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Real Estate Mgmt & Dev't
Food & Beverages
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Bank AlJazira’s net profit rose 47% to SAR 300.4 million in Q1 2024, from SAR 204 million a year earlier.
Current Quarter Comparison (M)
Item | Q1 2023 | Q1 2024 | Change |
---|---|---|---|
Net Special Commission Income | 558.53 | 620.08 | 11.0 % |
Operating Income | 783.87 | 888.30 | 13.3 % |
Debt Provisions | (60.00) | (55.38) | 7.7 % |
Net Income | 204.04 | 300.44 | 47.2 % |
Average Shares | 1,025.00 | 1,025.00 | - |
EPS (Riyals) | 0.20 | 0.29 | 47.2 % |
EPS Diluted (Riyal) | 0.20 | 0.29 | 47.2 % |
Item | Q4 2023 | Q1 2024 | Change |
---|---|---|---|
Net Special Commission Income | 642.82 | 620.08 | (3.5 %) |
Operating Income | 886.46 | 888.30 | 0.2 % |
Debt Provisions | (68.12) | (55.38) | 18.7 % |
Net Income | 279.29 | 300.44 | 7.6 % |
Average Shares | 1,025.00 | 1,025.00 | - |
EPS (Riyals) | 0.27 | 0.29 | 7.6 % |
EPS Diluted (Riyal) | 0.18 | 0.29 | 66.5 % |
Net financing and investment income increased by 11% year-on-year (YoY) due higher income from investments and financing by 38% YoY, driven a rise in income from corporate financing and dues from banks and other financial institutions that edged up on portfolio growth and higher rates.
Operating income grew by 13% YoY mainly due to a rise in net financing and investment income, net gains on FVIS financial instruments, net fees from banking services and dividend income against a decrease in other operating income and net gains on derecognition of financial assets at FVOCI.
Net impairment charge for financing and other financial assets decreased by 8% YoY mainly due to lower provisioning requirements for commercial financing.
The surge in net income was also supported by an increase in share in net income of an associate.
On the other hand, total operating expenses have increased by 2% mainly due to higher other general and administrative expenses and salaries and employee-related expenses against a reduction in net impairment charge for financing and other financial assets.
Return on deposits and financial liabilities increased by 58% YoY.
Balance Sheet (B)
Item | 3m 2023 | 3m 2024 | Change |
---|---|---|---|
Assets | 119.43 | 135.82 | 13.7 % |
Customer Deposits | 86.87 | 97.27 | 12.0 % |
Loan | 72.03 | 84.12 | 16.8 % |
Sequentially, the bank’s net profit grew 7.6% from SAR 279.29 million in Q4 2023.
