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Banque Saudi Fransi (BSF) reported a 12% rise in Q1 2022 net profit to SAR 875 million, compared to SAR 780 million in the prior-year period.
Current Quarter Comparison (M)
Item | Q1 2021 | Q1 2022 | Change |
---|---|---|---|
Net Special Commission Income | 1,287.32 | 1,414.85 | 9.9 % |
Operating Income | 1,795.51 | 1,821.04 | 1.4 % |
Debt Provisions | (290.08) | (244.89) | 15.6 % |
Net Income | 779.68 | 874.57 | 12.2 % |
Average Shares | 1,205.36 | 1,205.36 | - |
EPS (Riyals) | 0.65 | 0.73 | 12.2 % |
EPS Diluted (Riyal) | 0.62 | 0.68 | 9.7 % |
Item | Q4 2021 | Q1 2022 | Change |
---|---|---|---|
Net Special Commission Income | 1,332.10 | 1,414.85 | 6.2 % |
Operating Income | 1,724.70 | 1,821.04 | 5.6 % |
Debt Provisions | (167.96) | (244.89) | (45.8 %) |
Net Income | 993.27 | 874.57 | (11.9 %) |
Average Shares | 1,205.36 | 1,205.36 | - |
EPS (Riyals) | 0.82 | 0.73 | (11.9 %) |
EPS Diluted (Riyal) | 0.78 | 0.68 | (12.8 %) |
The bank attributed the increase in net profit to better operating income – due to higher net special commission income, exchange income and other operating income – which was partially offset by lower net fee and commission income and trading income.
Total operating expenses also decreased primarily due to lower impairment charge for credit losses and other financial assets as well as a decline salaries and employee-related expenses.
On a sequential basis, net profit dropped 11.9% from SAR 993.27 million in Q4 2021.
Balance Sheet (B)
Item | 3m 2021 | 3m 2022 | Change |
---|---|---|---|
Assets | 202.23 | 222.21 | 9.9 % |
Customer Deposits | 132.99 | 150.76 | 13.4 % |
Loan | 134.10 | 152.69 | 13.9 % |
Shareholders’ equity, after minority interest, edged up 0.6% to SAR 39.428 billion by the end of Q1 2022, from SAR 39.198 billion a year earlier.
BSF issued additional Tier 1 Sukuk worth SAR 5 billion, which were included in total shareholders’ equity.
Impairment charges for credit losses during the three-month period stood at SAR 275 million, compared to SAR 290 million in Q1 2021 and compared to SAR 168 million in Q4 2021.
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- TASI
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Energy
- 2222 - SAUDI ARAMCO
- 2030 - SARCO
- 2380 - PETRO RABIGH
- 4030 - BAHRI
- 4200 - ALDREES
- 2381 - ARABIAN DRILLING
- 2382 - ADES
- 1201 - TAKWEEN
- 1202 - MEPCO
- 1210 - BCI
- 1211 - MAADEN
- 1301 - ASLAK
- 1304 - ALYAMAMAH STEEL
- 1320 - SSP
- 2001 - CHEMANOL
- 2010 - SABIC
- 2020 - SABIC AGRI-NUTRIENTS
- 2090 - NGC
- 2150 - ZOUJAJ
- 2170 - ALUJAIN
- 2180 - FIPCO
- 2200 - APC
- 2210 - NAMA CHEMICALS
- 2220 - MAADANIYAH
- 2240 - ZAMIL INDUST
- 2250 - SIIG
- 2290 - YANSAB
- 2300 - SPM
- 2310 - SIPCHEM
- 2330 - ADVANCED
- 2350 - SAUDI KAYAN
- 3002 - NAJRAN CEMENT
- 3003 - CITY CEMENT
- 3004 - NORTHERN CEMENT
- 3005 - UACC
- 3010 - ACC
- 3020 - YC
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- 3080 - EPCCO
- 3090 - TCC
- 3091 - JOUF CEMENT
- 3092 - RIYADH CEMENT
- 2060 - TASNEE
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- 3007 - OASIS
- 1321 - EAST PIPES
- 1322 - AMAK
- 2223 - LUBEREF
- 2360 - SVCP
- 1212 - ASTRA INDUSTRIAL
- 1302 - BAWAN
- 1303 - EIC
- 2040 - SAUDI CERAMICS
- 2110 - SAUDI CABLE
- 2160 - AMIANTIT
- 2320 - ALBABTAIN
- 2370 - MESC
- 4140 - SIECO
- 4141 - ALOMRAN
- 4142 - RIYADH CABLES
- 1214 - SHAKER
- 4110 - BATIC
- 4143 - TALCO
- 4031 - SGS
- 4040 - SAPTCO
- 4260 - BUDGET SAUDI
- 2190 - SISCO HOLDING
- 4261 - THEEB
- 4263 - SAL
- 4262 - LUMI
- 1810 - SEERA
- 6013 - DWF
- 1820 - BAAN
- 4170 - TECO
- 4290 - ALKHALEEJ TRNG
- 6002 - HERFY FOODS
- 6017 - JAHEZ
- 1830 - Leejam Sports
- 6012 - RAYDAN
- 4291 - NCLE
- 4292 - ATAA
- 6014 - ALAMAR
- 6015 - AMERICANA
- 6016 - BURGERIZZR
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- 4061 - ANAAM HOLDING
- 4160 - THIMAR
- 4161 - BINDAWOOD
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- 4163 - ALDAWAA
- 2050 - SAVOLA GROUP
