.88 | 11.2 % |
Q2 2020 | 201.95 | 8.2 % | 138.05 | (2.9 %) | 135.75 | 9.3 % |
Q3 2020 | 197.44 | 5.9 % | 135.65 | (4.4 %) | 134.36 | 8.8 % |
Q4 2020 | 194.07 | 8.9 % | 127.11 | (4.3 %) | 130.56 | 3.8 % |
Q1 2021 | 202.23 | 1.5 % | 132.99 | (9.4 %) | 134.10 | (0.6 %) |
Q2 2021 | 211.31 | 4.6 % | 140.80 | 2.0 % | 141.81 | 4.5 % |
Q3 2021 | 213.34 | 8.0 % | 143.32 | 5.7 % | 144.39 | 7.5 % |
Q4 2021 | 215.80 | 11.2 % | 141.95 | 11.7 % | 147.81 | 13.2 % |
Q1 2022 | 222.21 | 9.9 % | 150.76 | 13.4 % | 152.69 | 13.9 % |
Q2 2022 | 231.27 | 9.4 % | 157.92 | 12.2 % | 159.62 | 12.6 % |
Q3 2022 | 231.66 | 8.6 % | 157.82 | 10.1 % | 158.48 | 9.8 % |
Q4 2022 | 232.08 | 7.5 % | 157.59 | 11.0 % | 159.01 | 7.6 % |
Q1 2023 | 240.24 | 8.1 % | 167.41 | 11.0 % | 164.78 | 7.9 % |
Q2 2023 | 245.72 | 6.2 % | 161.16 | 2.1 % | 169.70 | 6.3 % |
Q3 2023 | 249.86 | 7.9 % | 166.37 | 5.4 % | 174.68 | 10.2 % |
Q4 2023 | 253.38 | 9.2 % | 172.21 | 9.3 % | 179.39 | 12.8 % |
Q1 2024 | 268.38 | 11.7 % | 174.83 | 4.4 % | 185.41 | 12.5 % |
Q2 2024 | 288.83 | 17.5 % | 196.25 | 21.8 % | 197.16 | 16.2 % |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
3m 2015 | 193.88 | 5.2 % | 150.21 | 8.9 % | 120.79 | 5.2 % |
6m 2015 | 185.95 | 0.9 % | 142.63 | 6.1 % | 125.04 | 6.5 % |
9m 2015 | 184.99 | 1.0 % | 143.95 | 9.1 % | 124.41 | 5.2 % |
12m 2015 | 183.72 | (2.7 %) | 141.85 | (2.4 %) | 123.77 | 6.2 % |
3m 2016 | 184.02 | (5.1 %) | 141.82 | (5.6 %) | 124.98 | 3.5 % |
6m 2016 | 193.91 | 4.3 % | 138.81 | (2.7 %) | 129.64 | 3.7 % |
9m 2016 | 195.74 | 5.8 % | 147.28 | 2.3 % | 133.94 | 7.7 % |
12m 2016 | 203.43 | 10.7 % | 158.46 | 11.7 % | 129.46 | 4.6 % |
3m 2017 | 204.36 | 11.1 % | 158.47 | 11.7 % | 129.09 | 3.3 % |
6m 2017 | 205.34 | 5.9 % | 163.90 | 18.1 % | 129.38 | (0.2 %) |
9m 2017 | 201.70 | 3.0 % | 155.47 | 5.6 % | 128.95 | (3.7 %) |
12m 2017 | 192.93 | (5.2 %) | 150.95 | (4.7 %) | 121.94 | (5.8 %) |
3m 2018 | 184.02 | (10.0 %) | 141.94 | (10.4 %) | 123.88 | (4.0 %) |
6m 2018 | 188.96 | (8.0 %) | 146.70 | (10.5 %) | 122.81 | (5.1 %) |
9m 2018 | 189.34 | (6.1 %) | 146.69 | (5.6 %) | 123.70 | (4.1 %) |
12m 2018 | 190.25 | (1.4 %) | 148.37 | (1.7 %) | 120.63 | (1.1 %) |
3m 2019 | 190.04 | 3.3 % | 144.82 | 2.0 % | 121.27 | (2.1 %) |
6m 2019 | 186.58 | (1.3 %) | 142.23 | (3.1 %) | 124.23 | 1.2 % |
9m 2019 | 186.37 | (1.6 %) | 141.90 | (3.3 %) | 123.44 | (0.2 %) |
12m 2019 | 178.15 | (6.4 %) | 132.84 | (10.5 %) | 125.73 | 4.2 % |