Total shareholders’ equity, no minority interest and excluding sukuk, stood at SAR 12.56 billion as of March 31, 2024, compared to SAR 12.09 billion a year earlier.
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- TASI
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Energy
- 2222 - SAUDI ARAMCO
- 2030 - SARCO
- 2380 - PETRO RABIGH
- 4030 - BAHRI
- 4200 - ALDREES
- 2381 - ARABIAN DRILLING
- 2382 - ADES
- 1201 - TAKWEEN
- 1202 - MEPCO
- 1210 - BCI
- 1211 - MAADEN
- 1301 - ASLAK
- 1304 - ALYAMAMAH STEEL
- 1320 - SSP
- 2001 - CHEMANOL
- 2010 - SABIC
- 2020 - SABIC AGRI-NUTRIENTS
- 2090 - NGC
- 2150 - ZOUJAJ
- 2170 - ALUJAIN
- 2180 - FIPCO
- 2200 - APC
- 2210 - NAMA CHEMICALS
- 2220 - MAADANIYAH
- 2240 - ZAMIL INDUST
- 2250 - SIIG
- 2290 - YANSAB
- 2300 - SPM
- 2310 - SIPCHEM
- 2330 - ADVANCED
- 2350 - SAUDI KAYAN
- 3002 - NAJRAN CEMENT
- 3003 - CITY CEMENT
- 3004 - NORTHERN CEMENT
- 3005 - UACC
- 3010 - ACC
- 3020 - YC
- 3030 - SAUDI CEMENT
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- 3080 - EPCCO
- 3090 - TCC
- 3091 - JOUF CEMENT
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- 2060 - TASNEE
- 3008 - ALKATHIRI
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- 1321 - EAST PIPES
- 1322 - AMAK
- 2223 - LUBEREF
- 2360 - SVCP
- 1212 - ASTRA INDUSTRIAL
- 1302 - BAWAN
- 1303 - EIC
- 2040 - SAUDI CERAMICS
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- 2160 - AMIANTIT
- 2320 - ALBABTAIN
- 2370 - MESC
- 4140 - SIECO
- 4141 - ALOMRAN
- 4142 - RIYADH CABLES
- 1214 - SHAKER
- 4110 - BATIC
- 4143 - TALCO
- 4031 - SGS
- 4040 - SAPTCO
- 4260 - BUDGET SAUDI
- 2190 - SISCO HOLDING
- 4261 - THEEB
- 4263 - SAL
- 4262 - LUMI
- 1810 - SEERA
- 6013 - DWF
- 1820 - ALHOKAIR GROUP
- 4170 - TECO
- 4290 - ALKHALEEJ TRNG
- 6002 - HERFY FOODS
- 1830 - Leejam Sports
- 6012 - RAYDAN
- 4291 - NCLE
- 4292 - ATAA
- 6014 - ALAMAR
- 6015 - AMERICANA
- 6016 - BURGERIZZR
- 4003 - EXTRA
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- 4051 - BAAZEEM
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- 4006 - FARM SUPERSTORES
- 4061 - ANAAM HOLDING
- 4160 - THIMAR
- 4161 - BINDAWOOD
- 4162 - ALMUNAJEM
- 4164 - NAHDI
- 4163 - ALDAWAA
- 2050 - SAVOLA GROUP
- 2100 - WAFRAH
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- 6070 - ALJOUF
- 6090 - JAZADCO
- 2281 - TANMIAH
- 2282 - NAQI
- 2283 - FIRST MILLS
- 4080 - SINAD HOLDING
- 2284 - MODERN MILLS
- 2285 - ARABIAN MILLS
- 2286 - FOURTH MILLING
- 4002 - MOUWASAT
- 4004 - DALLAH HEALTH
- 4005 - CARE
- 4007 - ALHAMMADI
- 4009 - SAUDI GERMAN HEALTH
