Search Result
- TASI
-
Energy
- 2222 - SAUDI ARAMCO
- 2030 - SARCO
- 2380 - PETRO RABIGH
- 4030 - BAHRI
- 4200 - ALDREES
- 2381 - ARABIAN DRILLING
- 2382 - ADES
- 1201 - TAKWEEN
- 1202 - MEPCO
- 1210 - BCI
- 1211 - MAADEN
- 1301 - ASLAK
- 1304 - ALYAMAMAH STEEL
- 1320 - SSP
- 2001 - CHEMANOL
- 2010 - SABIC
- 2020 - SABIC AGRI-NUTRIENTS
- 2090 - NGC
- 2150 - ZOUJAJ
- 2170 - ALUJAIN
- 2180 - FIPCO
- 2200 - APC
- 2210 - NAMA CHEMICALS
- 2220 - MAADANIYAH
- 2240 - ZAMIL INDUST
- 2250 - SIIG
- 2290 - YANSAB
- 2300 - SPM
- 2310 - SIPCHEM
- 2330 - ADVANCED
- 2350 - SAUDI KAYAN
- 3002 - NAJRAN CEMENT
- 3003 - CITY CEMENT
- 3004 - NORTHERN CEMENT
- 3005 - UACC
- 3010 - ACC
- 3020 - YC
- 3030 - SAUDI CEMENT
- 3040 - QACCO
- 3050 - SPCC
- 3060 - YCC
- 3080 - EPCCO
- 3090 - TCC
- 3091 - JOUF CEMENT
- 3092 - RIYADH CEMENT
- 2060 - TASNEE
- 3008 - ALKATHIRI
- 3007 - OASIS
- 1321 - EAST PIPES
- 1322 - AMAK
- 2223 - LUBEREF
- 2360 - SVCP
- 1212 - ASTRA INDUSTRIAL
- 1302 - BAWAN
- 1303 - EIC
- 2040 - SAUDI CERAMICS
- 2110 - SAUDI CABLE
- 2160 - AMIANTIT
- 2320 - ALBABTAIN
- 2370 - MESC
- 4140 - SIECO
- 4141 - ALOMRAN
- 4142 - RIYADH CABLES
- 1214 - SHAKER
- 4110 - BATIC
- 4143 - TALCO
- 4031 - SGS
- 4040 - SAPTCO
- 4260 - BUDGET SAUDI
- 2190 - SISCO HOLDING
- 4261 - THEEB
- 4263 - SAL
- 4262 - LUMI
- 1810 - SEERA
- 6013 - DWF
- 1820 - BAAN
- 4170 - TECO
- 4290 - ALKHALEEJ TRNG
- 6002 - HERFY FOODS
- 6017 - JAHEZ
- 1830 - Leejam Sports
- 6012 - RAYDAN
- 4291 - NCLE
- 4292 - ATAA
- 6014 - ALAMAR
- 6015 - AMERICANA
- 6016 - BURGERIZZR
- 4003 - EXTRA
- 4008 - SACO
- 4050 - SASCO
- 4190 - JARIR
- 4240 - CENOMI RETAIL
- 4191 - ABO MOATI
- 4051 - BAAZEEM
- 4192 - ALSAIF GALLERY
- 4001 - A.OTHAIM MARKET
- 4006 - FARM SUPERSTORES
- 4061 - ANAAM HOLDING
- 4160 - THIMAR
- 4161 - BINDAWOOD
- 4162 - ALMUNAJEM
- 4164 - NAHDI
- 4163 - ALDAWAA
- 2050 - SAVOLA GROUP
- 2100 - WAFRAH
- 2270 - SADAFCO
- 2280 - ALMARAI
- 6001 - HB
- 6010 - NADEC
- 6020 - GACO
- 6040 - TADCO
- 6050 - SFICO
- 6060 - SHARQIYAH DEV
- 6070 - ALJOUF
- 6090 - JAZADCO
- 2281 - TANMIAH
- 2282 - NAQI
- 2283 - FIRST MILLS
- 4080 - SINAD HOLDING
- 2284 - MODERN MILLS
- 2285 - ARABIAN MILLS
- 2286 - FOURTH MILLING
- 4002 - MOUWASAT
- 4004 - DALLAH HEALTH
- 4005 - CARE
- 4007 - ALHAMMADI
- 4009 - SAUDI GERMAN HEALTH
- 2230 - CHEMICAL
- 4013 - SULAIMAN ALHABIB
- 2140 - AYYAN
- 4014 - EQUIPMENT HOUSE
- 4017 - FAKEEH CARE
- 1010 - RIBL
- 1020 - BJAZ
- 1030 - SAIB
- 1050 - BSF
- 1060 - SAB
- 1080 - ANB
- 1120 - ALRAJHI
- 1140 - ALBILAD
- 1150 - ALINMA
- 1180 - SNB
- 2120 - SAIC
- 4280 - KINGDOM
- 4130 - ALBAHA
- 4081 - NAYIFAT
- 1111 - TADAWUL GROUP
- 4082 - MRNA
- 1182 - AMLAK
- 1183 - SHL
- 4083 - UIHC
- 8010 - TAWUNIYA
- 8012 - JAZIRA TAKAFUL
- 8020 - MALATH INSURANCE
- 8030 - MEDGULF
- 8040 - MUTAKAMELA
- 8050 - SALAMA
- 8060 - WALAA
- 8070 - ARABIAN SHIELD
- 8190 - UCA
- 8230 - ALRAJHI TAKAFUL
- 8280 - LIVA
- 8150 - ACIG
- 8210 - BUPA ARABIA
- 8270 - BURUJ
- 8180 - ALSAGR INSURANCE
- 8170 - ALETIHAD
- 8100 - SAICO
- 8120 - GULF UNION ALAHLIA
- 8200 - SAUDI RE
- 8160 - AICC
- 8250 - GIG
- 8240 - CHUBB
- 8260 - GULF GENERAL
- 8300 - WATANIYA
- 8310 - AMANA INSURANCE
- 8311 - ENAYA
- 8313 - RASAN
- 4330 - RIYAD REIT
- 4331 - ALJAZIRA REIT
- 4332 - JADWA REIT ALHARAMAIN
- 4333 - TALEEM REIT
- 4334 - AL MAATHER REIT
- 4335 - MUSHARAKA REIT
- 4336 - MULKIA REIT
- 4338 - ALAHLI REIT 1
- 4337 - SICO SAUDI REIT
- 4342 - JADWA REIT SAUDI
- 4340 - Al RAJHI REIT
- 4339 - DERAYAH REIT
- 4344 - SEDCO CAPITAL REIT
- 4347 - BONYAN REIT
- 4345 - ALINMA RETAIL REIT
- 4346 - MEFIC REIT
- 4348 - ALKHABEER REIT
- 4349 - ALINMA HOSPITALITY REIT
- 4350 - ALISTITHMAR REIT
- 4324 - BANAN
- 4020 - ALAKARIA
- 4323 - SUMOU
- 4090 - TAIBA
- 4100 - MCDC
- 4150 - ARDCO
- 4220 - EMAAR EC
- 4230 - RED SEA
- 4250 - JABAL OMAR
- 4300 - DAR ALARKAN
- 4310 - KEC
- 4320 - ALANDALUS
- 4321 - CENOMI CENTERS
- 4322 - RETAL
- NOMU
-
Media and Entertainment
Consumer Durables & Apparel
Real Estate Mgmt & Dev't
Food & Beverages
- 9515 - FESH FASH
- 9532 - ALJOUF WATER
- 9536 - FADECO
- 9556 - NOFOTH
- 9559 - BALADY
- 9564 - HORIZON FOOD
- 9555 - LEEN ALKHAIR
- 9612 - SAMA WATER
- 9518 - CMCER
- 9530 - TIBBIYAH
- 9527 - AME
- 9544 - FUTURE CARE
- 9546 - NABA ALSAHA
- 9574 - PRO MEDEX
- 9594 - ALMODAWAT
- 9572 - ALRAZI
- 9587 - LANA
- 9600 - QOMEL
- 9604 - MIRAL
- 9616 - JANA
- 9620 - BALSM MEDICAL
- 9513 - WATANI STEEL
- 9514 - ALNAQOOL
- 9523 - GROUP FIVE
- 9539 - AQASEEM
- 9548 - APICO
- 9553 - MOLAN
- 9565 - MEYAR
- 9552 - SAUDI TOP
- 9563 - BENA
- 9566 - LIME INDUSTRIES
- 9580 - ALRASHID INDUSTRIAL
- 9583 - UNITED MINING
- 9576 - PAPER HOME
- 9588 - RIYADH STEEL
- 9575 - MARBLE DESIGN
- 9599 - TAQAT
- 9601 - ALRASHEED
- 9605 - NEFT ALSHARQ
- 9607 - ASG
- 9609 - NAAS PETROL
- 9510 - NBM
- 9528 - GAS
- 9531 - OBEIKAN GLASS
- 9533 - SPC
- 9529 - RAOOM
- 9525 - ALWASAIL INDUSTRIAL
- 9542 - KEIR
- 9547 - RAWASI
- 9568 - MAYAR
- 9569 - ALMUNEEF
- 9578 - ATLAS ELEVATORS
- 9560 - WAJA
- 9611 - UFG
- 9540 - TADWEEER
- 9545 - ALDAWLIAH
- 9570 - TAM DEVELOPMENT
- 9581 - CLEAN LIFE
- 9593 - PAN GULF
- 9597 - LEAF
- 9608 - ALASHGHAL ALMOYSRA
- 9606 - THARWAH
- 9613 - SHALFA
- 9619 - MULTI BUSINESS
- 9621 - DRC
- 9541 - ACADEMY OF LEARNING
- 9562 - FOOD GATE
- 9590 - ARMAH
- 9598 - ALMOHAFAZA FOR EDUCATION
- 9603 - HORIZON EDUCATIONAL
- 9567 - GHIDA ALSULTAN
- 9617 - ARABICA STAR
Sign In
×Forgot password?