3m 2020 | 199.18 | 4.8 % | 146.77 | 1.3 % | 134.88 | 11.2 % |
6m 2020 | 201.95 | 8.2 % | 138.05 | (2.9 %) | 135.75 | 9.3 % |
9m 2020 | 197.44 | 5.9 % | 135.65 | (4.4 %) | 134.36 | 8.8 % |
12m 2020 | 194.07 | 8.9 % | 127.11 | (4.3 %) | 130.56 | 3.8 % |
3m 2021 | 202.23 | 1.5 % | 132.99 | (9.4 %) | 134.10 | (0.6 %) |
6m 2021 | 211.31 | 4.6 % | 140.80 | 2.0 % | 141.81 | 4.5 % |
9m 2021 | 213.34 | 8.0 % | 143.32 | 5.7 % | 144.39 | 7.5 % |
12m 2021 | 215.80 | 11.2 % | 141.95 | 11.7 % | 147.81 | 13.2 % |
3m 2022 | 222.21 | 9.9 % | 150.76 | 13.4 % | 152.69 | 13.9 % |
6m 2022 | 231.27 | 9.4 % | 157.92 | 12.2 % | 159.62 | 12.6 % |
9m 2022 | 231.66 | 8.6 % | 157.82 | 10.1 % | 158.48 | 9.8 % |
12m 2022 | 232.08 | 7.5 % | 157.59 | 11.0 % | 159.01 | 7.6 % |
3m 2023 | 240.24 | 8.1 % | 167.41 | 11.0 % | 164.78 | 7.9 % |
6m 2023 | 245.72 | 6.2 % | 161.16 | 2.1 % | 169.70 | 6.3 % |
9m 2023 | 249.86 | 7.9 % | 166.37 | 5.4 % | 174.68 | 10.2 % |
12m 2023 | 253.38 | 9.2 % | 172.21 | 9.3 % | 179.39 | 12.8 % |
3m 2024 | 268.38 | 11.7 % | 174.83 | 4.4 % | 185.41 | 12.5 % |
6m 2024 | 288.83 | 17.5 % | 196.25 | 21.8 % | 197.16 | 16.2 % |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
2014 | 188.78 | 11.0 % | 145.28 | 10.4 % | 116.54 | 4.7 % |
2015 | 183.72 | (2.7 %) | 141.85 | (2.4 %) | 123.77 | 6.2 % |
2016 | 203.43 | 10.7 % | 158.46 | 11.7 % | 129.46 | 4.6 % |
2017 | 192.93 | (5.2 %) | 150.95 | (4.7 %) | 121.94 | (5.8 %) |
2018 | 190.25 | (1.4 %) | 148.37 | (1.7 %) | 120.63 | (1.1 %) |
2019 | 178.15 | (6.4 %) | 132.84 | (10.5 %) | 125.73 | 4.2 % |
2020 | 194.07 | 8.9 % | 127.11 | (4.3 %) | 130.56 | 3.8 % |
2021 | 215.80 | 11.2 % | 141.95 | 11.7 % | 147.81 | 13.2 % |
2022 | 232.08 | 7.5 % | 157.59 | 11.0 % | 159.01 | 7.6 % |
2023 | 253.38 | 9.2 % | 172.21 | 9.3 % | 179.39 | 12.8 % |
Profitability
Profitability
Period | Return On Average Assets | Return on Average Equity | Net Interest Income/Total Operating Income |
---|---|---|---|
Q1 2015 | 1.96 % | 14.22 % | 64.99 % |
Q2 2015 | 2.08 % | 14.45 % | 64.68 % |
Q3 2015 | 2.14 % | 14.69 % | 64.65 % |
Q4 2015 | 2.17 % | 14.96 % | 64.46 % |
2015 | 2.17 % | 14.96 % | 64.46 % |
Q1 2016 | 2.15 % | 14.23 % | 65.47 % |
Q2 2016 | 2.16 % | 14.48 % | 65.95 % |
Q3 2016 | 2.15 % | 14.38 % | 66.95 % |
Q4 2016 | 1.81 % | 12.28 % | 66.51 % |
2016 | 1.81 % | 12.28 % | 66.51 % |
Q1 2017 | 1.82 % | 11.82 % | 66.73 % |