- 2230 - CHEMICAL
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- 2140 - AYYAN
- 4014 - EQUIPMENT HOUSE
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- 1010 - RIBL
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- 1030 - SAIB
- 1050 - BSF
- 1060 - SAB
- 1080 - ANB
- 1120 - ALRAJHI
- 1140 - ALBILAD
- 1150 - ALINMA
- 1180 - SNB
- 2120 - SAIC
- 4280 - KINGDOM
- 4130 - ALBAHA
- 4081 - NAYIFAT
- 1111 - TADAWUL GROUP
- 4082 - MRNA
- 1182 - AMLAK
- 1183 - SHL
- 8010 - TAWUNIYA
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- 8030 - MEDGULF
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- 8050 - SALAMA
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- 8160 - AICC
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- 4335 - MUSHARAKA REIT
- 4336 - MULKIA REIT
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- 4337 - SICO SAUDI REIT
- 4342 - JADWA REIT SAUDI
- 4340 - Al RAJHI REIT
- 4339 - DERAYAH REIT
- 4344 - SEDCO CAPITAL REIT
- 4347 - BONYAN REIT
- 4345 - ALINMA RETAIL REIT
- 4346 - MEFIC REIT
- 4348 - ALKHABEER REIT
- 4349 - ALINMA HOSPITALITY REIT
- 4350 - ALISTITHMAR REIT
- 4020 - ALAKARIA
- 4323 - SUMOU
- 4090 - TAIBA
- 4100 - MCDC
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- 4220 - EMAAR EC
- 4230 - RED SEA
- 4250 - JABAL OMAR
- 4300 - DAR ALARKAN
- 4310 - KEC
- 4320 - ALANDALUS
- 4321 - CENOMI CENTERS
- 4322 - RETAL
- NOMU
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Real Estate Mgmt & Dev't
Food & Beverages
- 9515 - FESH FASH
- 9532 - ALJOUF WATER
- 9536 - FADECO
- 9556 - NOFOTH
- 9559 - BALADY
- 9564 - HORIZON FOOD
- 9555 - LEEN ALKHAIR
- 9612 - SAMA WATER
- 9518 - CMCER
- 9530 - TIBBIYAH
- 9527 - AME
- 9544 - FUTURE CARE
- 9546 - NABA ALSAHA
- 9574 - PRO MEDEX
- 9594 - ALMODAWAT
- 9572 - ALRAZI
- 9587 - LANA
- 9600 - QOMEL
- 9604 - MIRAL
- 9513 - WATANI STEEL
- 9514 - ALNAQOOL
- 9523 - GROUP FIVE
- 9539 - AQASEEM
- 9548 - APICO
- 9553 - MOLAN
- 9565 - MEYAR
- 9552 - SAUDI TOP
- 9563 - BENA
- 9566 - LIME INDUSTRIES
- 9580 - ALRASHID INDUSTRIAL
- 9583 - UNITED MINING
- 9576 - PAPER HOME
- 9588 - RIYADH STEEL
- 9575 - MARBLE DESIGN
- 9599 - TAQAT
- 9601 - ALRASHEED
- 9605 - NEFT ALSHARQ
- 9607 - ASG
- 9609 - NAAS PETROL
- 9510 - NBM
- 9528 - GAS
- 9531 - OBEIKAN GLASS
- 9533 - SPC
- 9529 - RAOOM
- 9525 - ALWASAIL INDUSTRIAL
- 9542 - KEIR
- 9547 - RAWASI
- 9568 - MAYAR
- 9569 - ALMUNEEF
- 9578 - ATLAS ELEVATORS
- 9560 - WAJA
- 9611 - UFG
- 9540 - TADWEEER
- 9545 - ALDAWLIAH