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- 6070 - ALJOUF
- 6090 - JAZADCO
- 2281 - TANMIAH
- 2282 - NAQI
- 2283 - FIRST MILLS
- 4080 - SINAD HOLDING
- 2284 - MODERN MILLS
- 2285 - ARABIAN MILLS
- 2286 - FOURTH MILLING
- 4002 - MOUWASAT
- 4004 - DALLAH HEALTH
- 4005 - CARE
- 4007 - ALHAMMADI
- 4009 - SAUDI GERMAN HEALTH
- 2230 - CHEMICAL
- 4013 - SULAIMAN ALHABIB
- 2140 - AYYAN
- 4014 - EQUIPMENT HOUSE
- 4017 - FAKEEH CARE
- 1010 - RIBL
- 1020 - BJAZ
- 1030 - SAIB
- 1050 - BSF
- 1060 - SAB
- 1080 - ANB
- 1120 - ALRAJHI
- 1140 - ALBILAD
- 1150 - ALINMA
- 1180 - SNB
- 2120 - SAIC
- 4280 - KINGDOM
- 4130 - ALBAHA
- 4081 - NAYIFAT
- 1111 - TADAWUL GROUP
- 4082 - MRNA
- 1182 - AMLAK
- 1183 - SHL
- 4083 - UIHC
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- 4336 - MULKIA REIT
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- 4340 - Al RAJHI REIT
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- 4344 - SEDCO CAPITAL REIT
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- 4345 - ALINMA RETAIL REIT
- 4346 - MEFIC REIT
- 4348 - ALKHABEER REIT
- 4349 - ALINMA HOSPITALITY REIT
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- 4324 - BANAN
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- 4090 - TAIBA
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- 4250 - JABAL OMAR
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- NOMU
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Media and Entertainment
Consumer Durables & Apparel
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Food & Beverages
- 9515 - FESH FASH
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- 9536 - FADECO
- 9556 - NOFOTH
- 9559 - BALADY
- 9564 - HORIZON FOOD
- 9555 - LEEN ALKHAIR
- 9612 - SAMA WATER
- 9518 - CMCER
- 9530 - TIBBIYAH
- 9527 - AME
- 9544 - FUTURE CARE
- 9546 - NABA ALSAHA
- 9574 - PRO MEDEX
- 9594 - ALMODAWAT
- 9572 - ALRAZI
- 9587 - LANA
- 9600 - QOMEL
- 9604 - MIRAL
- 9616 - JANA
- 9620 - BALSM MEDICAL
- 9513 - WATANI STEEL
- 9514 - ALNAQOOL
- 9523 - GROUP FIVE
- 9539 - AQASEEM
- 9548 - APICO
- 9553 - MOLAN
- 9565 - MEYAR
- 9552 - SAUDI TOP
- 9563 - BENA
- 9566 - LIME INDUSTRIES
- 9580 - ALRASHID INDUSTRIAL
- 9583 - UNITED MINING
- 9576 - PAPER HOME
- 9588 - RIYADH STEEL
- 9575 - MARBLE DESIGN
- 9599 - TAQAT
- 9601 - ALRASHEED
- 9605 - NEFT ALSHARQ
- 9607 - ASG
- 9609 - NAAS PETROL
- 9510 - NBM
- 9528 - GAS
- 9531 - OBEIKAN GLASS
- 9533 - SPC
- 9529 - RAOOM
- 9525 - ALWASAIL INDUSTRIAL
- 9542 - KEIR
- 9547 - RAWASI
- 9568 - MAYAR
- 9569 - ALMUNEEF
- 9578 - ATLAS ELEVATORS
- 9560 - WAJA
- 9611 - UFG
- 9540 - TADWEEER
- 9545 - ALDAWLIAH
- 9570 - TAM DEVELOPMENT
- 9581 - CLEAN LIFE
- 9593 - PAN GULF
- 9597 - LEAF
- 9608 - ALASHGHAL ALMOYSRA
- 9606 - THARWAH
- 9613 - SHALFA
- 9619 - MULTI BUSINESS
- 9621 - DRC
- 9541 - ACADEMY OF LEARNING
- 9562 - FOOD GATE
- 9590 - ARMAH
- 9598 - ALMOHAFAZA FOR EDUCATION
- 9603 - HORIZON EDUCATIONAL
- 9567 - GHIDA ALSULTAN
- 9617 - ARABICA STAR
Share Price
Banque Saudi Fransi (BSF)
Current | |
Market Cap (M Riyal) | 39,657.66 |
Shares Outstanding ((M)) | 1,205.40 |
EPS ( Riyal) (TTM) | 3.53 |
EPS Diluted ( Riyal) (TTM) | 3.35 |
Book Value (BV) ( Riyal) | 31.62 |
Par Value ( Riyal) | 10.00 |
Adjusted P/E (Last12) | 9.32 |
P/E (TTM) | 9.32 |
Price/book | 1.04 |
Return on Average Assets (%) (TTM) | 1.6 |
Return on Average Equity (%) (TTM) | 11.8 |
Financial results (Million)
Financial results (Million)
Period | Net Special Commission Income | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
Q1 2013 | 799.24 | (0.3 %) | 1,205.05 | (1.2 %) | (127.84) | (108.7 %) |
Q2 2013 | 830.50 | (1.6 %) | 1,282.64 | 0.0 % | (107.59) | 24.0 % |
Q3 2013 | 869.60 | 5.3 % | 1,284.06 | 5.2 % | (169.01) | 3.1 % |
Q4 2013 | 863.96 | 3.6 % | 1,280.78 | (0.4 %) | (552.98) | (609.9 %) |
2013 | 3,363.30 | 1.7 % | 5,052.53 | 0.9 % | (957.42) | (110.3 %) |
Q1 2014 | 896.55 | 12.2 % | 1,401.17 | 16.3 % | (108.57) | 15.1 % |
Q2 2014 | 969.86 | 16.8 % | 1,478.33 | 15.3 % | (105.37) | 2.1 % |