Q2 2017 | 1.75 % | 11.59 % | 68.07 % |
Q3 2017 | 1.75 % | 11.61 % | 69.16 % |
Q4 2017 | 1.78 % | 11.51 % | 71.46 % |
2017 | 1.78 % | 11.51 % | 71.46 % |
Q1 2018 | 1.79 % | 11.14 % | 74.22 % |
Q2 2018 | 1.68 % | 10.39 % | 75.12 % |
Q3 2018 | 1.67 % | 10.27 % | 75.18 % |
Q4 2018 | 0.73 % | 4.49 % | 74.86 % |
2018 | 0.73 % | 4.49 % | 74.86 % |
Q1 2019 | 0.68 % | 3.97 % | 74.28 % |
Q2 2019 | 0.66 % | 3.81 % | 74.49 % |
Q3 2019 | 0.62 % | 3.62 % | 75.25 % |
Q4 2019 | 1.69 % | 9.76 % | 75.75 % |
2019 | 1.69 % | 9.76 % | 75.75 % |
Q1 2020 | 1.48 % | 8.70 % | 75.58 % |
Q2 2020 | 1.29 % | 7.58 % | 74.99 % |
Q3 2020 | 1.02 % | 5.93 % | 75.29 % |
Q4 2020 | 0.83 % | 4.64 % | 74.39 % |
2020 | 0.83 % | 4.64 % | 74.39 % |
Q1 2021 | 0.82 % | 4.82 % | 73.98 % |
Q2 2021 | 0.96 % | 5.82 % | 74.53 % |
Q3 2021 | 1.24 % | 7.51 % | 73.52 % |
Q4 2021 | 1.68 % | 10.10 % | 74.76 % |
2021 | 1.68 % | 10.10 % | 79.95 % |
Q1 2022 | 1.67 % | 10.33 % | 76.26 % |
Q2 2022 | 1.63 % | 10.78 % | 77.58 % |
Q3 2022 | 1.65 % | 10.93 % | 79.74 % |
Q4 2022 | 1.60 % | 10.45 % | 80.16 % |
2022 | 1.60 % | 10.45 % | 80.16 % |
Q1 2023 | 1.63 % | 10.89 % | 81.46 % |
Q2 2023 | 1.68 % | 11.90 % | 82.24 % |
Q3 2023 | 1.79 % | 12.81 % | 82.62 % |
Q4 2023 | 1.74 % | 12.09 % | 84.03 % |
2023 | 1.74 % | 12.09 % | 84.03 % |
Q1 2024 | 1.69 % | 11.96 % | 83.86 % |
Q2 2024 | 1.63 % | 12.17 % | 83.52 % |
Period | Return On Average Assets | Return on Average Equity | Net Interest Income/Total Operating Income |
---|---|---|---|
2014 | 1.96 % | 14.15 % | 65.97 % |
2015 | 2.17 % | 14.96 % | 64.46 % |
2016 | 1.81 % | 12.28 % | 66.51 % |
2017 | 1.78 % | 11.51 % | 71.46 % |
2018 | 0.73 % | 4.49 % | 74.86 % |
2019 | 1.69 % | 9.76 % | 75.75 % |
2020 | 0.83 % | 4.64 % | 74.39 % |
2021 | 1.68 % | 10.10 % | 79.95 % |
2022 | 1.60 % | 10.45 % | 80.16 % |
2023 | 1.74 % | 12.09 % | 84.03 % |
Ratios
Ratios
Period | Customer Deposits Per Total Assets | Loans and advances/Total assets | Loans and advances/Customers Deposits |
---|---|---|---|
Q1 2015 | 77.47 % | 62.30 % | 80.42 % |
Q2 2015 | 76.70 % | 67.24 % | 87.67 % |
Q3 2015 | 77.82 % | 67.25 % | 86.43 % |
Q4 2015 | 77.21 % | 67.37 % | 87.25 % |
Q1 2016 | 77.07 % | 67.92 % | 88.12 % |
Q2 2016 | 71.58 % | 66.85 % | 93.39 % |
Q3 2016 | 75.24 % | 68.43 % | 90.94 % |
Q4 2016 | 77.89 % | 63.64 % | 81.70 % |
Q1 2017 | 77.54 % | 63.17 % | 81.46 % |
Q2 2017 | 79.82 % | 63.01 % | 78.94 % |