- 9570 - TAM DEVELOPMENT
- 9581 - CLEAN LIFE
- 9593 - PAN GULF
- 9597 - LEAF
- 9608 - ALASHGHAL ALMOYSRA
- 9606 - THARWAH
- 9613 - SHALFA
- 9541 - ACADEMY OF LEARNING
- 9562 - FOOD GATE
- 9590 - ARMAH
- 9526 - JAHEZ
- 9598 - ALMOHAFAZA FOR EDUCATION
- 9603 - HORIZON EDUCATIONAL
- 9567 - GHIDA ALSULTAN
Share Price
Bank Aljazira (BJAZ)
Current | |
Market Cap (M Riyal) | 16,953.50 |
Shares Outstanding ((M)) | 1,025.00 |
EPS ( Riyal) (TTM) | 1.20 |
EPS Diluted ( Riyal) (TTM) | 1.01 |
Book Value (BV) ( Riyal) | 13.18 |
Par Value ( Riyal) | 10.00 |
Adjusted P/E (Last12) | 14.32 |
P/E (TTM) | 13.78 |
Price/book | 1.25 |
Return on Average Assets (%) (TTM) | 0.9 |
Return on Average Equity (%) (TTM) | 9.5 |
Financial results (Million)
Financial results (Million)
Period | Net Special Commission Income | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
Q1 2015 | 396.23 | 23.2 % | 624.38 | 22.4 % | (36.68) | 43.9 % |
Q2 2015 | 403.41 | 13.2 % | 611.63 | 9.7 % | (68.47) | 24.9 % |
Q3 2015 | 410.50 | 8.7 % | 532.05 | (8.7 %) | 39.81 | 118.9 % |
Q4 2015 | 390.40 | 0.2 % | 580.82 | 6.4 % | 12.27 | 179.9 % |
2015 | 1,600.54 | 10.8 % | 2,348.87 | 6.9 % | (53.06) | 86.1 % |
Q1 2016 | 370.10 | (6.6 %) | 564.65 | (9.6 %) | (27.72) | 24.4 % |
Q2 2016 | 384.52 | (4.7 %) | 579.86 | (5.2 %) | (30.67) | 55.2 % |
Q3 2016 | 407.21 | (0.8 %) | 575.36 | 8.1 % | (28.63) | (171.9 %) |
Q4 2016 | 404.66 | 3.7 % | 544.05 | (6.3 %) | (38.19) | (411.2 %) |
2016 | 1,566.48 | (2.1 %) | 2,263.92 | (3.6 %) | (125.21) | (136.0 %) |
Q1 2017 | 433.98 | 17.3 % | 617.30 | 9.3 % | (46.81) | (68.8 %) |
Q2 2017 | 453.44 | 17.9 % | 645.11 | 11.3 % | (61.94) | (101.9 %) |
Q3 2017 | 470.08 | 15.4 % | 669.25 | 16.3 % | (85.43) | (198.4 %) |
Q4 2017 | 460.11 | 13.7 % | 648.08 | 19.1 % | (72.97) | (91.1 %) |
2017 | 1,817.61 | 16.0 % | 2,579.74 | 14.0 % | (267.15) | (113.4 %) |
Q1 2018 | 457.74 | 5.5 % | 646.11 | 4.7 % | (17.10) | 63.5 % |
Q2 2018 | 479.70 | 5.8 % | 672.23 | 4.2 % | (39.22) | 36.7 % |
Q3 2018 | 478.61 | 1.8 % | 665.81 | (0.5 %) | (22.60) | 73.5 % |
Q4 2018 | 487.98 | 6.1 % | 680.59 | 5.0 % | (27.88) | 61.8 % |
2018 | 1,904.03 | 4.8 % | 2,664.75 | 3.3 % | (106.80) | 60.0 % |
Q1 2019 | 489.13 | 6.9 % | 695.83 | 7.7 % | (26.00) | (52.1 %) |
Q2 2019 | 502.23 | 4.7 % | 714.40 | 6.3 % | (12.82) | 67.3 % |
Q3 2019 | 517.66 | 8.2 % | 749.62 | 12.6 % | (40.35) | (78.5 %) |
Q4 2019 | 543.14 | 11.3 % | 817.31 | 20.1 % | (77.78) | (179.0 %) |
2019 | 2,052.16 | 7.8 % | 2,977.16 | 11.7 % | (156.95) | (47.0 %) |