×- Bank Ranking Banks Ratios Cement Statistics Cement Ranking Cement Ratios Monetary and Economic Statistics Oil, Gas and Fuel Macro Economy Consumer Spending Inflation Exports & Imports Food Prices Non Food Prices Construction Materials Petrochem. Ranking Petrochem. Ratios Retail Rankings Retail Ratios Grocery Ranking Grocery Ratios Top Growth Dividend History
Banque Saudi Fransi (BSF) reported a 26% increase in H1 2023 net profit to SAR 2.15 billion, compared to SAR 1.71 billion in the prior-year period.
Financials (M)
Item | 6m 2022 | 6m 2023 | Change |
---|---|---|---|
Net Special Commission Income | 2,931.31 | 3,899.47 | 33.0 % |
Operating Income | 3,691.40 | 4,665.42 | 26.4 % |
Total Provisions | (539.71) | (912.06) | (69.0 %) |
Net Income | 1,711.59 | 2,149.76 | 25.6 % |
Average Shares | 1,205.36 | 1,205.36 | 0.0 % |
EPS (Riyals) | 1.42 | 1.78 | 25.6 % |
EPS Diluted (Riyals) | 1.33 | 1.70 | 27.8 % |
The bank attributed the profit growth to an increase of 26.39% in total operating income, which was partially offset by a rise of 27.09% in total operating expenses.
The increase in total operating income was mainly driven by higher net special commission income and exchange income, which were partially offset by a reduction in trading income.
Current Quarter Comparison (M)
Item | Q2 2022 | Q2 2023 | Change |
---|---|---|---|
Net Special Commission Income | 1,516.47 | 1,975.51 | 30.3 % |
Operating Income | 1,870.36 | 2,347.34 | 25.5 % |
Debt Provisions | (294.82) | (427.01) | (44.8 %) |
Net Income | 837.02 | 1,073.35 | 28.2 % |
Average Shares | 1,205.36 | 1,205.36 | 0.0 % |
EPS (Riyals) | 0.69 | 0.89 | 28.2 % |
EPS Diluted (Riyal) | 0.65 | 0.85 | 30.8 % |
Item | Q1 2023 | Q2 2023 | Change |
---|---|---|---|
Net Special Commission Income | 1,923.96 | 1,975.51 | 2.7 % |
Operating Income | 2,318.08 | 2,347.34 | 1.3 % |
Debt Provisions | (485.05) | (427.01) | 12.0 % |
Net Income | 1,076.40 | 1,073.35 | (0.3 %) |
Average Shares | 1,205.36 | 1,205.36 | - |
EPS (Riyals) | 0.89 | 0.89 | (0.3 %) |
EPS Diluted (Riyal) | 0.85 | 0.85 | 0.0 % |
The second-quarter net profit leapt 28% to SAR 1.07 billion from SAR 837 million in Q2 2022, thanks to an increase of 25.51% in total operating income, which was partially offset by a 22.50% rise in total operating expenses.
Compared with the previous quarter, Q2 2023 net profit fell 0.3% from SAR 1.07 billion.
Balance Sheet (B)
Item | 6m 2022 | 6m 2023 | Change |
---|---|---|---|
Assets | 231.27 | 245.72 | 6.2 % |
Customer Deposits | 157.92 | 161.16 | 2.1 % |
Loan | 159.62 | 169.70 | 6.3 % |
Shareholders’ equity, after minority interest including sukuk, increased to SAR 39.69 billion by the end of H1 2023 from SAR 37.74 billion a year earlier.
View other reports
- TASI
-
Energy
- 2222 - SAUDI ARAMCO
- 2030 - SARCO
- 2380 - PETRO RABIGH
- 4030 - BAHRI
- 4200 - ALDREES
- 2381 - ARABIAN DRILLING
- 2382 - ADES
- 1201 - TAKWEEN
- 1202 - MEPCO
- 1210 - BCI
- 1211 - MAADEN
- 1301 - ASLAK
- 1304 - ALYAMAMAH STEEL
- 1320 - SSP
- 2001 - CHEMANOL
- 2010 - SABIC
- 2020 - SABIC AGRI-NUTRIENTS
- 2090 - NGC
- 2150 - ZOUJAJ
- 2170 - ALUJAIN
- 2180 - FIPCO
- 2200 - APC
- 2210 - NAMA CHEMICALS
- 2220 - MAADANIYAH
- 2240 - ZAMIL INDUST
- 2250 - SIIG
- 2290 - YANSAB
- 2300 - SPM
- 2310 - SIPCHEM
- 2330 - ADVANCED
- 2350 - SAUDI KAYAN
- 3002 - NAJRAN CEMENT
- 3003 - CITY CEMENT
- 3004 - NORTHERN CEMENT
- 3005 - UACC
- 3010 - ACC
- 3020 - YC
- 3030 - SAUDI CEMENT
- 3040 - QACCO
- 3050 - SPCC
- 3060 - YCC
- 3080 - EPCCO
- 3090 - TCC
- 3091 - JOUF CEMENT
- 3092 - RIYADH CEMENT
- 2060 - TASNEE
- 3008 - ALKATHIRI
- 3007 - OASIS
- 1321 - EAST PIPES
- 1322 - AMAK
- 2223 - LUBEREF
- 2360 - SVCP
- 1212 - ASTRA INDUSTRIAL
- 1302 - BAWAN
- 1303 - EIC
- 2040 - SAUDI CERAMICS
- 2110 - SAUDI CABLE
- 2160 - AMIANTIT
- 2320 - ALBABTAIN
- 2370 - MESC
- 4140 - SIECO
- 4141 - ALOMRAN
- 4142 - RIYADH CABLES
- 1214 - SHAKER
- 4110 - BATIC
- 4143 - TALCO
- 4031 - SGS
- 4040 - SAPTCO
- 4260 - BUDGET SAUDI
- 2190 - SISCO HOLDING
- 4261 - THEEB
- 4263 - SAL
- 4262 - LUMI
- 1810 - SEERA
- 6013 - DWF
- 1820 - BAAN
- 4170 - TECO
- 4290 - ALKHALEEJ TRNG
- 6002 - HERFY FOODS
- 6017 - JAHEZ
- 1830 - Leejam Sports
- 6012 - RAYDAN
- 4291 - NCLE
- 4292 - ATAA
- 6014 - ALAMAR
- 6015 - AMERICANA
- 6016 - BURGERIZZR
- 4003 - EXTRA
- 4008 - SACO
- 4050 - SASCO
- 4190 - JARIR
- 4240 - CENOMI RETAIL
- 4191 - ABO MOATI
- 4051 - BAAZEEM
- 4192 - ALSAIF GALLERY
- 4001 - A.OTHAIM MARKET
- 4006 - FARM SUPERSTORES
- 4061 - ANAAM HOLDING
- 4160 - THIMAR
- 4161 - BINDAWOOD
- 4162 - ALMUNAJEM
- 4164 - NAHDI
- 4163 - ALDAWAA
- 2050 - SAVOLA GROUP
- 2100 - WAFRAH
- 2270 - SADAFCO
- 2280 - ALMARAI
- 6001 - HB
- 6010 - NADEC
- 6020 - GACO
- 6040 - TADCO
- 6050 - SFICO
- 6060 - SHARQIYAH DEV
- 6070 - ALJOUF
- 6090 - JAZADCO
- 2281 - TANMIAH
- 2282 - NAQI
- 2283 - FIRST MILLS
- 4080 - SINAD HOLDING
- 2284 - MODERN MILLS
- 2285 - ARABIAN MILLS
- 2286 - FOURTH MILLING