Q3 2017 | 77.08 % | 63.93 % | 82.94 % |
Q4 2017 | 78.24 % | 63.20 % | 80.78 % |
Q1 2018 | 77.14 % | 67.32 % | 87.28 % |
Q2 2018 | 77.64 % | 64.99 % | 83.71 % |
Q3 2018 | 77.48 % | 65.33 % | 84.33 % |
Q4 2018 | 77.99 % | 63.41 % | 81.31 % |
Q1 2019 | 76.21 % | 63.82 % | 83.74 % |
Q2 2019 | 76.23 % | 66.58 % | 87.35 % |
Q3 2019 | 76.14 % | 66.23 % | 86.99 % |
Q4 2019 | 74.57 % | 70.57 % | 94.65 % |
Q1 2020 | 73.69 % | 67.72 % | 91.90 % |
Q2 2020 | 68.36 % | 67.22 % | 98.34 % |
Q3 2020 | 68.71 % | 68.05 % | 99.04 % |
Q4 2020 | 65.50 % | 67.28 % | 102.72 % |
Q1 2021 | 65.76 % | 66.31 % | 100.84 % |
Q2 2021 | 66.63 % | 67.11 % | 100.71 % |
Q3 2021 | 67.18 % | 67.68 % | 100.75 % |
Q4 2021 | 65.78 % | 68.49 % | 104.13 % |
Q1 2022 | 67.84 % | 68.71 % | 101.28 % |
Q2 2022 | 68.28 % | 69.02 % | 101.08 % |
Q3 2022 | 68.13 % | 68.41 % | 100.42 % |
Q4 2022 | 67.90 % | 68.52 % | 100.90 % |
Q1 2023 | 69.69 % | 68.59 % | 98.43 % |
Q2 2023 | 65.59 % | 69.06 % | 105.29 % |
Q3 2023 | 66.58 % | 69.91 % | 105.00 % |
Q4 2023 | 67.96 % | 70.80 % | 104.17 % |
Q1 2024 | 65.14 % | 69.09 % | 106.05 % |
Q2 2024 | 67.95 % | 68.26 % | 100.46 % |
Period | Customer Deposits Per Total Assets | Loans and advances/Total assets | Loans and advances/Customers Deposits |
---|---|---|---|
2014 | 76.96 % | 61.73 % | 80.22 % |
2015 | 77.21 % | 67.37 % | 87.25 % |
2016 | 77.89 % | 63.64 % | 81.70 % |
2017 | 78.24 % | 63.20 % | 80.78 % |
2018 | 77.99 % | 63.41 % | 81.31 % |
2019 | 74.57 % | 70.57 % | 94.65 % |
2020 | 65.50 % | 67.28 % | 102.72 % |
2021 | 65.78 % | 68.49 % | 104.13 % |
2022 | 67.90 % | 68.52 % | 100.90 % |
2023 | 67.96 % | 70.80 % | 104.17 % |
Per Share Data (Riyal)
Per Share Data (Riyal)
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
Q1 2015 | 1,205.36 | 3.08 | 3.08 | 3.08 | 23.28 |
Q2 2015 | 1,205.36 | 3.19 | 3.19 | 3.19 | 23.19 |
Q3 2015 | 1,205.36 | 3.27 | 3.27 | 3.27 | 23.53 |
Q4 2015 | 1,205.36 | 3.35 | 3.35 | 3.35 | 22.80 |
Q1 2016 | 1,205.36 | 3.37 | 3.37 | 3.37 | 24.10 |
Q2 2016 | 1,205.36 | 3.40 | 3.40 | 3.40 | 23.76 |
Q3 2016 | 1,205.36 | 3.39 | 3.39 | 3.39 | 23.61 |
Q4 2016 | 1,205.36 | 2.91 | 2.91 | 2.91 | 24.64 |
Q1 2017 | 1,205.36 | 2.93 | 2.93 | 2.94 | 25.53 |
Q2 2017 | 1,205.36 | 2.90 | 2.90 | 2.91 | 26.24 |
Q3 2017 | 1,205.36 | 2.89 | 2.89 | 2.90 | 26.18 |
Q4 2017 | 1,205.36 | 2.93 | 2.93 | 2.94 | 26.27 |
Q1 2018 | 1,205.36 | 2.89 | 2.80 | 2.95 | 26.29 |