Q1 2020 | 545.14 | 11.4 % | 768.92 | 10.5 % | (121.96) | (369.0 %) |
Q2 2020 | 596.66 | 18.8 % | 789.41 | 10.5 % | (173.04) | (1,249.4 %) |
Q3 2020 | 616.78 | 19.1 % | 811.90 | 8.3 % | (180.08) | (346.3 %) |
Q4 2020 | 631.80 | 16.3 % | 916.94 | 12.2 % | (1,100.67) | (1,315.2 %) |
2020 | 2,390.34 | 16.5 % | 3,287.12 | 10.4 % | (1,575.74) | (904.0 %) |
Q1 2021 | 643.78 | 18.1 % | 945.44 | 23.0 % | (152.81) | (25.3 %) |
Q2 2021 | 631.51 | 5.8 % | 828.44 | 4.9 % | (157.94) | 8.7 % |
Q3 2021 | 673.68 | 9.2 % | 878.26 | 8.2 % | (158.46) | 12.0 % |
Q4 2021 | 768.17 | 21.6 % | 895.03 | (2.4 %) | (155.35) | 85.9 % |
2021 | 2,717.14 | 13.7 % | 3,547.17 | 7.9 % | (624.57) | 60.4 % |
Q1 2022 | 728.60 | 13.2 % | 934.76 | (1.1 %) | (94.01) | 38.5 % |
Q2 2022 | 631.38 | 0.0 % | 806.92 | (2.6 %) | (39.58) | 74.9 % |
Q3 2022 | 654.33 | (2.9 %) | 881.13 | 0.3 % | (102.52) | 35.3 % |
Q4 2022 | 593.07 | (22.8 %) | 819.70 | (8.4 %) | (50.20) | 67.7 % |
2022 | 2,607.38 | (4.0 %) | 3,442.51 | (3.0 %) | (286.32) | 54.2 % |
Q1 2023 | 558.53 | (23.3 %) | 783.87 | (16.1 %) | (60.00) | 36.2 % |
Q2 2023 | 565.62 | (10.4 %) | 807.73 | 0.1 % | (52.18) | (31.8 %) |
Q3 2023 | 607.83 | (7.1 %) | 837.24 | (5.0 %) | (48.77) | 52.4 % |
Q4 2023 | 642.82 | 8.4 % | 886.46 | 8.1 % | (68.12) | (35.7 %) |
2023 | 2,374.80 | (8.9 %) | 3,315.30 | (3.7 %) | (229.06) | 20.0 % |
Q1 2024 | 620.08 | 11.0 % | 888.30 | 13.3 % | (55.38) | 7.7 % |
Period | Net Special Commission Income | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
2014 | 1,445.08 | 18.2 % | 2,196.47 | 19.4 % | (383.11) | (181.0 %) |
2015 | 1,600.54 | 10.8 % | 2,348.87 | 6.9 % | (53.06) | 86.1 % |
2016 | 1,566.48 | (2.1 %) | 2,263.92 | (3.6 %) | (125.21) | (136.0 %) |
2017 | 1,817.61 | 16.0 % | 2,579.74 | 14.0 % | (267.15) | (113.4 %) |
2018 | 1,904.03 | 4.8 % | 2,664.75 | 3.3 % | (106.80) | 60.0 % |
2019 | 2,052.16 | 7.8 % | 2,977.16 | 11.7 % | (156.95) | (47.0 %) |
2020 | 2,390.34 | 16.5 % | 3,287.12 | 10.4 % | (1,575.74) | (904.0 %) |
2021 | 2,717.14 | 13.7 % | 3,547.17 | 7.9 % | (624.57) | 60.4 % |
2022 | 2,607.38 | (4.0 %) | 3,442.51 | (3.0 %) | (286.32) | 54.2 % |
2023 | 2,374.80 | (8.9 %) | 3,315.30 | (3.7 %) | (229.06) | 20.0 % |
Profit Performance (Million)
Profit Performance (Million)
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS Before XO Items |
---|---|---|---|---|---|---|
Q1 2015 | 227.00 | 42.5 % | 0.32 | - | 227.00 | 0.32 |
Q2 2015 | 735.75 | 341.3 % | 1.04 | 572.65 | 163.10 | 0.23 |