- 4002 - MOUWASAT
- 4004 - DALLAH HEALTH
- 4005 - CARE
- 4007 - ALHAMMADI
- 4009 - SAUDI GERMAN HEALTH
- 2230 - CHEMICAL
- 4013 - SULAIMAN ALHABIB
- 2140 - AYYAN
- 4014 - EQUIPMENT HOUSE
- 4017 - FAKEEH CARE
- 1010 - RIBL
- 1020 - BJAZ
- 1030 - SAIB
- 1050 - BSF
- 1060 - SAB
- 1080 - ANB
- 1120 - ALRAJHI
- 1140 - ALBILAD
- 1150 - ALINMA
- 1180 - SNB
- 2120 - SAIC
- 4280 - KINGDOM
- 4130 - ALBAHA
- 4081 - NAYIFAT
- 1111 - TADAWUL GROUP
- 4082 - MRNA
- 1182 - AMLAK
- 1183 - SHL
- 4083 - UIHC
- 8010 - TAWUNIYA
- 8012 - JAZIRA TAKAFUL
- 8020 - MALATH INSURANCE
- 8030 - MEDGULF
- 8040 - MUTAKAMELA
- 8050 - SALAMA
- 8060 - WALAA
- 8070 - ARABIAN SHIELD
- 8190 - UCA
- 8230 - ALRAJHI TAKAFUL
- 8280 - LIVA
- 8150 - ACIG
- 8210 - BUPA ARABIA
- 8270 - BURUJ
- 8180 - ALSAGR INSURANCE
- 8170 - ALETIHAD
- 8100 - SAICO
- 8120 - GULF UNION ALAHLIA
- 8200 - SAUDI RE
- 8160 - AICC
- 8250 - GIG
- 8240 - CHUBB
- 8260 - GULF GENERAL
- 8300 - WATANIYA
- 8310 - AMANA INSURANCE
- 8311 - ENAYA
- 8313 - RASAN
- 4330 - RIYAD REIT
- 4331 - ALJAZIRA REIT
- 4332 - JADWA REIT ALHARAMAIN
- 4333 - TALEEM REIT
- 4334 - AL MAATHER REIT
- 4335 - MUSHARAKA REIT
- 4336 - MULKIA REIT
- 4338 - ALAHLI REIT 1
- 4337 - SICO SAUDI REIT
- 4342 - JADWA REIT SAUDI
- 4340 - Al RAJHI REIT
- 4339 - DERAYAH REIT
- 4344 - SEDCO CAPITAL REIT
- 4347 - BONYAN REIT
- 4345 - ALINMA RETAIL REIT
- 4346 - MEFIC REIT
- 4348 - ALKHABEER REIT
- 4349 - ALINMA HOSPITALITY REIT
- 4350 - ALISTITHMAR REIT
- 4324 - BANAN
- 4020 - ALAKARIA
- 4323 - SUMOU
- 4090 - TAIBA
- 4100 - MCDC
- 4150 - ARDCO
- 4220 - EMAAR EC
- 4230 - RED SEA
- 4250 - JABAL OMAR
- 4300 - DAR ALARKAN
- 4310 - KEC
- 4320 - ALANDALUS
- 4321 - CENOMI CENTERS
- 4322 - RETAL
- NOMU
-
Media and Entertainment
Consumer Durables & Apparel
Real Estate Mgmt & Dev't
Food & Beverages
- 9515 - FESH FASH
- 9532 - ALJOUF WATER
- 9536 - FADECO
- 9556 - NOFOTH
- 9559 - BALADY
- 9564 - HORIZON FOOD
- 9555 - LEEN ALKHAIR
- 9612 - SAMA WATER
- 9518 - CMCER
- 9530 - TIBBIYAH
- 9527 - AME
- 9544 - FUTURE CARE
- 9546 - NABA ALSAHA
- 9574 - PRO MEDEX
- 9594 - ALMODAWAT
- 9572 - ALRAZI
- 9587 - LANA
- 9600 - QOMEL
- 9604 - MIRAL
- 9616 - JANA
- 9620 - BALSM MEDICAL
- 9513 - WATANI STEEL
- 9514 - ALNAQOOL
- 9523 - GROUP FIVE
- 9539 - AQASEEM
- 9548 - APICO
- 9553 - MOLAN
- 9565 - MEYAR
- 9552 - SAUDI TOP
- 9563 - BENA
- 9566 - LIME INDUSTRIES
- 9580 - ALRASHID INDUSTRIAL
- 9583 - UNITED MINING
- 9576 - PAPER HOME
- 9588 - RIYADH STEEL
- 9575 - MARBLE DESIGN
- 9599 - TAQAT
- 9601 - ALRASHEED
- 9605 - NEFT ALSHARQ
- 9607 - ASG
- 9609 - NAAS PETROL
- 9510 - NBM
- 9528 - GAS
- 9531 - OBEIKAN GLASS
- 9533 - SPC
- 9529 - RAOOM
- 9525 - ALWASAIL INDUSTRIAL
- 9542 - KEIR
- 9547 - RAWASI
- 9568 - MAYAR
- 9569 - ALMUNEEF
- 9578 - ATLAS ELEVATORS
- 9560 - WAJA
- 9611 - UFG
- 9540 - TADWEEER
- 9545 - ALDAWLIAH
- 9570 - TAM DEVELOPMENT
- 9581 - CLEAN LIFE
- 9593 - PAN GULF
- 9597 - LEAF
- 9608 - ALASHGHAL ALMOYSRA
- 9606 - THARWAH
- 9613 - SHALFA
- 9619 - MULTI BUSINESS
- 9621 - DRC
- 9541 - ACADEMY OF LEARNING
- 9562 - FOOD GATE
- 9590 - ARMAH
- 9598 - ALMOHAFAZA FOR EDUCATION
- 9603 - HORIZON EDUCATIONAL
- 9567 - GHIDA ALSULTAN
- 9617 - ARABICA STAR
Share Price
Banque Saudi Fransi (BSF)
Current | |
Market Cap (M Riyal) | 39,657.66 |
Shares Outstanding ((M)) | 1,205.40 |
EPS ( Riyal) (TTM) | 3.53 |
EPS Diluted ( Riyal) (TTM) | 3.35 |
Book Value (BV) ( Riyal) | 31.62 |
Par Value ( Riyal) | 10.00 |
Adjusted P/E (Last12) | 9.32 |
P/E (TTM) | 9.32 |
Price/book | 1.04 |
Return on Average Assets (%) (TTM) | 1.6 |
Return on Average Equity (%) (TTM) | 11.8 |
Financial results (Million)
Financial results (Million)
Period | Net Special Commission Income | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
Q1 2014 | 896.55 | 12.2 % | 1,401.17 | 16.3 % | (108.57) | 15.1 % |
Q2 2014 | 969.86 | 16.8 % | 1,478.33 | 15.3 % | (105.37) | 2.1 % |
Q3 2014 | 980.13 | 12.7 % | 1,486.66 | 15.8 % | (72.55) | 57.1 % |
Q4 2014 | 970.45 | 12.3 % | 1,419.88 | 10.9 % | (34.44) | 93.8 % |
2014 | 3,816.98 | 13.5 % | 5,786.04 | 14.5 % | (320.93) | 66.5 % |
Q1 2015 | 962.89 | 7.4 % | 1,590.11 | 13.5 % | (37.20) | 65.7 % |
Q2 2015 | 1,016.15 | 4.8 % | 1,578.73 | 6.8 % | (42.97) | 59.2 % |
Q3 2015 | 1,044.11 | 6.5 % | 1,588.27 | 6.8 % | (50.23) | 30.8 % |
Q4 2015 | 1,032.13 | 6.4 % | 1,534.38 | 8.1 % | (50.51) | (46.7 %) |
2015 | 4,055.28 | 6.2 % | 6,291.50 | 8.7 % | (180.90) | 43.6 % |
Q1 2016 | 1,062.82 | 10.4 % | 1,644.92 | 3.4 % | (41.74) | (12.2 %) |
Q2 2016 | 1,068.80 | 5.2 % | 1,612.88 | 2.2 % | (36.58) | 14.9 % |
Q3 2016 | 1,107.55 | 6.1 % | 1,587.64 | 0.0 % | (54.53) | (8.6 %) |
Q4 2016 | 1,017.03 | (1.5 %) | 1,554.28 | 1.3 % | (635.53) | (1,158.2 %) |
2016 | 4,256.19 | 5.0 % | 6,399.71 | 1.7 % | (768.37) | (324.7 %) |
Q1 2017 | 1,111.53 | 4.6 % | 1,696.56 | 3.1 % | (29.04) | 30.4 % |
Q2 2017 | 1,167.37 | 9.2 % | 1,630.39 | 1.1 % | (58.57) | (60.1 %) |