Q2 2018 | 1,205.36 | 2.75 | 2.67 | 2.81 | 26.67 |
Q3 2018 | 1,205.36 | 2.70 | 2.62 | 2.77 | 26.45 |
Q4 2018 | 1,205.36 | 1.16 | 2.34 | 3.35 | 25.60 |
Q1 2019 | 1,205.36 | 1.05 | 2.31 | 3.18 | 26.75 |
Q2 2019 | 1,205.36 | 1.02 | 2.28 | 3.15 | 27.05 |
Q3 2019 | 1,205.36 | 0.97 | 2.22 | 3.09 | 27.06 |
Q4 2019 | 1,205.36 | 2.58 | 2.58 | 2.59 | 27.33 |
Q1 2020 | 1,205.36 | 2.39 | 2.39 | 2.40 | 28.16 |
Q2 2020 | 1,205.36 | 2.09 | 2.09 | 2.09 | 27.94 |
Q3 2020 | 1,205.36 | 1.63 | 1.63 | 1.64 | 27.94 |
Q4 2020 | 1,205.36 | 1.28 | 1.28 | 1.24 | 27.91 |
Q1 2021 | 1,205.36 | 1.36 | 1.36 | 1.29 | 28.37 |
Q2 2021 | 1,205.36 | 1.64 | 1.64 | 1.52 | 28.42 |
Q3 2021 | 1,205.36 | 2.12 | 2.12 | 1.95 | 28.41 |
Q4 2021 | 1,205.36 | 2.86 | 2.86 | 2.70 | 28.78 |
Q1 2022 | 1,205.36 | 2.94 | 2.94 | 2.76 | 28.56 |
Q2 2022 | 1,205.36 | 3.00 | 3.00 | 2.82 | 27.16 |
Q3 2022 | 1,205.36 | 3.04 | 3.04 | 2.86 | 27.22 |
Q4 2022 | 1,205.36 | 2.97 | 2.97 | 2.79 | 28.00 |
Q1 2023 | 1,205.36 | 3.13 | 3.13 | 2.96 | 28.98 |
Q2 2023 | 1,205.36 | 3.33 | 3.33 | 3.16 | 28.78 |
Q3 2023 | 1,205.36 | 3.57 | 3.57 | 3.40 | 28.44 |
Q4 2023 | 1,205.36 | 3.50 | 3.50 | 3.33 | 29.97 |
Q1 2024 | 1,205.36 | 3.56 | 3.56 | 3.39 | 30.64 |
Q2 2024 | 1,205.36 | 3.61 | 3.61 | 3.44 | 30.54 |
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
2014 | 1,205.36 | 2.92 | 2.92 | 2.92 | 21.96 |
2015 | 1,205.36 | 3.35 | 3.35 | 3.35 | 22.80 |
2016 | 1,205.36 | 2.91 | 2.91 | 2.91 | 24.64 |
2017 | 1,205.36 | 2.93 | 2.93 | 2.94 | 26.27 |
2018 | 1,205.36 | 1.16 | 2.34 | 1.17 | 25.60 |
2019 | 1,205.36 | 2.58 | 2.58 | 2.60 | 27.33 |
2020 | 1,205.36 | 1.28 | 1.28 | 1.24 | 27.91 |
2021 | 1,205.36 | 2.86 | 2.86 | 2.70 | 28.78 |
2022 | 1,205.36 | 2.97 | 2.97 | 2.79 | 28.00 |
2023 | 1,205.36 | 3.50 | 3.50 | 3.33 | 29.97 |
Multiple Ratios (End of Period Price)
Ratios And Multiples
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
Q1 2015 | 10.84 | 10.84 | 1.44 |
Q2 2015 | 10.08 | 10.08 | 1.39 |
Q3 2015 | 9.17 | 9.17 | 1.27 |
Q4 2015 | 8.36 | 8.36 | 1.23 |
Q1 2016 | 7.50 | 7.50 | 1.05 |
Q2 2016 | 6.60 | 6.60 | 0.94 |
Q3 2016 | 6.21 | 6.21 | 0.89 |
Q4 2016 | 8.94 | 8.94 | 1.06 |
Q1 2017 | 8.81 | 8.81 | 1.01 |
Q2 2017 | 10.63 | 10.63 | 1.18 |
Q3 2017 | 10.42 | 10.42 | 1.15 |
Q4 2017 | 9.73 | 9.73 | 1.09 |
Q1 2018 | 9.95 | 10.24 | 1.12 |
Q2 2018 | 12.06 | 12.43 | 1.27 |
Q3 2018 | 12.04 | 12.41 | 1.26 |
Q4 2018 | 9.37 | 4.67 | 1.23 |