Q3 2015 | 165.74 | 250.9 % | 0.23 | - | 165.74 | 0.23 |
Q4 2015 | 158.63 | (20.4 %) | 0.22 | - | 158.63 | 0.22 |
2015 | 1,287.12 | 124.8 % | 1.81 | 572.65 | 714.47 | 1.01 |
Q1 2016 | 381.31 | 68.0 % | 0.54 | 208.60 | 172.71 | 0.24 |
Q2 2016 | 177.52 | (75.9 %) | 0.25 | - | 177.52 | 0.25 |
Q3 2016 | 160.69 | (3.0 %) | 0.23 | - | 160.69 | 0.23 |
Q4 2016 | 152.43 | (3.9 %) | 0.21 | - | 152.43 | 0.21 |
2016 | 871.94 | (32.3 %) | 1.23 | 208.60 | 663.34 | 0.94 |
Q1 2017 | 215.97 | (43.4 %) | 0.30 | - | 215.97 | 0.30 |
Q2 2017 | 220.16 | 24.0 % | 0.31 | - | 220.16 | 0.31 |
Q3 2017 | 227.63 | 41.7 % | 0.32 | - | 227.63 | 0.32 |
Q4 2017 | 193.75 | 27.1 % | 0.27 | - | 193.75 | 0.27 |
2017 | 857.51 | (1.7 %) | 1.21 | - | 857.51 | 1.21 |
Q1 2018 | 236.59 | 9.5 % | 0.33 | - | 236.59 | 0.33 |
Q2 2018 | 244.17 | 10.9 % | 0.24 | - | 244.17 | 0.24 |
Q3 2018 | 247.36 | 8.7 % | 0.24 | - | 247.36 | 0.24 |
Q4 2018 | (349.84) | (280.6 %) | (0.34) | (551.50) | 201.66 | 0.20 |
2018 | 378.28 | (55.9 %) | 0.37 | (551.50) | 929.78 | 0.91 |
Q1 2019 | 235.01 | (0.7 %) | 0.23 | - | 235.01 | 0.23 |
Q2 2019 | 251.82 | 3.1 % | 0.25 | - | 251.82 | 0.25 |
Q3 2019 | 256.87 | 3.8 % | 0.25 | - | 256.87 | 0.25 |
Q4 2019 | 247.33 | 170.7 % | 0.24 | - | 247.33 | 0.24 |
2019 | 991.02 | 162.0 % | 0.97 | - | 991.02 | 0.97 |
Q1 2020 | 181.61 | (22.7 %) | 0.18 | - | 181.61 | 0.18 |
Q2 2020 | 165.77 | (34.2 %) | 0.16 | - | 165.77 | 0.16 |
Q3 2020 | 181.63 | (29.3 %) | 0.18 | - | 181.63 | 0.18 |
Q4 2020 | (495.22) | (300.2 %) | (0.48) | - | (495.22) | (0.48) |
2020 | 33.75 | (96.6 %) | 0.03 | - | 33.75 | 0.03 |
Q1 2021 | 321.59 | 77.1 % | 0.31 | - | 321.59 | 0.31 |
Q2 2021 | 251.16 | 51.5 % | 0.25 | 39.39 | 211.77 | 0.21 |
Q3 2021 | 204.53 | 12.6 % | 0.20 | (42.57) | 247.10 | 0.24 |
Q4 2021 | 228.80 | 146.2 % | 0.22 | (4.34) | 233.14 | 0.23 |
2021 | 1,006.08 | 2880.6 % | 0.98 | (7.52) | 1,013.60 | 0.99 |
Q1 2022 | 374.85 | 16.6 % | 0.37 | 51.41 | 323.44 | 0.32 |
Q2 2022 | 257.82 | 2.7 % | 0.25 | - | 257.82 | 0.25 |
Q3 2022 | 232.67 | 13.8 % | 0.23 | - | 232.67 | 0.23 |
Q4 2022 | 243.75 | 6.5 % | 0.24 | 1.39 | 242.36 | 0.24 |
2022 | 1,109.09 | 10.2 % | 1.08 | 52.80 | 1,056.29 | 1.03 |
Q1 2023 | 204.04 | (45.6 %) | 0.20 | - | 204.04 | 0.20 |
Q2 2023 | 260.61 | 1.1 % | 0.25 | - | 260.61 | 0.25 |
Q3 2023 | 276.04 | 18.6 % | 0.27 | 15.92 | 260.12 | 0.25 |
Q4 2023 | 279.29 | 14.6 % | 0.27 | 3.44 | 275.85 | 0.27 |
2023 | 1,019.97 | (8.0 %) | 1.00 | 19.36 | 1,000.62 | 0.98 |
Q1 2024 | 300.44 | 47.2 % | 0.29 | - | 300.44 | 0.29 |