Q3 2017 | 1,207.13 | 9.0 % | 1,629.57 | 2.6 % | (55.68) | (2.1 %) |
Q4 2017 | 1,213.64 | 19.3 % | 1,619.68 | 4.2 % | (517.82) | 18.5 % |
2017 | 4,699.67 | 10.4 % | 6,576.21 | 2.8 % | (497.96) | 35.2 % |
Q1 2018 | 1,256.00 | 13.0 % | 1,647.17 | (2.9 %) | (89.74) | (209.0 %) |
Q2 2018 | 1,252.35 | 7.3 % | 1,665.13 | 2.1 % | (126.18) | (115.4 %) |
Q3 2018 | 1,261.35 | 4.5 % | 1,696.39 | 4.1 % | (127.84) | (129.6 %) |
Q4 2018 | 1,247.18 | 2.8 % | 1,692.64 | 4.5 % | (566.73) | (9.4 %) |
2018 | 5,016.87 | 6.7 % | 6,701.33 | 1.9 % | (910.50) | (82.8 %) |
Q1 2019 | 1,272.94 | 1.3 % | 1,722.68 | 4.6 % | (144.17) | (60.6 %) |
Q2 2019 | 1,297.53 | 3.6 % | 1,706.43 | 2.5 % | (200.32) | (58.8 %) |
Q3 2019 | 1,343.91 | 6.5 % | 1,737.71 | 2.4 % | (226.22) | (77.0 %) |
Q4 2019 | 1,291.30 | 3.5 % | 1,705.72 | 0.8 % | (437.86) | 22.7 % |
2019 | 5,205.68 | 3.8 % | 6,872.55 | 2.6 % | (1,008.57) | (10.8 %) |
Q1 2020 | 1,287.24 | 1.1 % | 1,756.94 | 2.0 % | (397.57) | (175.8 %) |
Q2 2020 | 1,296.83 | (0.1 %) | 1,760.03 | 3.1 % | (634.32) | (216.7 %) |
Q3 2020 | 1,375.04 | 2.3 % | 1,750.75 | 0.8 % | (930.45) | (311.3 %) |
Q4 2020 | 1,281.29 | (0.8 %) | 1,776.88 | 4.2 % | (853.99) | (95.0 %) |
2020 | 5,240.39 | 0.7 % | 7,044.59 | 2.5 % | (2,816.32) | (179.2 %) |
Q1 2021 | 1,287.32 | 0.0 % | 1,795.51 | 2.2 % | (290.08) | 27.0 % |
Q2 2021 | 1,330.43 | 2.6 % | 1,753.66 | (0.4 %) | (266.97) | 57.9 % |
Q3 2021 | 1,423.60 | 3.5 % | 1,913.97 | 9.3 % | (296.34) | 68.2 % |
Q4 2021 | 1,332.10 | 4.0 % | 1,724.70 | (2.9 %) | (167.96) | 80.3 % |
2021 | 5,698.65 | 8.7 % | 7,127.93 | 1.2 % | (961.43) | 65.9 % |
Q1 2022 | 1,414.85 | 9.9 % | 1,821.04 | 1.4 % | (244.89) | 15.6 % |
Q2 2022 | 1,516.47 | 14.0 % | 1,870.36 | 6.7 % | (294.82) | (10.4 %) |
Q3 2022 | 1,716.68 | 20.6 % | 2,083.05 | 8.8 % | (349.50) | (17.9 %) |
Q4 2022 | 1,778.56 | 33.5 % | 2,242.83 | 30.0 % | (474.73) | (182.7 %) |
2022 | 6,426.55 | 12.8 % | 8,017.28 | 12.5 % | (1,363.94) | (41.9 %) |
Q1 2023 | 1,923.96 | 36.0 % | 2,318.08 | 27.3 % | (485.05) | (98.1 %) |
Q2 2023 | 1,975.51 | 30.3 % | 2,347.34 | 25.5 % | (427.01) | (44.8 %) |
Period | Net Special Commission Income | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
2013 | 3,363.30 | 1.7 % | 5,052.53 | 0.9 % | (957.42) | (110.3 %) |
2014 | 3,816.98 | 13.5 % | 5,786.04 | 14.5 % | (320.93) | 66.5 % |
2015 | 4,055.28 | 6.2 % | 6,291.50 | 8.7 % | (180.90) | 43.6 % |
2016 | 4,256.19 | 5.0 % | 6,399.71 | 1.7 % | (768.37) | (324.7 %) |
2017 | 4,699.67 | 10.4 % | 6,576.21 | 2.8 % | (497.96) | 35.2 % |
2018 | 5,016.87 | 6.7 % | 6,701.33 | 1.9 % | (910.50) | (82.8 %) |
2019 | 5,205.68 | 3.8 % | 6,872.55 | 2.6 % | (1,008.57) | (10.8 %) |
2020 | 5,240.39 | 0.7 % | 7,044.59 | 2.5 % | (2,816.32) | (179.2 %) |
2021 | 5,698.65 | 8.7 % | 7,127.93 | 1.2 % | (961.43) | 65.9 % |
2022 | 6,426.55 | 12.8 % | 8,017.28 | 12.5 % | (1,363.94) | (41.9 %) |
Profit Performance (Million)
Profit Performance (Million)
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS Before XO Items |
---|---|---|---|---|---|---|
Q1 2014 | 855.78 | 25.1 % | 0.71 | - | 855.78 | 0.71 |
Q2 2014 | 884.24 | 15.9 % | 0.73 | - | 884.24 | 0.73 |
Q3 2014 | 925.61 | 35.0 % | 0.77 | - | 925.61 | 0.77 |
Q4 2014 | 850.71 | 210.9 % | 0.71 | - | 850.71 | 0.71 |
2014 | 3,516.34 | 46.2 % | 2.92 | - | 3,516.34 | 2.92 |
Q1 2015 | 1,050.38 | 22.7 % | 0.87 | - | 1,050.38 | 0.87 |
Q2 2015 | 1,015.83 | 14.9 % | 0.84 | - | 1,015.83 | 0.84 |
Q3 2015 | 1,020.25 | 10.2 % | 0.85 | - | 1,020.25 | 0.85 |
Q4 2015 | 949.98 | 11.7 % | 0.79 | - | 949.98 | 0.79 |
2015 | 4,036.44 | 14.8 % | 3.35 | - | 4,036.44 | 3.35 |
Q1 2016 | 1,077.80 | 2.6 % | 0.89 | - | 1,077.80 | 0.89 |
Q2 2016 | 1,048.19 | 3.2 % | 0.87 | - | 1,048.19 | 0.87 |
Q3 2016 | 1,010.24 | (1.0 %) | 0.84 | - | 1,010.24 | 0.84 |
Q4 2016 | 374.01 | (60.6 %) | 0.31 | - | 374.01 | 0.31 |
2016 | 3,510.23 | (13.0 %) | 2.91 | - | 3,510.23 | 2.91 |
Q1 2017 | 1,103.89 | 2.4 % | 0.92 | - | 1,103.89 | 0.92 |
Q2 2017 | 1,004.69 | (4.1 %) | 0.83 | - | 1,004.69 | 0.83 |
Q3 2017 | 1,000.54 | (1.0 %) | 0.83 | - | 1,000.54 | 0.83 |
Q4 2017 | 422.77 | 13.0 % | 0.35 | - | 422.77 | 0.35 |
2017 | 3,531.88 | 0.6 % | 2.93 | - | 3,531.88 | 2.93 |
Q1 2018 | 1,049.95 | (4.9 %) | 0.87 | 97.31 | 952.64 | 0.79 |
Q2 2018 | 841.31 | (16.3 %) | 0.70 | - | 841.31 | 0.70 |
Q3 2018 | 943.44 | (5.7 %) | 0.78 | - | 943.44 | 0.78 |
Q4 2018 | (1431.68) | (438.6 %) | (1.19) | (1510.67) | 78.99 | 0.07 |
2018 | 1,403.02 | (60.3 %) | 1.16 | (1413.36) | 2,816.38 | 2.34 |
Q1 2019 | 916.83 | (12.7 %) | 0.76 | - | 916.83 | 0.76 |
Q2 2019 | 803.63 | (4.5 %) | 0.67 | - | 803.63 | 0.67 |
Q3 2019 | 880.00 | (6.7 %) | 0.73 | - | 880.00 | 0.73 |
Q4 2019 | 514.51 | 135.9 % | 0.43 | - | 514.51 | 0.43 |
2019 | 3,114.97 | 122.0 % | 2.58 | - | 3,114.97 | 2.58 |
Q1 2020 | 682.08 | (25.6 %) | 0.57 | - | 682.08 | 0.57 |
Q2 2020 | 436.80 | (45.6 %) | 0.36 | - | 436.80 | 0.36 |
Q3 2020 | 333.39 | (62.1 %) | 0.28 | - | 333.39 | 0.28 |