Q1 2019 | 11.67 | 5.33 | 1.39 |
Q2 2019 | 13.19 | 5.93 | 1.54 |
Q3 2019 | 10.44 | 4.55 | 1.19 |
Q4 2019 | 14.63 | 14.63 | 1.39 |
Q1 2020 | 10.77 | 10.77 | 0.92 |
Q2 2020 | 13.66 | 13.66 | 1.02 |
Q3 2020 | 19.70 | 19.70 | 1.16 |
Q4 2020 | 25.48 | 25.48 | 1.13 |
Q1 2021 | 25.85 | 25.85 | 1.18 |
Q2 2021 | 25.26 | 25.26 | 1.35 |
Q3 2021 | 21.38 | 21.38 | 1.47 |
Q4 2021 | 17.50 | 17.50 | 1.64 |
Q1 2022 | 19.46 | 19.46 | 1.88 |
Q2 2022 | 15.76 | 15.76 | 1.75 |
Q3 2022 | 14.69 | 14.69 | 1.54 |
Q4 2022 | 13.62 | 13.62 | 1.45 |
Q1 2023 | 12.23 | 12.23 | 1.25 |
Q2 2023 | 12.46 | 12.46 | 1.45 |
Q3 2023 | 10.74 | 10.74 | 1.28 |
Q4 2023 | 11.35 | 11.35 | 1.33 |
Q1 2024 | 11.24 | 11.24 | 1.24 |
Q2 2024 | 9.75 | 9.75 | 1.16 |
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
2014 | 10.73 | 10.73 | 1.43 |
2015 | 8.36 | 8.36 | 1.23 |
2016 | 8.94 | 8.94 | 1.06 |
2017 | 9.73 | 9.73 | 1.09 |
2018 | 26.84 | 13.37 | 1.23 |
2019 | 14.58 | 14.58 | 1.39 |
2020 | 25.48 | 25.48 | 1.13 |
2021 | 16.43 | 16.43 | 1.64 |
2022 | 13.63 | 13.63 | 1.45 |
2023 | 11.35 | 11.35 | 1.33 |
Business Segments (Million)
Q2 2024
Revenue by Business Segment (Latest) 2024 Q2
2024
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage |
---|---|---|---|---|
Q1 2015 | 356.05 | 751.84 | 394.64 | 87.58 |
Q2 2015 | 384.66 | 783.42 | 310.86 | 99.80 |
Q3 2015 | 387.40 | 789.72 | 337.51 | 73.65 |
Q4 2015 | 378.07 | 733.50 | 362.98 | 59.83 |
Q1 2016 | 388.71 | 788.11 | 404.21 | 63.89 |
Q2 2016 | 376.51 | 778.41 | 372.61 | 85.35 |
Q3 2016 | 369.75 | 787.13 | 373.80 | 56.95 |
Q4 2016 | 356.09 | 749.20 | 380.12 | 68.87 |
Q1 2017 | 381.68 | 808.87 | 443.31 | 62.71 |
Q2 2017 | 393.76 | 744.34 | 431.18 | 61.12 |
Q3 2017 | 403.67 | 719.52 | 440.01 | 66.36 |
Q4 2017 | 373.70 | 727.85 | 444.55 | 73.59 |
Q1 2018 | 407.50 | 758.45 | 519.07 | 59.45 |
Q2 2018 | 407.35 | 751.38 | 424.40 | 82.01 |
Q3 2018 | 462.47 | 780.06 | 392.81 | 61.04 |
Q4 2018 | 473.69 | 802.76 | 340.72 | 75.47 |
Q1 2019 | 459.73 | 780.74 | 404.56 | 77.65 |
Q2 2019 | 480.12 | 738.08 | 411.06 | 77.17 |
Q3 2019 | 466.64 | 806.94 | 403.56 | 60.59 |
Q4 2019 | 478.28 | 734.02 | 415.17 | 78.26 |
Q1 2020 | 459.26 | 740.72 | 474.75 | 82.22 |
Q2 2020 | 421.72 | 773.10 | 490.01 | 75.20 |
Q3 2020 | 473.03 | 715.80 | 473.82 | 88.10 |
Q4 2020 | 456.72 | 696.80 | 507.10 | 116.25 |
Q1 2021 | 488.28 | 717.24 | 453.16 | 136.84 |
Q2 2021 | 485.90 | 715.32 | 444.85 | 107.59 |