Q3 2014 | 980.13 | 12.7 % | 1,486.66 | 15.8 % | (72.55) | 57.1 % |
Q4 2014 | 970.45 | 12.3 % | 1,419.88 | 10.9 % | (34.44) | 93.8 % |
2014 | 3,816.98 | 13.5 % | 5,786.04 | 14.5 % | (320.93) | 66.5 % |
Q1 2015 | 962.89 | 7.4 % | 1,590.11 | 13.5 % | (37.20) | 65.7 % |
Q2 2015 | 1,016.15 | 4.8 % | 1,578.73 | 6.8 % | (42.97) | 59.2 % |
Q3 2015 | 1,044.11 | 6.5 % | 1,588.27 | 6.8 % | (50.23) | 30.8 % |
Q4 2015 | 1,032.13 | 6.4 % | 1,534.38 | 8.1 % | (50.51) | (46.7 %) |
2015 | 4,055.28 | 6.2 % | 6,291.50 | 8.7 % | (180.90) | 43.6 % |
Q1 2016 | 1,062.82 | 10.4 % | 1,644.92 | 3.4 % | (41.74) | (12.2 %) |
Q2 2016 | 1,068.80 | 5.2 % | 1,612.88 | 2.2 % | (36.58) | 14.9 % |
Q3 2016 | 1,107.55 | 6.1 % | 1,587.64 | 0.0 % | (54.53) | (8.6 %) |
Q4 2016 | 1,017.03 | (1.5 %) | 1,554.28 | 1.3 % | (635.53) | (1,158.2 %) |
2016 | 4,256.19 | 5.0 % | 6,399.71 | 1.7 % | (768.37) | (324.7 %) |
Q1 2017 | 1,111.53 | 4.6 % | 1,696.56 | 3.1 % | (29.04) | 30.4 % |
Q2 2017 | 1,167.37 | 9.2 % | 1,630.39 | 1.1 % | (58.57) | (60.1 %) |
Q3 2017 | 1,207.13 | 9.0 % | 1,629.57 | 2.6 % | (55.68) | (2.1 %) |
Q4 2017 | 1,213.64 | 19.3 % | 1,619.68 | 4.2 % | (517.82) | 18.5 % |
2017 | 4,699.67 | 10.4 % | 6,576.21 | 2.8 % | (497.96) | 35.2 % |
Q1 2018 | 1,256.00 | 13.0 % | 1,647.17 | (2.9 %) | (89.74) | (209.0 %) |
Q2 2018 | 1,252.35 | 7.3 % | 1,665.13 | 2.1 % | (126.18) | (115.4 %) |
Q3 2018 | 1,261.35 | 4.5 % | 1,696.39 | 4.1 % | (127.84) | (129.6 %) |
Q4 2018 | 1,247.18 | 2.8 % | 1,692.64 | 4.5 % | (566.73) | (9.4 %) |
2018 | 5,016.87 | 6.7 % | 6,701.33 | 1.9 % | (910.50) | (82.8 %) |
Q1 2019 | 1,272.94 | 1.3 % | 1,722.68 | 4.6 % | (144.17) | (60.6 %) |
Q2 2019 | 1,297.53 | 3.6 % | 1,706.43 | 2.5 % | (200.32) | (58.8 %) |
Q3 2019 | 1,343.91 | 6.5 % | 1,737.71 | 2.4 % | (226.22) | (77.0 %) |
Q4 2019 | 1,291.30 | 3.5 % | 1,705.72 | 0.8 % | (437.86) | 22.7 % |
2019 | 5,205.68 | 3.8 % | 6,872.55 | 2.6 % | (1,008.57) | (10.8 %) |
Q1 2020 | 1,287.24 | 1.1 % | 1,756.94 | 2.0 % | (397.57) | (175.8 %) |
Q2 2020 | 1,296.83 | (0.1 %) | 1,760.03 | 3.1 % | (634.32) | (216.7 %) |
Q3 2020 | 1,375.04 | 2.3 % | 1,750.75 | 0.8 % | (930.45) | (311.3 %) |
Q4 2020 | 1,281.29 | (0.8 %) | 1,776.88 | 4.2 % | (853.99) | (95.0 %) |
2020 | 5,240.39 | 0.7 % | 7,044.59 | 2.5 % | (2,816.32) | (179.2 %) |
Q1 2021 | 1,287.32 | 0.0 % | 1,795.51 | 2.2 % | (290.08) | 27.0 % |
Q2 2021 | 1,330.43 | 2.6 % | 1,753.66 | (0.4 %) | (266.97) | 57.9 % |
Q3 2021 | 1,423.60 | 3.5 % | 1,913.97 | 9.3 % | (296.34) | 68.2 % |
Q4 2021 | 1,332.10 | 4.0 % | 1,724.70 | (2.9 %) | (167.96) | 80.3 % |
2021 | 5,698.65 | 8.7 % | 7,127.93 | 1.2 % | (961.43) | 65.9 % |
Q1 2022 | 1,414.85 | 9.9 % | 1,821.04 | 1.4 % | (244.89) | 15.6 % |
Period | Net Special Commission Income | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
2012 | 3,305.78 | 5.4 % | 5,009.55 | 9.3 % | (455.18) | (188.3 %) |
2013 | 3,363.30 | 1.7 % | 5,052.53 | 0.9 % | (957.42) | (110.3 %) |
2014 | 3,816.98 | 13.5 % | 5,786.04 | 14.5 % | (320.93) | 66.5 % |
2015 | 4,055.28 | 6.2 % | 6,291.50 | 8.7 % | (180.90) | 43.6 % |
2016 | 4,256.19 | 5.0 % | 6,399.71 | 1.7 % | (768.37) | (324.7 %) |
2017 | 4,699.67 | 10.4 % | 6,576.21 | 2.8 % | (497.96) | 35.2 % |
2018 | 5,016.87 | 6.7 % | 6,701.33 | 1.9 % | (910.50) | (82.8 %) |
2019 | 5,205.68 | 3.8 % | 6,872.55 | 2.6 % | (1,008.57) | (10.8 %) |
2020 | 5,240.39 | 0.7 % | 7,044.59 | 2.5 % | (2,816.32) | (179.2 %) |
2021 | 5,698.65 | 8.7 % | 7,127.93 | 1.2 % | (961.43) | 65.9 % |
Profit Performance (Million)
Profit Performance (Million)
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS Before XO Items |
---|---|---|---|---|---|---|
Q1 2013 | 683.86 | (13.3 %) | 0.57 | - | 683.86 | 0.57 |
Q2 2013 | 762.64 | 0.7 % | 0.63 | - | 762.64 | 0.63 |
Q3 2013 | 685.44 | 3.6 % | 0.57 | - | 685.44 | 0.57 |
Q4 2013 | 273.65 | (66.1 %) | 0.23 | - | 273.65 | 0.23 |
2013 | 2,405.58 | (20.2 %) | 2.00 | - | 2,405.58 | 2.00 |
Q1 2014 | 855.78 | 25.1 % | 0.71 | - | 855.78 | 0.71 |
Q2 2014 | 884.24 | 15.9 % | 0.73 | - | 884.24 | 0.73 |
Q3 2014 | 925.61 | 35.0 % | 0.77 | - | 925.61 | 0.77 |