Q4 2020 | 93.95 | (81.7 %) | 0.08 | - | 93.95 | 0.08 |
2020 | 1,546.21 | (50.4 %) | 1.28 | - | 1,546.21 | 1.28 |
Q1 2021 | 779.68 | 14.3 % | 0.65 | - | 779.68 | 0.65 |
Q2 2021 | 769.68 | 76.2 % | 0.64 | - | 769.68 | 0.64 |
Q3 2021 | 907.25 | 172.1 % | 0.75 | - | 907.25 | 0.75 |
Q4 2021 | 993.27 | 957.3 % | 0.82 | - | 993.27 | 0.82 |
2021 | 3,449.88 | 123.1 % | 2.86 | - | 3,449.88 | 2.86 |
Q1 2022 | 874.57 | 12.2 % | 0.73 | - | 874.57 | 0.73 |
Q2 2022 | 837.02 | 8.7 % | 0.69 | - | 837.02 | 0.69 |
Q3 2022 | 960.87 | 5.9 % | 0.80 | - | 960.87 | 0.80 |
Q4 2022 | 902.68 | (9.1 %) | 0.75 | - | 902.68 | 0.75 |
2022 | 3,575.13 | 3.6 % | 2.97 | - | 3,575.13 | 2.97 |
Q1 2023 | 1,076.40 | 23.1 % | 0.89 | - | 1,076.40 | 0.89 |
Q2 2023 | 1,073.35 | 28.2 % | 0.89 | - | 1,073.35 | 0.89 |
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS Before XO Items |
---|---|---|---|---|---|---|
2013 | 2,405.58 | (20.2 %) | 2.00 | - | 2,405.58 | 2.00 |
2014 | 3,516.34 | 46.2 % | 2.92 | - | 3,516.34 | 2.92 |
2015 | 4,036.44 | 14.8 % | 3.35 | - | 4,036.44 | 3.35 |
2016 | 3,510.23 | (13.0 %) | 2.91 | - | 3,510.23 | 2.91 |
2017 | 3,531.88 | 0.6 % | 2.93 | - | 3,531.88 | 2.93 |
2018 | 1,403.02 | (60.3 %) | 1.16 | (1413.36) | 2,816.38 | 2.34 |
2019 | 3,114.97 | 122.0 % | 2.58 | - | 3,114.97 | 2.58 |
2020 | 1,546.21 | (50.4 %) | 1.28 | - | 1,546.21 | 1.28 |
2021 | 3,449.88 | 123.1 % | 2.86 | - | 3,449.88 | 2.86 |
2022 | 3,575.13 | 3.6 % | 2.97 | - | 3,575.13 | 2.97 |
Balance Sheet (B)
Balance Sheet Performance (B)
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
Q1 2014 | 184.28 | 12.4 % | 137.91 | 15.6 % | 114.84 | 8.5 % |
Q2 2014 | 184.31 | 11.2 % | 134.41 | 7.9 % | 117.39 | 6.5 % |
Q3 2014 | 183.24 | 9.0 % | 131.94 | 5.6 % | 118.22 | 5.0 % |
Q4 2014 | 188.78 | 11.0 % | 145.28 | 10.4 % | 116.54 | 4.7 % |
Q1 2015 | 193.88 | 5.2 % | 150.21 | 8.9 % | 120.79 | 5.2 % |
Q2 2015 | 185.95 | 0.9 % | 142.63 | 6.1 % | 125.04 | 6.5 % |
Q3 2015 | 184.99 | 1.0 % | 143.95 | 9.1 % | 124.41 | 5.2 % |
Q4 2015 | 183.72 | (2.7 %) | 141.85 | (2.4 %) | 123.77 | 6.2 % |
Q1 2016 | 184.02 | (5.1 %) | 141.82 | (5.6 %) | 124.98 | 3.5 % |
Q2 2016 | 193.91 | 4.3 % | 138.81 | (2.7 %) | 129.64 | 3.7 % |
Q3 2016 | 195.74 | 5.8 % | 147.28 | 2.3 % | 133.94 | 7.7 % |
Q4 2016 | 203.43 | 10.7 % | 158.46 | 11.7 % | 129.46 | 4.6 % |
Q1 2017 | 204.36 | 11.1 % | 158.47 | 11.7 % | 129.09 | 3.3 % |
Q2 2017 | 205.34 | 5.9 % | 163.90 | 18.1 % | 129.38 | (0.2 %) |
Q3 2017 | 201.70 | 3.0 % | 155.47 | 5.6 % | 128.95 | (3.7 %) |
Q4 2017 | 192.93 | (5.2 %) | 150.95 | (4.7 %) | 121.94 | (5.8 %) |
Q1 2018 | 184.02 | (10.0 %) | 141.94 | (10.4 %) | 123.88 | (4.0 %) |
Q2 2018 | 188.96 | (8.0 %) | 146.70 | (10.5 %) | 122.81 | (5.1 %) |
Q3 2018 | 189.34 | (6.1 %) | 146.69 | (5.6 %) | 123.70 | (4.1 %) |
Q4 2018 | 190.25 | (1.4 %) | 148.37 | (1.7 %) | 120.63 | (1.1 %) |
Q1 2019 | 190.04 | 3.3 % | 144.82 | 2.0 % | 121.27 | (2.1 %) |
Q2 2019 | 186.58 | (1.3 %) | 142.23 | (3.1 %) | 124.23 | 1.2 % |
Q3 2019 | 186.37 | (1.6 %) | 141.90 | (3.3 %) | 123.44 | (0.2 %) |
Q4 2019 | 178.15 | (6.4 %) | 132.84 | (10.5 %) | 125.73 | 4.2 % |
Q1 2020 | 199.18 | 4.8 % | 146.77 | 1.3 % | 134.88 | 11.2 % |
Q2 2020 | 201.95 | 8.2 % | 138.05 | (2.9 %) | 135.75 | 9.3 % |
Q3 2020 | 197.44 | 5.9 % | 135.65 | (4.4 %) | 134.36 | 8.8 % |
Q4 2020 | 194.07 | 8.9 % | 127.11 | (4.3 %) | 130.56 | 3.8 % |
Q1 2021 | 202.23 | 1.5 % | 132.99 | (9.4 %) | 134.10 | (0.6 %) |
Q2 2021 | 211.31 | 4.6 % | 140.80 | 2.0 % | 141.81 | 4.5 % |
Q3 2021 | 213.34 | 8.0 % | 143.32 | 5.7 % | 144.39 | 7.5 % |
Q4 2021 | 215.80 | 11.2 % | 141.95 | 11.7 % | 147.81 | 13.2 % |
Q1 2022 | 222.21 | 9.9 % | 150.76 | 13.4 % | 152.69 | 13.9 % |
Q2 2022 | 231.27 | 9.4 % | 157.92 | 12.2 % | 159.62 | 12.6 % |
Q3 2022 | 231.66 | 8.6 % | 157.82 | 10.1 % | 158.48 | 9.8 % |
Q4 2022 | 232.08 | 7.5 % | 157.59 | 11.0 % | 159.01 | 7.6 % |
Q1 2023 | 240.24 | 8.1 % | 167.41 | 11.0 % | 164.78 | 7.9 % |
Q2 2023 | 245.72 | 6.2 % | 161.16 | 2.1 % | 169.70 | 6.3 % |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
3m 2014 | 184.28 | 12.4 % | 137.91 | 15.6 % | 114.84 | 8.5 % |
6m 2014 | 184.31 | 11.2 % | 134.41 | 7.9 % | 117.39 | 6.5 % |
9m 2014 | 183.24 | 9.0 % | 131.94 | 5.6 % | 118.22 | 5.0 % |
12m 2014 | 188.78 | 11.0 % | 145.28 | 10.4 % | 116.54 | 4.7 % |
3m 2015 | 193.88 | 5.2 % | 150.21 | 8.9 % | 120.79 | 5.2 % |
6m 2015 | 185.95 | 0.9 % | 142.63 | 6.1 % | 125.04 | 6.5 % |
9m 2015 | 184.99 | 1.0 % | 143.95 | 9.1 % | 124.41 | 5.2 % |
12m 2015 | 183.72 | (2.7 %) | 141.85 | (2.4 %) | 123.77 | 6.2 % |
3m 2016 | 184.02 | (5.1 %) | 141.82 | (5.6 %) | 124.98 | 3.5 % |
6m 2016 | 193.91 | 4.3 % | 138.81 | (2.7 %) | 129.64 | 3.7 % |
9m 2016 | 195.74 | 5.8 % | 147.28 | 2.3 % | 133.94 | 7.7 % |
12m 2016 | 203.43 | 10.7 % | 158.46 | 11.7 % | 129.46 | 4.6 % |
3m 2017 | 204.36 | 11.1 % | 158.47 | 11.7 % | 129.09 | 3.3 % |
6m 2017 | 205.34 | 5.9 % | 163.90 | 18.1 % | 129.38 | (0.2 %) |