Q3 2021 | 472.08 | 802.68 | 528.60 | 110.61 |
Q4 2021 | 419.61 | 708.78 | 432.08 | 104.32 |
Q1 2022 | 464.79 | 724.53 | 513.22 | 118.50 |
Q2 2022 | 515.25 | 790.28 | 452.03 | 112.81 |
Q3 2022 | 582.32 | 968.71 | 433.14 | 98.88 |
Q4 2022 | 694.52 | 1,060.42 | 367.41 | 120.49 |
Q1 2023 | 804.07 | 1,047.59 | 370.01 | 96.41 |
Q2 2023 | 882.84 | 1,024.48 | 332.40 | 107.63 |
Q3 2023 | 949.73 | 1,137.48 | 252.71 | 127.71 |
Q4 2023 | 942.31 | 1,057.38 | 54.04 | 137.22 |
Q1 2024 | 1,040.50 | 1,163.67 | 7.65 | 119.48 |
Q2 2024 | 1,015.57 | 1,295.01 | (114.54) | 146.31 |
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage |
---|---|---|---|---|
2014 | 1,419.49 | 2,740.81 | 1,263.34 | 362.39 |
2015 | 1,506.18 | 3,058.47 | 1,405.99 | 320.86 |
2016 | 1,491.06 | 3,102.85 | 1,530.73 | 275.06 |
2017 | 1,552.81 | 3,000.58 | 1,759.04 | 263.78 |
2018 | 1,751.02 | 3,092.65 | 1,677.01 | 277.97 |
2019 | 1,884.77 | 3,059.77 | 1,634.34 | 293.68 |
2020 | 1,810.73 | 2,926.42 | 1,945.68 | 361.77 |
2021 | 1,865.86 | 2,944.02 | 1,858.69 | 459.35 |
2022 | 2,256.87 | 3,543.95 | 1,765.79 | 450.67 |
2023 | 3,578.94 | 4,266.93 | 1,009.16 | 468.97 |
Analysts Estimates (Million)
Analysts Estimates (Million)
Item | Q2 2024 (e) | Q2 2024 (a) | Change |
---|---|---|---|
Average | 1,165.06 | 1,129.18 | (3.1 %) |
Estimates vs Actual (Million)
Estimates Accuracy
Item | Q2 2024 (e) | Q2 2024 (a) | Change |
---|---|---|---|
Arqaam Capital | 1,129.00 | 1,129.18 | 0.0 % |
FAB Securities | 1,134.00 | 1,129.18 | (0.4) % |
Citi Bank Group | 1,140.00 | 1,129.18 | (0.9) % |
Sico | 1,183.00 | 1,129.18 | (4.5) % |
Hermes | 1,186.00 | 1,129.18 | (4.8) % |
Bank of America | 1,075.00 | 1,129.18 | 5.0 % |
Riyad Capital | 1,197.00 | 1,129.18 | (5.7) % |
SNB Capital | 1,209.00 | 1,129.18 | (6.6) % |
OSOOL AND BAKHEET | 1,232.58 | 1,129.18 | (8.4) % |
Popular Links
Quick Links
About Us
Join Us
Argaam Investment Company has updated the Privacy Policy of its services and digital platforms. Know more about our Privacy Policy here.
Argaam uses cookies to personalize content, to provide social media features and analyze traffic, that we might also share with third parties. You consent to our cookies if you use this website
Comments {{getCommentCount()}}
Be the first to comment
رد{{comment.DisplayName}} على {{getCommenterName(comment.ParentThreadID)}}
{{comment.DisplayName}}
{{comment.ElapsedTime}}