Q4 2014 | 850.71 | 210.9 % | 0.71 | - | 850.71 | 0.71 |
2014 | 3,516.34 | 46.2 % | 2.92 | - | 3,516.34 | 2.92 |
Q1 2015 | 1,050.38 | 22.7 % | 0.87 | - | 1,050.38 | 0.87 |
Q2 2015 | 1,015.83 | 14.9 % | 0.84 | - | 1,015.83 | 0.84 |
Q3 2015 | 1,020.25 | 10.2 % | 0.85 | - | 1,020.25 | 0.85 |
Q4 2015 | 949.98 | 11.7 % | 0.79 | - | 949.98 | 0.79 |
2015 | 4,036.44 | 14.8 % | 3.35 | - | 4,036.44 | 3.35 |
Q1 2016 | 1,077.80 | 2.6 % | 0.89 | - | 1,077.80 | 0.89 |
Q2 2016 | 1,048.19 | 3.2 % | 0.87 | - | 1,048.19 | 0.87 |
Q3 2016 | 1,010.24 | (1.0 %) | 0.84 | - | 1,010.24 | 0.84 |
Q4 2016 | 374.01 | (60.6 %) | 0.31 | - | 374.01 | 0.31 |
2016 | 3,510.23 | (13.0 %) | 2.91 | - | 3,510.23 | 2.91 |
Q1 2017 | 1,103.89 | 2.4 % | 0.92 | - | 1,103.89 | 0.92 |
Q2 2017 | 1,004.69 | (4.1 %) | 0.83 | - | 1,004.69 | 0.83 |
Q3 2017 | 1,000.54 | (1.0 %) | 0.83 | - | 1,000.54 | 0.83 |
Q4 2017 | 422.77 | 13.0 % | 0.35 | - | 422.77 | 0.35 |
2017 | 3,531.88 | 0.6 % | 2.93 | - | 3,531.88 | 2.93 |
Q1 2018 | 1,049.95 | (4.9 %) | 0.87 | 97.31 | 952.64 | 0.79 |
Q2 2018 | 841.31 | (16.3 %) | 0.70 | - | 841.31 | 0.70 |
Q3 2018 | 943.44 | (5.7 %) | 0.78 | - | 943.44 | 0.78 |
Q4 2018 | (1431.68) | (438.6 %) | (1.19) | (1510.67) | 78.99 | 0.07 |
2018 | 1,403.02 | (60.3 %) | 1.16 | (1413.36) | 2,816.38 | 2.34 |
Q1 2019 | 916.83 | (12.7 %) | 0.76 | - | 916.83 | 0.76 |
Q2 2019 | 803.63 | (4.5 %) | 0.67 | - | 803.63 | 0.67 |
Q3 2019 | 880.00 | (6.7 %) | 0.73 | - | 880.00 | 0.73 |
Q4 2019 | 514.51 | 135.9 % | 0.43 | - | 514.51 | 0.43 |
2019 | 3,114.97 | 122.0 % | 2.58 | - | 3,114.97 | 2.58 |
Q1 2020 | 682.08 | (25.6 %) | 0.57 | - | 682.08 | 0.57 |
Q2 2020 | 436.80 | (45.6 %) | 0.36 | - | 436.80 | 0.36 |
Q3 2020 | 333.39 | (62.1 %) | 0.28 | - | 333.39 | 0.28 |
Q4 2020 | 93.95 | (81.7 %) | 0.08 | - | 93.95 | 0.08 |
2020 | 1,546.21 | (50.4 %) | 1.28 | - | 1,546.21 | 1.28 |
Q1 2021 | 779.68 | 14.3 % | 0.65 | - | 779.68 | 0.65 |
Q2 2021 | 769.68 | 76.2 % | 0.64 | - | 769.68 | 0.64 |
Q3 2021 | 907.25 | 172.1 % | 0.75 | - | 907.25 | 0.75 |
Q4 2021 | 993.27 | 957.3 % | 0.82 | - | 993.27 | 0.82 |
2021 | 3,449.88 | 123.1 % | 2.86 | - | 3,449.88 | 2.86 |
Q1 2022 | 874.57 | 12.2 % | 0.73 | - | 874.57 | 0.73 |
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS Before XO Items |
---|---|---|---|---|---|---|
2012 | 3,015.14 | 3.6 % | 2.50 | - | 3,015.14 | 2.50 |
2013 | 2,405.58 | (20.2 %) | 2.00 | - | 2,405.58 | 2.00 |
2014 | 3,516.34 | 46.2 % | 2.92 | - | 3,516.34 | 2.92 |
2015 | 4,036.44 | 14.8 % | 3.35 | - | 4,036.44 | 3.35 |
2016 | 3,510.23 | (13.0 %) | 2.91 | - | 3,510.23 | 2.91 |
2017 | 3,531.88 | 0.6 % | 2.93 | - | 3,531.88 | 2.93 |
2018 | 1,403.02 | (60.3 %) | 1.16 | (1413.36) | 2,816.38 | 2.34 |
2019 | 3,114.97 | 122.0 % | 2.58 | - | 3,114.97 | 2.58 |
2020 | 1,546.21 | (50.4 %) | 1.28 | - | 1,546.21 | 1.28 |
2021 | 3,449.88 | 123.1 % | 2.86 | - | 3,449.88 | 2.86 |
Balance Sheet (B)
Balance Sheet Performance (B)
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
Q1 2013 | 163.99 | 9.0 % | 119.26 | 5.9 % | 105.81 | 8.6 % |
Q2 2013 | 165.78 | 12.7 % | 124.58 | 14.3 % | 110.24 | 9.7 % |
Q3 2013 | 168.04 | 8.4 % | 124.96 | 6.9 % | 112.57 | 10.1 % |
Q4 2013 | 170.06 | 7.8 % | 131.60 | 13.9 % | 111.31 | 8.3 % |
Q1 2014 | 184.28 | 12.4 % | 137.91 | 15.6 % | 114.84 | 8.5 % |
Q2 2014 | 184.31 | 11.2 % | 134.41 | 7.9 % | 117.39 | 6.5 % |
Q3 2014 | 183.24 | 9.0 % | 131.94 | 5.6 % | 118.22 | 5.0 % |
Q4 2014 | 188.78 | 11.0 % | 145.28 | 10.4 % | 116.54 | 4.7 % |
Q1 2015 | 193.88 | 5.2 % | 150.21 | 8.9 % | 120.79 | 5.2 % |
Q2 2015 | 185.95 | 0.9 % | 142.63 | 6.1 % | 125.04 | 6.5 % |
Q3 2015 | 184.99 | 1.0 % | 143.95 | 9.1 % | 124.41 | 5.2 % |
Q4 2015 | 183.72 | (2.7 %) | 141.85 | (2.4 %) | 123.77 | 6.2 % |
Q1 2016 | 184.02 | (5.1 %) | 141.82 | (5.6 %) | 124.98 | 3.5 % |
Q2 2016 | 193.91 | 4.3 % | 138.81 | (2.7 %) | 129.64 | 3.7 % |
Q3 2016 | 195.74 | 5.8 % | 147.28 | 2.3 % | 133.94 | 7.7 % |
Q4 2016 | 203.43 | 10.7 % | 158.46 | 11.7 % | 129.46 | 4.6 % |
