Bank AlJazira profit rises 22% to SAR 1.51B in 2025; Q4 at SAR 362.3M

Bank AlJazira reported a net profit of SAR 1.51 billion for 2025, a rise of 22% from SAR 1.23 billion a year earlier.

The bank said the full-year profit was driven by higher special commission income, reflecting a 14% year-on-year (YoY) rise in net income from financing and investments, primarily due to an 8% increase in income from financing and investment activities.

This was partly offset by a 5% increase in returns on deposits and financial liabilities, mainly attributable to higher returns on customer deposits and balances with banks, the Saudi Central Bank (SAMA), and other financial institutions.

Operating income rose 18% YoY, lifted mainly by higher net income from financing and investments, increased net fee and commission income, higher net gains from financial instruments at fair value through profit or loss, stronger foreign exchange income, and higher dividend income.

These gains, however, were partially offset by a decline in other operating income and a 13% increase in operating expenses, primarily due to higher wages, the elevated general and administrative expenses, a wider provision for Zakat charges during the year.

In addition, the net credit loss provision expanded by 11% YoY, mainly due to higher provisioning requirements for the corporate financing segment.

The fourth-quarter net profit jumped 29% to SAR 362.3 million, from SAR 280.2 million in Q4 2024.

Compared to Q3 2025, however, the three-month net profit declined by 9.5% from SAR 400.1 million.

Total shareholders’ equity, no minority interest and after deducting sukuk, stood at SAR 15.03 billion as of Dec. 30, 2025, soaring from SAR 13.54 billion a year earlier.

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