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | EPS Before XO Items |
---|---|---|---|---|---|---|
2014 | 572.47 | (12.0 %) | 0.81 | 29.77 | 542.70 | 0.76 |
2015 | 1,287.12 | 124.8 % | 1.81 | 572.65 | 714.47 | 1.01 |
2016 | 871.94 | (32.3 %) | 1.23 | 208.60 | 663.34 | 0.94 |
2017 | 857.51 | (1.7 %) | 1.21 | - | 857.51 | 1.21 |
2018 | 378.28 | (55.9 %) | 0.37 | (551.50) | 929.78 | 0.91 |
2019 | 991.02 | 162.0 % | 0.97 | - | 991.02 | 0.97 |
2020 | 33.75 | (96.6 %) | 0.03 | - | 33.75 | 0.03 |
2021 | 1,006.08 | 2880.6 % | 0.98 | (7.52) | 1,013.60 | 0.99 |
2022 | 1,109.09 | 10.2 % | 1.08 | 52.80 | 1,056.29 | 1.03 |
2023 | 1,019.97 | (8.0 %) | 1.00 | 19.36 | 1,000.62 | 0.98 |
Balance Sheet (B)
Balance Sheet Performance (B)
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
Q1 2015 | 69.37 | 14.4 % | 55.42 | 14.3 % | 40.87 | 11.4 % |
Q2 2015 | 67.63 | 2.8 % | 55.96 | 8.0 % | 42.40 | 8.8 % |
Q3 2015 | 68.31 | 4.1 % | 56.00 | 4.3 % | 42.21 | 4.9 % |
Q4 2015 | 63.26 | (4.9 %) | 49.77 | (8.8 %) | 42.17 | 2.3 % |
Q1 2016 | 65.62 | (5.4 %) | 50.66 | (8.6 %) | 43.32 | 6.0 % |
Q2 2016 | 68.27 | 0.9 % | 50.73 | (9.3 %) | 44.21 | 4.3 % |
Q3 2016 | 65.95 | (3.4 %) | 50.33 | (10.1 %) | 43.19 | 2.3 % |
Q4 2016 | 66.32 | 4.8 % | 51.60 | 3.7 % | 42.10 | (0.2 %) |
Q1 2017 | 65.11 | (0.8 %) | 49.81 | (1.7 %) | 41.33 | (4.6 %) |
Q2 2017 | 67.00 | (1.9 %) | 49.17 | (3.1 %) | 40.97 | (7.3 %) |
Q3 2017 | 67.53 | 2.4 % | 49.68 | (1.3 %) | 40.93 | (5.3 %) |
Q4 2017 | 68.29 | 3.0 % | 50.28 | (2.6 %) | 39.79 | (5.5 %) |
Q1 2018 | 67.98 | 4.4 % | 50.59 | 1.6 % | 39.14 | (5.3 %) |
Q2 2018 | 69.76 | 4.1 % | 47.77 | (2.9 %) | 39.84 | (2.8 %) |
Q3 2018 | 71.73 | 6.2 % | 50.21 | 1.1 % | 40.26 | (1.6 %) |
Q4 2018 | 73.00 | 6.9 % | 51.80 | 3.0 % | 40.90 | 2.8 % |
Q1 2019 | 73.93 | 8.8 % | 51.43 | 1.7 % | 42.13 | 7.6 % |
Q2 2019 | 77.01 | 10.4 % | 55.68 | 16.6 % | 43.60 | 9.4 % |
Q3 2019 | 80.61 | 12.4 % | 59.05 | 17.6 % | 44.53 | 10.6 % |
Q4 2019 | 86.54 | 18.5 % | 62.70 | 21.0 % | 49.66 | 21.4 % |
Q1 2020 | 89.73 | 21.4 % | 62.67 | 21.8 % | 51.98 | 23.4 % |
Q2 2020 | 91.87 | 19.3 % | 63.66 | 14.3 % | 53.76 | 23.3 % |
Q3 2020 | 91.91 | 14.0 % | 62.98 | 6.6 % | 54.14 | 21.6 % |
Q4 2020 | 92.09 | 6.4 % | 68.00 | 8.5 % | 53.96 | 8.7 % |
Q1 2021 | 94.58 | 5.4 % | 70.68 | 12.8 % | 55.17 | 6.1 % |
Q2 2021 | 95.90 | 4.4 % | 70.69 | 11.0 % | 56.90 | 5.8 % |
Q3 2021 | 98.58 | 7.3 % | 74.26 | 17.9 % | 58.44 | 7.9 % |
Q4 2021 | 102.83 | 11.7 % | 78.37 | 15.2 % | 62.43 | 15.7 % |