Q1 2017 | 204.36 | 11.1 % | 158.47 | 11.7 % | 129.09 | 3.3 % |
Q2 2017 | 205.34 | 5.9 % | 163.90 | 18.1 % | 129.38 | (0.2 %) |
Q3 2017 | 201.70 | 3.0 % | 155.47 | 5.6 % | 128.95 | (3.7 %) |
Q4 2017 | 192.93 | (5.2 %) | 150.95 | (4.7 %) | 121.94 | (5.8 %) |
Q1 2018 | 184.02 | (10.0 %) | 141.94 | (10.4 %) | 123.88 | (4.0 %) |
Q2 2018 | 188.96 | (8.0 %) | 146.70 | (10.5 %) | 122.81 | (5.1 %) |
Q3 2018 | 189.34 | (6.1 %) | 146.69 | (5.6 %) | 123.70 | (4.1 %) |
Q4 2018 | 190.25 | (1.4 %) | 148.37 | (1.7 %) | 120.63 | (1.1 %) |
Q1 2019 | 190.04 | 3.3 % | 144.82 | 2.0 % | 121.27 | (2.1 %) |
Q2 2019 | 186.58 | (1.3 %) | 142.23 | (3.1 %) | 124.23 | 1.2 % |
Q3 2019 | 186.37 | (1.6 %) | 141.90 | (3.3 %) | 123.44 | (0.2 %) |
Q4 2019 | 178.15 | (6.4 %) | 132.84 | (10.5 %) | 125.73 | 4.2 % |
Q1 2020 | 199.18 | 4.8 % | 146.77 | 1.3 % | 134.88 | 11.2 % |
Q2 2020 | 201.95 | 8.2 % | 138.05 | (2.9 %) | 135.75 | 9.3 % |
Q3 2020 | 197.44 | 5.9 % | 135.65 | (4.4 %) | 134.36 | 8.8 % |
Q4 2020 | 194.07 | 8.9 % | 127.11 | (4.3 %) | 130.56 | 3.8 % |
Q1 2021 | 202.23 | 1.5 % | 132.99 | (9.4 %) | 134.10 | (0.6 %) |
Q2 2021 | 211.31 | 4.6 % | 140.80 | 2.0 % | 141.81 | 4.5 % |
Q3 2021 | 213.34 | 8.0 % | 143.32 | 5.7 % | 144.39 | 7.5 % |
Q4 2021 | 215.80 | 11.2 % | 141.95 | 11.7 % | 147.81 | 13.2 % |
Q1 2022 | 222.21 | 9.9 % | 150.76 | 13.4 % | 152.69 | 13.9 % |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
3m 2013 | 163.99 | 9.0 % | 119.26 | 5.9 % | 105.81 | 8.6 % |
6m 2013 | 165.78 | 12.7 % | 124.58 | 14.3 % | 110.24 | 9.7 % |
9m 2013 | 168.04 | 8.4 % | 124.96 | 6.9 % | 112.57 | 10.1 % |
12m 2013 | 170.06 | 7.8 % | 131.60 | 13.9 % | 111.31 | 8.3 % |
3m 2014 | 184.28 | 12.4 % | 137.91 | 15.6 % | 114.84 | 8.5 % |
6m 2014 | 184.31 | 11.2 % | 134.41 | 7.9 % | 117.39 | 6.5 % |
9m 2014 | 183.24 | 9.0 % | 131.94 | 5.6 % | 118.22 | 5.0 % |
12m 2014 | 188.78 | 11.0 % | 145.28 | 10.4 % | 116.54 | 4.7 % |
3m 2015 | 193.88 | 5.2 % | 150.21 | 8.9 % | 120.79 | 5.2 % |
6m 2015 | 185.95 | 0.9 % | 142.63 | 6.1 % | 125.04 | 6.5 % |
9m 2015 | 184.99 | 1.0 % | 143.95 | 9.1 % | 124.41 | 5.2 % |
12m 2015 | 183.72 | (2.7 %) | 141.85 | (2.4 %) | 123.77 | 6.2 % |
3m 2016 | 184.02 | (5.1 %) | 141.82 | (5.6 %) | 124.98 | 3.5 % |
6m 2016 | 193.91 | 4.3 % | 138.81 | (2.7 %) | 129.64 | 3.7 % |
9m 2016 | 195.74 | 5.8 % | 147.28 | 2.3 % | 133.94 | 7.7 % |
12m 2016 | 203.43 | 10.7 % | 158.46 | 11.7 % | 129.46 | 4.6 % |
3m 2017 | 204.36 | 11.1 % | 158.47 | 11.7 % | 129.09 | 3.3 % |
6m 2017 | 205.34 | 5.9 % | 163.90 | 18.1 % | 129.38 | (0.2 %) |
9m 2017 | 201.70 | 3.0 % | 155.47 | 5.6 % | 128.95 | (3.7 %) |
12m 2017 | 192.93 | (5.2 %) | 150.95 | (4.7 %) | 121.94 | (5.8 %) |
3m 2018 | 184.02 | (10.0 %) | 141.94 | (10.4 %) | 123.88 | (4.0 %) |
6m 2018 | 188.96 | (8.0 %) | 146.70 | (10.5 %) | 122.81 | (5.1 %) |
9m 2018 | 189.34 | (6.1 %) | 146.69 | (5.6 %) | 123.70 | (4.1 %) |
12m 2018 | 190.25 | (1.4 %) | 148.37 | (1.7 %) | 120.63 | (1.1 %) |
3m 2019 | 190.04 | 3.3 % | 144.82 | 2.0 % | 121.27 | (2.1 %) |
6m 2019 | 186.58 | (1.3 %) | 142.23 | (3.1 %) | 124.23 | 1.2 % |
9m 2019 | 186.37 | (1.6 %) | 141.90 | (3.3 %) | 123.44 | (0.2 %) |
12m 2019 | 178.15 | (6.4 %) | 132.84 | (10.5 %) | 125.73 | 4.2 % |
3m 2020 | 199.18 | 4.8 % | 146.77 | 1.3 % | 134.88 | 11.2 % |
6m 2020 | 201.95 | 8.2 % | 138.05 | (2.9 %) | 135.75 | 9.3 % |
9m 2020 | 197.44 | 5.9 % | 135.65 | (4.4 %) | 134.36 | 8.8 % |
12m 2020 | 194.07 | 8.9 % | 127.11 | (4.3 %) | 130.56 | 3.8 % |
3m 2021 | 202.23 | 1.5 % | 132.99 | (9.4 %) | 134.10 | (0.6 %) |
6m 2021 | 211.31 | 4.6 % | 140.80 | 2.0 % | 141.81 | 4.5 % |
9m 2021 | 213.34 | 8.0 % | 143.32 | 5.7 % | 144.39 | 7.5 % |
12m 2021 | 215.80 | 11.2 % | 141.95 | 11.7 % | 147.81 | 13.2 % |
3m 2022 | 222.21 | 9.9 % | 150.76 | 13.4 % | 152.69 | 13.9 % |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
2012 | 157.78 | 12.3 % | 115.57 | 5.1 % | 102.79 | 11.3 % |
2013 | 170.06 | 7.8 % | 131.60 | 13.9 % | 111.31 | 8.3 % |
2014 | 188.78 | 11.0 % | 145.28 | 10.4 % | 116.54 | 4.7 % |