9m 2017 | 201.70 | 3.0 % | 155.47 | 5.6 % | 128.95 | (3.7 %) |
12m 2017 | 192.93 | (5.2 %) | 150.95 | (4.7 %) | 121.94 | (5.8 %) |
3m 2018 | 184.02 | (10.0 %) | 141.94 | (10.4 %) | 123.88 | (4.0 %) |
6m 2018 | 188.96 | (8.0 %) | 146.70 | (10.5 %) | 122.81 | (5.1 %) |
9m 2018 | 189.34 | (6.1 %) | 146.69 | (5.6 %) | 123.70 | (4.1 %) |
12m 2018 | 190.25 | (1.4 %) | 148.37 | (1.7 %) | 120.63 | (1.1 %) |
3m 2019 | 190.04 | 3.3 % | 144.82 | 2.0 % | 121.27 | (2.1 %) |
6m 2019 | 186.58 | (1.3 %) | 142.23 | (3.1 %) | 124.23 | 1.2 % |
9m 2019 | 186.37 | (1.6 %) | 141.90 | (3.3 %) | 123.44 | (0.2 %) |
12m 2019 | 178.15 | (6.4 %) | 132.84 | (10.5 %) | 125.73 | 4.2 % |
3m 2020 | 199.18 | 4.8 % | 146.77 | 1.3 % | 134.88 | 11.2 % |
6m 2020 | 201.95 | 8.2 % | 138.05 | (2.9 %) | 135.75 | 9.3 % |
9m 2020 | 197.44 | 5.9 % | 135.65 | (4.4 %) | 134.36 | 8.8 % |
12m 2020 | 194.07 | 8.9 % | 127.11 | (4.3 %) | 130.56 | 3.8 % |
3m 2021 | 202.23 | 1.5 % | 132.99 | (9.4 %) | 134.10 | (0.6 %) |
6m 2021 | 211.31 | 4.6 % | 140.80 | 2.0 % | 141.81 | 4.5 % |
9m 2021 | 213.34 | 8.0 % | 143.32 | 5.7 % | 144.39 | 7.5 % |
12m 2021 | 215.80 | 11.2 % | 141.95 | 11.7 % | 147.81 | 13.2 % |
3m 2022 | 222.21 | 9.9 % | 150.76 | 13.4 % | 152.69 | 13.9 % |
6m 2022 | 231.27 | 9.4 % | 157.92 | 12.2 % | 159.62 | 12.6 % |
9m 2022 | 231.66 | 8.6 % | 157.82 | 10.1 % | 158.48 | 9.8 % |
12m 2022 | 232.08 | 7.5 % | 157.59 | 11.0 % | 159.01 | 7.6 % |
3m 2023 | 240.24 | 8.1 % | 167.41 | 11.0 % | 164.78 | 7.9 % |
6m 2023 | 245.72 | 6.2 % | 161.16 | 2.1 % | 169.70 | 6.3 % |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
2013 | 170.06 | 7.8 % | 131.60 | 13.9 % | 111.31 | 8.3 % |
2014 | 188.78 | 11.0 % | 145.28 | 10.4 % | 116.54 | 4.7 % |
2015 | 183.72 | (2.7 %) | 141.85 | (2.4 %) | 123.77 | 6.2 % |
2016 | 203.43 | 10.7 % | 158.46 | 11.7 % | 129.46 | 4.6 % |
2017 | 192.93 | (5.2 %) | 150.95 | (4.7 %) | 121.94 | (5.8 %) |
2018 | 190.25 | (1.4 %) | 148.37 | (1.7 %) | 120.63 | (1.1 %) |
2019 | 178.15 | (6.4 %) | 132.84 | (10.5 %) | 125.73 | 4.2 % |
2020 | 194.07 | 8.9 % | 127.11 | (4.3 %) | 130.56 | 3.8 % |
2021 | 215.80 | 11.2 % | 141.95 | 11.7 % | 147.81 | 13.2 % |
2022 | 232.08 | 7.5 % | 157.59 | 11.0 % | 159.01 | 7.6 % |
Profitability
Profitability
Period | Return On Average Assets | Return on Average Equity | Net Interest Income/Total Operating Income |
---|---|---|---|
Q1 2014 | 1.48 % | 10.85 % | 65.93 % |
Q2 2014 | 1.54 % | 11.20 % | 66.12 % |
Q3 2014 | 1.67 % | 12.12 % | 65.71 % |
Q4 2014 | 1.96 % | 14.15 % | 65.97 % |
2014 | 1.96 % | 14.15 % | 65.97 % |
Q1 2015 | 1.96 % | 14.22 % | 64.99 % |
Q2 2015 | 2.08 % | 14.45 % | 64.68 % |
Q3 2015 | 2.14 % | 14.69 % | 64.65 % |
Q4 2015 | 2.17 % | 14.96 % | 64.46 % |
2015 | 2.17 % | 14.96 % | 64.46 % |
Q1 2016 | 2.15 % | 14.23 % | 65.47 % |
Q2 2016 | 2.16 % | 14.48 % | 65.95 % |
Q3 2016 | 2.15 % | 14.38 % | 66.95 % |
Q4 2016 | 1.81 % | 12.28 % | 66.51 % |
2016 | 1.81 % | 12.28 % | 66.51 % |
Q1 2017 | 1.82 % | 11.82 % | 66.73 % |
Q2 2017 | 1.75 % | 11.59 % | 68.07 % |
Q3 2017 | 1.75 % | 11.61 % | 69.16 % |
Q4 2017 | 1.78 % | 11.51 % | 71.46 % |
2017 | 1.78 % | 11.51 % | 71.46 % |
Q1 2018 | 1.79 % | 11.14 % | 74.22 % |
Q2 2018 | 1.68 % | 10.39 % | 75.12 % |
Q3 2018 | 1.67 % | 10.27 % | 75.18 % |
Q4 2018 | 0.73 % | 4.49 % | 74.86 % |
2018 | 0.73 % | 4.49 % | 74.86 % |
Q1 2019 | 0.68 % | 3.97 % | 74.28 % |
Q2 2019 | 0.66 % | 3.81 % | 74.49 % |
Q3 2019 | 0.62 % | 3.62 % | 75.25 % |
Q4 2019 | 1.69 % | 9.76 % | 75.75 % |
2019 | 1.69 % | 9.76 % | 75.75 % |
Q1 2020 | 1.48 % | 8.70 % | 75.58 % |
Q2 2020 | 1.29 % | 7.58 % | 74.99 % |
Q3 2020 | 1.02 % | 5.93 % | 75.29 % |
Q4 2020 | 0.83 % | 4.64 % | 74.39 % |
2020 | 0.83 % | 4.64 % | 74.39 % |
Q1 2021 | 0.82 % | 4.82 % | 73.98 % |
Q2 2021 | 0.96 % | 5.82 % | 74.53 % |
Q3 2021 | 1.24 % | 7.51 % | 73.52 % |
Q4 2021 | 1.68 % | 10.10 % | 74.76 % |
2021 | 1.68 % | 10.10 % | 79.95 % |
Q1 2022 | 1.67 % | 10.33 % | 76.26 % |
Q2 2022 | 1.63 % | 10.78 % | 77.58 % |
Q3 2022 | 1.65 % | 10.93 % | 79.74 % |
Q4 2022 | 1.60 % | 10.45 % | 80.16 % |
2022 | 1.60 % | 10.45 % | 80.16 % |
Q1 2023 | 1.63 % | 10.89 % | 81.46 % |
Q2 2023 | 1.68 % | 11.90 % | 82.24 % |
Period | Return On Average Assets | Return on Average Equity | Net Interest Income/Total Operating Income |
---|---|---|---|
2013 | 1.47 % | 10.48 % | 66.57 % |
2014 | 1.96 % | 14.15 % | 65.97 % |
2015 | 2.17 % | 14.96 % | 64.46 % |
2016 | 1.81 % | 12.28 % | 66.51 % |
2017 | 1.78 % | 11.51 % | 71.46 % |
2018 | 0.73 % | 4.49 % | 74.86 % |
2019 | 1.69 % | 9.76 % | 75.75 % |
2020 | 0.83 % | 4.64 % | 74.39 % |
2021 | 1.68 % | 10.10 % | 79.95 % |
2022 | 1.60 % | 10.45 % | 80.16 % |
Ratios
Ratios
Period | Customer Deposits Per Total Assets | Loans and advances/Total assets | Loans and advances/Customers Deposits |
---|---|---|---|
Q1 2014 | 74.84 % | 62.32 % | 83.27 % |
Q2 2014 | 72.92 % | 63.69 % | 87.34 % |