2015 | 183.72 | (2.7 %) | 141.85 | (2.4 %) | 123.77 | 6.2 % |
2016 | 203.43 | 10.7 % | 158.46 | 11.7 % | 129.46 | 4.6 % |
2017 | 192.93 | (5.2 %) | 150.95 | (4.7 %) | 121.94 | (5.8 %) |
2018 | 190.25 | (1.4 %) | 148.37 | (1.7 %) | 120.63 | (1.1 %) |
2019 | 178.15 | (6.4 %) | 132.84 | (10.5 %) | 125.73 | 4.2 % |
2020 | 194.07 | 8.9 % | 127.11 | (4.3 %) | 130.56 | 3.8 % |
2021 | 215.80 | 11.2 % | 141.95 | 11.7 % | 147.81 | 13.2 % |
Profitability
Profitability
Period | Return On Average Assets | Return on Average Equity | Net Interest Income/Total Operating Income |
---|---|---|---|
Q1 2013 | 1.85 % | 13.24 % | 66.14 % |
Q2 2013 | 1.86 % | 13.15 % | 65.87 % |
Q3 2013 | 1.82 % | 12.93 % | 65.90 % |
Q4 2013 | 1.47 % | 10.48 % | 66.57 % |
2013 | 1.47 % | 10.48 % | 66.57 % |
Q1 2014 | 1.48 % | 10.85 % | 65.93 % |
Q2 2014 | 1.54 % | 11.20 % | 66.12 % |
Q3 2014 | 1.67 % | 12.12 % | 65.71 % |
Q4 2014 | 1.96 % | 14.15 % | 65.97 % |
2014 | 1.96 % | 14.15 % | 65.97 % |
Q1 2015 | 1.96 % | 14.22 % | 64.99 % |
Q2 2015 | 2.08 % | 14.45 % | 64.68 % |
Q3 2015 | 2.14 % | 14.69 % | 64.65 % |
Q4 2015 | 2.17 % | 14.96 % | 64.46 % |
2015 | 2.17 % | 14.96 % | 64.46 % |
Q1 2016 | 2.15 % | 14.23 % | 65.47 % |
Q2 2016 | 2.16 % | 14.48 % | 65.95 % |
Q3 2016 | 2.15 % | 14.38 % | 66.95 % |
Q4 2016 | 1.81 % | 12.28 % | 66.51 % |
2016 | 1.81 % | 12.28 % | 66.51 % |
Q1 2017 | 1.82 % | 11.82 % | 66.73 % |
Q2 2017 | 1.75 % | 11.59 % | 68.07 % |
Q3 2017 | 1.75 % | 11.61 % | 69.16 % |
Q4 2017 | 1.78 % | 11.51 % | 71.46 % |
2017 | 1.78 % | 11.51 % | 71.46 % |
Q1 2018 | 1.79 % | 11.14 % | 74.22 % |
Q2 2018 | 1.68 % | 10.39 % | 75.12 % |
Q3 2018 | 1.67 % | 10.27 % | 75.18 % |
Q4 2018 | 0.73 % | 4.49 % | 74.86 % |
2018 | 0.73 % | 4.49 % | 74.86 % |
Q1 2019 | 0.68 % | 3.97 % | 74.28 % |
Q2 2019 | 0.66 % | 3.81 % | 74.49 % |
Q3 2019 | 0.62 % | 3.62 % | 75.25 % |
Q4 2019 | 1.69 % | 9.76 % | 75.75 % |
2019 | 1.69 % | 9.76 % | 75.75 % |
Q1 2020 | 1.48 % | 8.70 % | 75.58 % |
Q2 2020 | 1.29 % | 7.58 % | 74.99 % |
Q3 2020 | 1.02 % | 5.93 % | 75.29 % |
Q4 2020 | 0.83 % | 4.64 % | 74.39 % |
2020 | 0.83 % | 4.64 % | 74.39 % |
Q1 2021 | 0.82 % | 4.82 % | 73.98 % |
Q2 2021 | 0.96 % | 5.82 % | 74.53 % |
Q3 2021 | 1.24 % | 7.51 % | 73.52 % |
Q4 2021 | 1.68 % | 10.10 % | 74.76 % |
2021 | 1.68 % | 10.10 % | 79.95 % |
Q1 2022 | 1.67 % | 10.33 % | 76.26 % |
Period | Return On Average Assets | Return on Average Equity | Net Interest Income/Total Operating Income |
---|---|---|---|
2012 | 2.02 % | 14.24 % | 65.99 % |
2013 | 1.47 % | 10.48 % | 66.57 % |
2014 | 1.96 % | 14.15 % | 65.97 % |
2015 | 2.17 % | 14.96 % | 64.46 % |
2016 | 1.81 % | 12.28 % | 66.51 % |
2017 | 1.78 % | 11.51 % | 71.46 % |
2018 | 0.73 % | 4.49 % | 74.86 % |
2019 | 1.69 % | 9.76 % | 75.75 % |
2020 | 0.83 % | 4.64 % | 74.39 % |
2021 | 1.68 % | 10.10 % | 79.95 % |
Ratios
Ratios
Period | Customer Deposits Per Total Assets | Loans and advances/Total assets | Loans and advances/Customers Deposits |
---|---|---|---|
Q1 2013 | 72.72 % | 64.52 % | 88.73 % |
Q2 2013 | 75.14 % | 66.49 % | 88.49 % |
Q3 2013 | 74.36 % | 66.99 % | 90.09 % |
Q4 2013 | 77.39 % | 65.45 % | 84.58 % |
Q1 2014 | 74.84 % | 62.32 % | 83.27 % |
Q2 2014 | 72.92 % | 63.69 % | 87.34 % |
Q3 2014 | 72.00 % | 64.52 % | 89.60 % |
Q4 2014 | 76.96 % | 61.73 % | 80.22 % |
Q1 2015 | 77.47 % | 62.30 % | 80.42 % |
Q2 2015 | 76.70 % | 67.24 % | 87.67 % |
Q3 2015 | 77.82 % | 67.25 % | 86.43 % |
Q4 2015 | 77.21 % | 67.37 % | 87.25 % |
Q1 2016 | 77.07 % | 67.92 % | 88.12 % |
Q2 2016 | 71.58 % | 66.85 % | 93.39 % |
Q3 2016 | 75.24 % | 68.43 % | 90.94 % |
Q4 2016 | 77.89 % | 63.64 % | 81.70 % |
Q1 2017 | 77.54 % | 63.17 % | 81.46 % |
Q2 2017 | 79.82 % | 63.01 % | 78.94 % |
Q3 2017 | 77.08 % | 63.93 % | 82.94 % |
Q4 2017 | 78.24 % | 63.20 % | 80.78 % |
Q1 2018 | 77.14 % | 67.32 % | 87.28 % |
Q2 2018 | 77.64 % | 64.99 % | 83.71 % |
Q3 2018 | 77.48 % | 65.33 % | 84.33 % |
Q4 2018 | 77.99 % | 63.41 % | 81.31 % |
Q1 2019 | 76.21 % | 63.82 % | 83.74 % |
Q2 2019 | 76.23 % | 66.58 % | 87.35 % |
Q3 2019 | 76.14 % | 66.23 % | 86.99 % |
Q4 2019 | 74.57 % | 70.57 % | 94.65 % |
Q1 2020 | 73.69 % | 67.72 % | 91.90 % |
Q2 2020 | 68.36 % | 67.22 % | 98.34 % |
Q3 2020 | 68.71 % | 68.05 % | 99.04 % |
Q4 2020 | 65.50 % | 67.28 % | 102.72 % |
Q1 2021 | 65.76 % | 66.31 % | 100.84 % |
Q2 2021 | 66.63 % | 67.11 % | 100.71 % |
Q3 2021 | 67.18 % | 67.68 % | 100.75 % |
Q4 2021 | 65.78 % | 68.49 % | 104.13 % |
Q1 2022 | 67.84 % | 68.71 % | 101.28 % |
Period | Customer Deposits Per Total Assets | Loans and advances/Total assets | Loans and advances/Customers Deposits |
---|---|---|---|
2012 | 73.25 % | 65.15 % | 88.94 % |
2013 | 77.39 % | 65.45 % | 84.58 % |
2014 | 76.96 % | 61.73 % | 80.22 % |
2015 | 77.21 % | 67.37 % | 87.25 % |
2016 | 77.89 % | 63.64 % | 81.70 % |
2017 | 78.24 % | 63.20 % | 80.78 % |
2018 | 77.99 % | 63.41 % | 81.31 % |
2019 | 74.57 % | 70.57 % | 94.65 % |
2020 | 65.50 % | 67.28 % | 102.72 % |
2021 | 65.78 % | 68.49 % | 104.13 % |
Per Share Data (Riyal)
Per Share Data (Riyal)
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
Q1 2013 | 1,205.36 | 2.41 | 2.41 | - | 19.38 |
Q2 2013 | 1,205.36 | 2.42 | 2.42 | - | 19.08 |
Q3 2013 | 1,205.36 | 2.44 | 2.44 | - | 19.31 |
Q4 2013 | 1,205.36 | 2.00 | 2.00 | - | 19.26 |
Q1 2014 | 1,205.36 | 2.14 | 2.14 | - | 20.03 |
Q2 2014 | 1,205.36 | 2.24 | 2.24 | - | 20.92 |
Q3 2014 | 1,205.36 | 2.44 | 2.44 | - | 20.94 |
Q4 2014 | 1,205.36 | 2.92 | 2.92 | 2.92 | 21.96 |
Q1 2015 | 1,205.36 | 3.08 | 3.08 | 3.08 | 23.28 |
Q2 2015 | 1,205.36 | 3.19 | 3.19 | 3.19 | 23.19 |
Q3 2015 | 1,205.36 | 3.27 | 3.27 | 3.27 | 23.53 |
Q4 2015 | 1,205.36 | 3.35 | 3.35 | 3.35 | 22.80 |
Q1 2016 | 1,205.36 | 3.37 | 3.37 | 3.37 | 24.10 |
Q2 2016 | 1,205.36 | 3.40 | 3.40 | 3.40 | 23.76 |
Q3 2016 | 1,205.36 | 3.39 | 3.39 | 3.39 | 23.61 |
Q4 2016 | 1,205.36 | 2.91 | 2.91 | 2.91 | 24.64 |
Q1 2017 | 1,205.36 | 2.93 | 2.93 | 2.94 | 25.53 |
Q2 2017 | 1,205.36 | 2.90 | 2.90 | 2.91 | 26.24 |
Q3 2017 | 1,205.36 | 2.89 | 2.89 | 2.90 | 26.18 |
Q4 2017 | 1,205.36 | 2.93 | 2.93 | 2.94 | 26.27 |
Q1 2018 | 1,205.36 | 2.89 | 2.80 | 2.95 | 26.29 |
Q2 2018 | 1,205.36 | 2.75 | 2.67 | 2.81 | 26.67 |
Q3 2018 | 1,205.36 | 2.70 | 2.62 | 2.77 | 26.45 |
Q4 2018 | 1,205.36 | 1.16 | 2.34 | 3.35 | 25.60 |
Q1 2019 | 1,205.36 | 1.05 | 2.31 | 3.18 | 26.75 |
Q2 2019 | 1,205.36 | 1.02 | 2.28 | 3.15 | 27.05 |
Q3 2019 | 1,205.36 | 0.97 | 2.22 | 3.09 | 27.06 |
Q4 2019 | 1,205.36 | 2.58 | 2.58 | 2.59 | 27.33 |
Q1 2020 | 1,205.36 | 2.39 | 2.39 | 2.40 | 28.16 |
Q2 2020 | 1,205.36 | 2.09 | 2.09 | 2.09 | 27.94 |
Q3 2020 | 1,205.36 | 1.63 | 1.63 | 1.64 | 27.94 |
Q4 2020 | 1,205.36 | 1.28 | 1.28 | 1.24 | 27.91 |
Q1 2021 | 1,205.36 | 1.36 | 1.36 | 1.29 | 28.37 |
Q2 2021 | 1,205.36 | 1.64 | 1.64 | 1.52 | 28.42 |
Q3 2021 | 1,205.36 | 2.12 | 2.12 | 1.95 | 28.41 |
Q4 2021 | 1,205.36 | 2.86 | 2.86 | 2.70 | 28.78 |
Q1 2022 | 1,205.36 | 2.94 | 2.94 | 2.76 | 28.56 |
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
2012 | 1,205.36 | 2.50 | 2.50 | - | 18.82 |
2013 | 1,205.36 | 2.00 | 2.00 | - | 19.26 |
2014 | 1,205.36 | 2.92 | 2.92 | 2.92 | 21.96 |
2015 | 1,205.36 | 3.35 | 3.35 | 3.35 | 22.80 |
2016 | 1,205.36 | 2.91 | 2.91 | 2.91 | 24.64 |
2017 | 1,205.36 | 2.93 | 2.93 | 2.94 | 26.27 |
2018 | 1,205.36 | 1.16 | 2.34 | 1.17 | 25.60 |
2019 | 1,205.36 | 2.58 | 2.58 | 2.60 | 27.33 |
2020 | 1,205.36 | 1.28 | 1.28 | 1.24 | 27.91 |
2021 | 1,205.36 | 2.86 | 2.86 | 2.70 | 28.78 |
Multiple Ratios (End of Period Price)
Ratios And Multiples
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
Q1 2013 | 9.48 | 9.48 | 1.18 |
Q2 2013 | 10.05 | 10.05 | 1.27 |
Q3 2013 | 10.52 | 10.52 | 1.33 |
Q4 2013 | 13.12 | 13.12 | 1.36 |
Q1 2014 | 14.21 | 14.21 | 1.52 |
Q2 2014 | 13.62 | 13.62 | 1.46 |
Q3 2014 | 15.70 | 15.70 | 1.83 |
Q4 2014 | 10.73 | 10.73 | 1.43 |
Q1 2015 | 10.84 | 10.84 | 1.44 |
Q2 2015 | 10.08 | 10.08 | 1.39 |
Q3 2015 | 9.17 | 9.17 | 1.27 |
Q4 2015 | 8.36 | 8.36 | 1.23 |
Q1 2016 | 7.50 | 7.50 | 1.05 |
Q2 2016 | 6.60 | 6.60 | 0.94 |
Q3 2016 | 6.21 | 6.21 | 0.89 |
Q4 2016 | 8.94 | 8.94 | 1.06 |