Q3 2014 | 72.00 % | 64.52 % | 89.60 % |
Q4 2014 | 76.96 % | 61.73 % | 80.22 % |
Q1 2015 | 77.47 % | 62.30 % | 80.42 % |
Q2 2015 | 76.70 % | 67.24 % | 87.67 % |
Q3 2015 | 77.82 % | 67.25 % | 86.43 % |
Q4 2015 | 77.21 % | 67.37 % | 87.25 % |
Q1 2016 | 77.07 % | 67.92 % | 88.12 % |
Q2 2016 | 71.58 % | 66.85 % | 93.39 % |
Q3 2016 | 75.24 % | 68.43 % | 90.94 % |
Q4 2016 | 77.89 % | 63.64 % | 81.70 % |
Q1 2017 | 77.54 % | 63.17 % | 81.46 % |
Q2 2017 | 79.82 % | 63.01 % | 78.94 % |
Q3 2017 | 77.08 % | 63.93 % | 82.94 % |
Q4 2017 | 78.24 % | 63.20 % | 80.78 % |
Q1 2018 | 77.14 % | 67.32 % | 87.28 % |
Q2 2018 | 77.64 % | 64.99 % | 83.71 % |
Q3 2018 | 77.48 % | 65.33 % | 84.33 % |
Q4 2018 | 77.99 % | 63.41 % | 81.31 % |
Q1 2019 | 76.21 % | 63.82 % | 83.74 % |
Q2 2019 | 76.23 % | 66.58 % | 87.35 % |
Q3 2019 | 76.14 % | 66.23 % | 86.99 % |
Q4 2019 | 74.57 % | 70.57 % | 94.65 % |
Q1 2020 | 73.69 % | 67.72 % | 91.90 % |
Q2 2020 | 68.36 % | 67.22 % | 98.34 % |
Q3 2020 | 68.71 % | 68.05 % | 99.04 % |
Q4 2020 | 65.50 % | 67.28 % | 102.72 % |
Q1 2021 | 65.76 % | 66.31 % | 100.84 % |
Q2 2021 | 66.63 % | 67.11 % | 100.71 % |
Q3 2021 | 67.18 % | 67.68 % | 100.75 % |
Q4 2021 | 65.78 % | 68.49 % | 104.13 % |
Q1 2022 | 67.84 % | 68.71 % | 101.28 % |
Q2 2022 | 68.28 % | 69.02 % | 101.08 % |
Q3 2022 | 68.13 % | 68.41 % | 100.42 % |
Q4 2022 | 67.90 % | 68.52 % | 100.90 % |
Q1 2023 | 69.69 % | 68.59 % | 98.43 % |
Q2 2023 | 65.59 % | 69.06 % | 105.29 % |
Period | Customer Deposits Per Total Assets | Loans and advances/Total assets | Loans and advances/Customers Deposits |
---|---|---|---|
2013 | 77.39 % | 65.45 % | 84.58 % |
2014 | 76.96 % | 61.73 % | 80.22 % |
2015 | 77.21 % | 67.37 % | 87.25 % |
2016 | 77.89 % | 63.64 % | 81.70 % |
2017 | 78.24 % | 63.20 % | 80.78 % |
2018 | 77.99 % | 63.41 % | 81.31 % |
2019 | 74.57 % | 70.57 % | 94.65 % |
2020 | 65.50 % | 67.28 % | 102.72 % |
2021 | 65.78 % | 68.49 % | 104.13 % |
2022 | 67.90 % | 68.52 % | 100.90 % |
Per Share Data (Riyal)
Per Share Data (Riyal)
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
Q1 2014 | 1,205.36 | 2.14 | 2.14 | - | 20.03 |
Q2 2014 | 1,205.36 | 2.24 | 2.24 | - | 20.92 |
Q3 2014 | 1,205.36 | 2.44 | 2.44 | - | 20.94 |
Q4 2014 | 1,205.36 | 2.92 | 2.92 | 2.92 | 21.96 |
Q1 2015 | 1,205.36 | 3.08 | 3.08 | 3.08 | 23.28 |
Q2 2015 | 1,205.36 | 3.19 | 3.19 | 3.19 | 23.19 |
Q3 2015 | 1,205.36 | 3.27 | 3.27 | 3.27 | 23.53 |
Q4 2015 | 1,205.36 | 3.35 | 3.35 | 3.35 | 22.80 |
Q1 2016 | 1,205.36 | 3.37 | 3.37 | 3.37 | 24.10 |
Q2 2016 | 1,205.36 | 3.40 | 3.40 | 3.40 | 23.76 |
Q3 2016 | 1,205.36 | 3.39 | 3.39 | 3.39 | 23.61 |
Q4 2016 | 1,205.36 | 2.91 | 2.91 | 2.91 | 24.64 |
Q1 2017 | 1,205.36 | 2.93 | 2.93 | 2.94 | 25.53 |
Q2 2017 | 1,205.36 | 2.90 | 2.90 | 2.91 | 26.24 |
Q3 2017 | 1,205.36 | 2.89 | 2.89 | 2.90 | 26.18 |
Q4 2017 | 1,205.36 | 2.93 | 2.93 | 2.94 | 26.27 |
Q1 2018 | 1,205.36 | 2.89 | 2.80 | 2.95 | 26.29 |
Q2 2018 | 1,205.36 | 2.75 | 2.67 | 2.81 | 26.67 |
Q3 2018 | 1,205.36 | 2.70 | 2.62 | 2.77 | 26.45 |
Q4 2018 | 1,205.36 | 1.16 | 2.34 | 3.35 | 25.60 |
Q1 2019 | 1,205.36 | 1.05 | 2.31 | 3.18 | 26.75 |
Q2 2019 | 1,205.36 | 1.02 | 2.28 | 3.15 | 27.05 |
Q3 2019 | 1,205.36 | 0.97 | 2.22 | 3.09 | 27.06 |
Q4 2019 | 1,205.36 | 2.58 | 2.58 | 2.59 | 27.33 |
Q1 2020 | 1,205.36 | 2.39 | 2.39 | 2.40 | 28.16 |
Q2 2020 | 1,205.36 | 2.09 | 2.09 | 2.09 | 27.94 |
Q3 2020 | 1,205.36 | 1.63 | 1.63 | 1.64 | 27.94 |
Q4 2020 | 1,205.36 | 1.28 | 1.28 | 1.24 | 27.91 |
Q1 2021 | 1,205.36 | 1.36 | 1.36 | 1.29 | 28.37 |
Q2 2021 | 1,205.36 | 1.64 | 1.64 | 1.52 | 28.42 |
Q3 2021 | 1,205.36 | 2.12 | 2.12 | 1.95 | 28.41 |
Q4 2021 | 1,205.36 | 2.86 | 2.86 | 2.70 | 28.78 |
Q1 2022 | 1,205.36 | 2.94 | 2.94 | 2.76 | 28.56 |
Q2 2022 | 1,205.36 | 3.00 | 3.00 | 2.82 | 27.16 |
Q3 2022 | 1,205.36 | 3.04 | 3.04 | 2.86 | 27.22 |
Q4 2022 | 1,205.36 | 2.97 | 2.97 | 2.79 | 28.00 |
Q1 2023 | 1,205.36 | 3.13 | 3.13 | 2.96 | 28.98 |
Q2 2023 | 1,205.36 | 3.33 | 3.33 | 3.16 | 28.78 |
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
2013 | 1,205.36 | 2.00 | 2.00 | - | 19.26 |
2014 | 1,205.36 | 2.92 | 2.92 | 2.92 | 21.96 |
2015 | 1,205.36 | 3.35 | 3.35 | 3.35 | 22.80 |
2016 | 1,205.36 | 2.91 | 2.91 | 2.91 | 24.64 |
2017 | 1,205.36 | 2.93 | 2.93 | 2.94 | 26.27 |
2018 | 1,205.36 | 1.16 | 2.34 | 1.17 | 25.60 |
2019 | 1,205.36 | 2.58 | 2.58 | 2.60 | 27.33 |
2020 | 1,205.36 | 1.28 | 1.28 | 1.24 | 27.91 |
2021 | 1,205.36 | 2.86 | 2.86 | 2.70 | 28.78 |
2022 | 1,205.36 | 2.97 | 2.97 | 2.79 | 28.00 |
Multiple Ratios (End of Period Price)
Ratios And Multiples
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
Q1 2014 | 14.21 | 14.21 | 1.52 |
Q2 2014 | 13.62 | 13.62 | 1.46 |
Q3 2014 | 15.70 | 15.70 | 1.83 |
Q4 2014 | 10.73 | 10.73 | 1.43 |
Q1 2015 | 10.84 | 10.84 | 1.44 |
Q2 2015 | 10.08 | 10.08 | 1.39 |
Q3 2015 | 9.17 | 9.17 | 1.27 |
Q4 2015 | 8.36 | 8.36 | 1.23 |
Q1 2016 | 7.50 | 7.50 | 1.05 |
Q2 2016 | 6.60 | 6.60 | 0.94 |
Q3 2016 | 6.21 | 6.21 | 0.89 |
Q4 2016 | 8.94 | 8.94 | 1.06 |
Q1 2017 | 8.81 | 8.81 | 1.01 |
Q2 2017 | 10.63 | 10.63 | 1.18 |
Q3 2017 | 10.42 | 10.42 | 1.15 |
Q4 2017 | 9.73 | 9.73 | 1.09 |
Q1 2018 | 9.95 | 10.24 | 1.12 |
Q2 2018 | 12.06 | 12.43 | 1.27 |
Q3 2018 | 12.04 | 12.41 | 1.26 |
Q4 2018 | 9.37 | 4.67 | 1.23 |
Q1 2019 | 11.67 | 5.33 | 1.39 |
Q2 2019 | 13.19 | 5.93 | 1.54 |
Q3 2019 | 10.44 | 4.55 | 1.19 |
Q4 2019 | 14.63 | 14.63 | 1.39 |
Q1 2020 | 10.77 | 10.77 | 0.92 |
Q2 2020 | 13.66 | 13.66 | 1.02 |
Q3 2020 | 19.70 | 19.70 | 1.16 |
Q4 2020 | 25.48 | 25.48 | 1.13 |
Q1 2021 | 25.85 | 25.85 | 1.18 |
Q2 2021 | 25.26 | 25.26 | 1.35 |
Q3 2021 | 21.38 | 21.38 | 1.47 |
Q4 2021 | 17.50 | 17.50 | 1.64 |
Q1 2022 | 19.46 | 19.46 | 1.88 |
Q2 2022 | 15.76 | 15.76 | 1.75 |
Q3 2022 | 14.69 | 14.69 | 1.54 |
Q4 2022 | 13.62 | 13.62 | 1.45 |
Q1 2023 | 12.23 | 12.23 | 1.25 |
Q2 2023 | 12.46 | 12.46 | 1.45 |
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
2013 | 13.12 | 13.12 | 1.36 |
2014 | 10.73 | 10.73 | 1.43 |
2015 | 8.36 | 8.36 | 1.23 |
2016 | 8.94 | 8.94 | 1.06 |
2017 | 9.73 | 9.73 | 1.09 |
2018 | 26.84 | 13.37 | 1.23 |
2019 | 14.58 | 14.58 | 1.39 |
2020 | 25.48 | 25.48 | 1.13 |
2021 | 16.43 | 16.43 | 1.64 |
2022 | 13.63 | 13.63 | 1.45 |
Business Segments (Million)
Q2 2023
Revenue by Business Segment (Latest) 2023 Q2
2023
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage |
---|---|---|---|---|
Q1 2014 | 359.17 | 641.86 | 317.26 | 82.88 |
Q2 2014 | 363.90 | 677.81 | 323.07 | 113.54 |
Q3 2014 | 358.79 | 710.77 | 327.64 | 89.46 |
Q4 2014 | 337.63 | 710.37 | 295.37 | 76.51 |
Q1 2015 | 356.05 | 751.84 | 394.64 | 87.58 |
Q2 2015 | 384.66 | 783.42 | 310.86 | 99.80 |
Q3 2015 | 387.40 | 789.72 | 337.51 | 73.65 |
Q4 2015 | 378.07 | 733.50 | 362.98 | 59.83 |
Q1 2016 | 388.71 | 788.11 | 404.21 | 63.89 |
Q2 2016 | 376.51 | 778.41 | 372.61 | 85.35 |
Q3 2016 | 369.75 | 787.13 | 373.80 | 56.95 |
Q4 2016 | 356.09 | 749.20 | 380.12 | 68.87 |
Q1 2017 | 381.68 | 808.87 | 443.31 | 62.71 |
Q2 2017 | 393.76 | 744.34 | 431.18 | 61.12 |
Q3 2017 | 403.67 | 719.52 | 440.01 | 66.36 |
Q4 2017 | 373.70 | 727.85 | 444.55 | 73.59 |
Q1 2018 | 407.50 | 758.45 | 519.07 | 59.45 |
Q2 2018 | 407.35 | 751.38 | 424.40 | 82.01 |
Q3 2018 | 462.47 | 780.06 | 392.81 | 61.04 |
Q4 2018 | 473.69 | 802.76 | 340.72 | 75.47 |
Q1 2019 | 459.73 | 780.74 | 404.56 | 77.65 |
Q2 2019 | 480.12 | 738.08 | 411.06 | 77.17 |
Q3 2019 | 466.64 | 806.94 | 403.56 | 60.59 |
Q4 2019 | 478.28 | 734.02 | 415.17 | 78.26 |
Q1 2020 | 459.26 | 740.72 | 474.75 | 82.22 |
Q2 2020 | 421.72 | 773.10 | 490.01 | 75.20 |
Q3 2020 | 473.03 | 715.80 | 473.82 | 88.10 |
Q4 2020 | 456.72 | 696.80 | 507.10 | 116.25 |
Q1 2021 | 488.28 | 717.24 | 453.16 | 136.84 |
Q2 2021 | 485.90 | 715.32 | 444.85 | 107.59 |
Q3 2021 | 472.08 | 802.68 | 528.60 | 110.61 |
Q4 2021 | 419.61 | 708.78 | 432.08 | 104.32 |
Q1 2022 | 464.79 | 724.53 | 513.22 | 118.50 |
Q2 2022 | 515.25 | 790.28 | 452.03 | 112.81 |
Q3 2022 | 582.32 | 968.71 | 433.14 | 98.88 |
Q4 2022 | 694.52 | 1,060.42 | 367.41 | 120.49 |
Q1 2023 | 804.07 | 1,047.59 | 370.01 | 96.41 |
Q2 2023 | 882.84 | 1,024.48 | 332.40 | 107.63 |
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage |
---|---|---|---|---|
2013 | 1,450.36 | 2,518.98 | 806.20 | 276.99 |
2014 | 1,419.49 | 2,740.81 | 1,263.34 | 362.39 |
2015 | 1,506.18 | 3,058.47 | 1,405.99 | 320.86 |
2016 | 1,491.06 | 3,102.85 | 1,530.73 | 275.06 |
2017 | 1,552.81 | 3,000.58 | 1,759.04 | 263.78 |
2018 | 1,751.02 | 3,092.65 | 1,677.01 | 277.97 |
2019 | 1,884.77 | 3,059.77 | 1,634.34 | 293.68 |
2020 | 1,810.73 | 2,926.42 | 1,945.68 | 361.77 |
2021 | 1,865.86 | 2,944.02 | 1,858.69 | 459.35 |
2022 | 2,256.87 | 3,543.95 | 1,765.79 | 450.67 |
Analysts Estimates (Million)
Analysts Estimates (Million)
Item | Q2 2023 (e) | Q2 2023 (a) | Change |
---|---|---|---|
Average | 1,128.05 | 1,073.35 | (4.8 %) |
Estimates vs Actual (Million)
Estimates Accuracy
Item | Q2 2023 (e) | Q2 2023 (a) | Change |
---|---|---|---|
OSOOL AND BAKHEET | 1,108.30 | 1,073.35 | (3.2) % |
Hermes | 1,109.00 | 1,073.35 | (3.2) % |
HSBC | 1,113.00 | 1,073.35 | (3.6) % |
Bank of America | 1,121.00 | 1,073.35 | (4.3) % |
SNB Capital | 1,127.00 | 1,073.35 | (4.8) % |
Riyad Capital | 1,132.00 | 1,073.35 | (5.2) % |
Goldman Sachs | 1,145.13 | 1,073.35 | (6.3) % |
FAB Securities | 1,169.00 | 1,073.35 | (8.2) % |
Popular Links
Quick Links
About Us
Join Us
Argaam Investment Company has updated the Privacy Policy of its services and digital platforms. Know more about our Privacy Policy here.
Argaam uses cookies to personalize content, to provide social media features and analyze traffic, that we might also share with third parties. You consent to our cookies if you use this website
Comments {{getCommentCount()}}
Be the first to comment
رد{{comment.DisplayName}} على {{getCommenterName(comment.ParentThreadID)}}
{{comment.DisplayName}}
{{comment.ElapsedTime}}