Q1 2017 | 8.81 | 8.81 | 1.01 |
Q2 2017 | 10.63 | 10.63 | 1.18 |
Q3 2017 | 10.42 | 10.42 | 1.15 |
Q4 2017 | 9.73 | 9.73 | 1.09 |
Q1 2018 | 9.95 | 10.24 | 1.12 |
Q2 2018 | 12.06 | 12.43 | 1.27 |
Q3 2018 | 12.04 | 12.41 | 1.26 |
Q4 2018 | 9.37 | 4.67 | 1.23 |
Q1 2019 | 11.67 | 5.33 | 1.39 |
Q2 2019 | 13.19 | 5.93 | 1.54 |
Q3 2019 | 10.44 | 4.55 | 1.19 |
Q4 2019 | 14.63 | 14.63 | 1.39 |
Q1 2020 | 10.77 | 10.77 | 0.92 |
Q2 2020 | 13.66 | 13.66 | 1.02 |
Q3 2020 | 19.70 | 19.70 | 1.16 |
Q4 2020 | 25.48 | 25.48 | 1.13 |
Q1 2021 | 25.85 | 25.85 | 1.18 |
Q2 2021 | 25.26 | 25.26 | 1.35 |
Q3 2021 | 21.38 | 21.38 | 1.47 |
Q4 2021 | 17.50 | 17.50 | 1.64 |
Q1 2022 | 19.46 | 19.46 | 1.88 |
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
2012 | 8.82 | 8.82 | 1.17 |
2013 | 13.12 | 13.12 | 1.36 |
2014 | 10.73 | 10.73 | 1.43 |
2015 | 8.36 | 8.36 | 1.23 |
2016 | 8.94 | 8.94 | 1.06 |
2017 | 9.73 | 9.73 | 1.09 |
2018 | 26.84 | 13.37 | 1.23 |
2019 | 14.58 | 14.58 | 1.39 |
2020 | 25.48 | 25.48 | 1.13 |
2021 | 16.43 | 16.43 | 1.64 |
Business Segments (Million)
Q1 2022
Revenue by Business Segment (Latest) 2022 Q1
2022
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage |
---|---|---|---|---|
Q1 2013 | 356.29 | 629.23 | 149.70 | 69.83 |
Q2 2013 | 365.86 | 637.15 | 201.95 | 77.68 |
Q3 2013 | 363.05 | 637.84 | 220.42 | 62.75 |
Q4 2013 | 365.16 | 614.76 | 234.13 | 66.73 |
Q1 2014 | 359.17 | 641.86 | 317.26 | 82.88 |
Q2 2014 | 363.90 | 677.81 | 323.07 | 113.54 |
Q3 2014 | 358.79 | 710.77 | 327.64 | 89.46 |
Q4 2014 | 337.63 | 710.37 | 295.37 | 76.51 |
Q1 2015 | 356.05 | 751.84 | 394.64 | 87.58 |
Q2 2015 | 384.66 | 783.42 | 310.86 | 99.80 |
Q3 2015 | 387.40 | 789.72 | 337.51 | 73.65 |
Q4 2015 | 378.07 | 733.50 | 362.98 | 59.83 |
Q1 2016 | 388.71 | 788.11 | 404.21 | 63.89 |
Q2 2016 | 376.51 | 778.41 | 372.61 | 85.35 |
Q3 2016 | 369.75 | 787.13 | 373.80 | 56.95 |
Q4 2016 | 356.09 | 749.20 | 380.12 | 68.87 |
Q1 2017 | 381.68 | 808.87 | 443.31 | 62.71 |
Q2 2017 | 393.76 | 744.34 | 431.18 | 61.12 |
Q3 2017 | 403.67 | 719.52 | 440.01 | 66.36 |
Q4 2017 | 373.70 | 727.85 | 444.55 | 73.59 |
Q1 2018 | 407.50 | 758.45 | 519.07 | 59.45 |
Q2 2018 | 407.35 | 751.38 | 424.40 | 82.01 |
Q3 2018 | 462.47 | 780.06 | 392.81 | 61.04 |
Q4 2018 | 473.69 | 802.76 | 340.72 | 75.47 |
Q1 2019 | 459.73 | 780.74 | 404.56 | 77.65 |
Q2 2019 | 480.12 | 738.08 | 411.06 | 77.17 |
Q3 2019 | 466.64 | 806.94 | 403.56 | 60.59 |
Q4 2019 | 478.28 | 734.02 | 415.17 | 78.26 |
Q1 2020 | 459.26 | 740.72 | 474.75 | 82.22 |
Q2 2020 | 421.72 | 773.10 | 490.01 | 75.20 |
Q3 2020 | 473.03 | 715.80 | 473.82 | 88.10 |
Q4 2020 | 456.72 | 696.80 | 507.10 | 116.25 |
Q1 2021 | 488.28 | 717.24 | 453.16 | 136.84 |
Q2 2021 | 485.90 | 715.32 | 444.85 | 107.59 |
Q3 2021 | 472.08 | 802.68 | 528.60 | 110.61 |
Q4 2021 | 419.61 | 708.78 | 432.08 | 104.32 |
Q1 2022 | 464.79 | 724.53 | 513.22 | 118.50 |
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage |
---|---|---|---|---|
2012 | 1,415.05 | 2,337.38 | 920.71 | 336.40 |
2013 | 1,450.36 | 2,518.98 | 806.20 | 276.99 |
2014 | 1,419.49 | 2,740.81 | 1,263.34 | 362.39 |
2015 | 1,506.18 | 3,058.47 | 1,405.99 | 320.86 |
2016 | 1,491.06 | 3,102.85 | 1,530.73 | 275.06 |
2017 | 1,552.81 | 3,000.58 | 1,759.04 | 263.78 |
2018 | 1,751.02 | 3,092.65 | 1,677.01 | 277.97 |
2019 | 1,884.77 | 3,059.77 | 1,634.34 | 293.68 |
2020 | 1,810.73 | 2,926.42 | 1,945.68 | 361.77 |
2021 | 1,865.86 | 2,944.02 | 1,858.69 | 459.35 |
Analysts Estimates (Million)
Analysts Estimates (Million)
Item | Q1 2022 (e) | Q1 2022 (a) | Change |
---|---|---|---|
Average | 896.08 | 874.57 | (2.4 %) |
Estimates vs Actual (Million)
Estimates Accuracy
Item | Q1 2022 (e) | Q1 2022 (a) | Change |
---|---|---|---|
SNB Capital | 862.00 | 874.57 | 1.5 % |
JP Morgan | 889.00 | 874.57 | (1.6) % |
Sico | 890.00 | 874.57 | (1.7) % |
Hermes | 854.00 | 874.57 | 2.4 % |
Riyad Capital | 921.00 | 874.57 | (5.0) % |
OSOOL AND BAKHEET | 960.50 | 874.57 | (8.9) % |
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