Q1 2022 | 104.26 | 10.2 % | 79.28 | 12.2 % | 63.20 | 14.6 % |
Q2 2022 | 114.65 | 19.6 % | 86.58 | 22.5 % | 65.57 | 15.2 % |
Q3 2022 | 110.28 | 11.9 % | 82.28 | 10.8 % | 67.65 | 15.8 % |
Q4 2022 | 115.85 | 12.7 % | 86.02 | 9.8 % | 70.60 | 13.1 % |
Q1 2023 | 119.43 | 14.6 % | 86.87 | 9.6 % | 72.03 | 14.0 % |
Q2 2023 | 124.44 | 8.5 % | 92.08 | 6.3 % | 74.94 | 14.3 % |
Q3 2023 | 129.25 | 17.2 % | 90.65 | 10.2 % | 79.41 | 17.4 % |
Q4 2023 | 129.55 | 11.8 % | 94.05 | 9.3 % | 80.78 | 14.4 % |
Q1 2024 | 135.82 | 13.7 % | 97.27 | 12.0 % | 84.12 | 16.8 % |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
3m 2015 | 69.37 | 14.4 % | 55.42 | 14.3 % | 40.87 | 11.4 % |
6m 2015 | 67.63 | 2.8 % | 55.96 | 8.0 % | 42.40 | 8.8 % |
9m 2015 | 68.31 | 4.1 % | 56.00 | 4.3 % | 42.21 | 4.9 % |
12m 2015 | 63.26 | (4.9 %) | 49.77 | (8.8 %) | 42.17 | 2.3 % |
3m 2016 | 65.62 | (5.4 %) | 50.66 | (8.6 %) | 43.32 | 6.0 % |
6m 2016 | 68.27 | 0.9 % | 50.73 | (9.3 %) | 44.21 | 4.3 % |
9m 2016 | 65.95 | (3.4 %) | 50.33 | (10.1 %) | 43.19 | 2.3 % |
12m 2016 | 66.32 | 4.8 % | 51.60 | 3.7 % | 42.10 | (0.2 %) |
3m 2017 | 65.11 | (0.8 %) | 49.81 | (1.7 %) | 41.33 | (4.6 %) |
6m 2017 | 67.00 | (1.9 %) | 49.17 | (3.1 %) | 40.97 | (7.3 %) |
9m 2017 | 67.53 | 2.4 % | 49.68 | (1.3 %) | 40.93 | (5.3 %) |
12m 2017 | 68.29 | 3.0 % | 50.28 | (2.6 %) | 39.79 | (5.5 %) |
3m 2018 | 67.98 | 4.4 % | 50.59 | 1.6 % | 39.14 | (5.3 %) |
6m 2018 | 69.76 | 4.1 % | 47.77 | (2.9 %) | 39.84 | (2.8 %) |
9m 2018 | 71.73 | 6.2 % | 50.21 | 1.1 % | 40.26 | (1.6 %) |
12m 2018 | 73.00 | 6.9 % | 51.80 | 3.0 % | 40.90 | 2.8 % |
3m 2019 | 73.93 | 8.8 % | 51.43 | 1.7 % | 42.13 | 7.6 % |
6m 2019 | 77.01 | 10.4 % | 55.68 | 16.6 % | 43.60 | 9.4 % |
9m 2019 | 80.61 | 12.4 % | 59.05 | 17.6 % | 44.53 | 10.6 % |
12m 2019 | 86.54 | 18.5 % | 62.70 | 21.0 % | 49.66 | 21.4 % |
3m 2020 | 89.73 | 21.4 % | 62.67 | 21.8 % | 51.98 | 23.4 % |
6m 2020 | 91.87 | 19.3 % | 63.66 | 14.3 % | 53.76 | 23.3 % |
9m 2020 | 91.91 | 14.0 % | 62.98 | 6.6 % | 54.14 | 21.6 % |
12m 2020 | 92.09 | 6.4 % | 68.00 | 8.5 % | 53.96 | 8.7 % |
3m 2021 | 94.58 | 5.4 % | 70.68 | 12.8 % | 55.17 | 6.1 % |
6m 2021 | 95.90 | 4.4 % | 70.69 | 11.0 % | 56.90 | 5.8 % |
9m 2021 | 98.58 | 7.3 % | 74.26 | 17.9 % | 58.44 | 7.9 % |
12m 2021 | 102.83 | 11.7 % | 78.37 | 15.2 % | 62.43 | 15.7 % |
3m 2022 | 104.26 | 10.2 % | 79.28 | 12.2 % | 63.20 | 14.6 % |
6m 2022 | 114.65 | 19.6 % | 86.58 | 22.5 % | 65.57 | 15.2 % |
9m 2022 | 110.28 | 11.9 % | 82.28 | 10.8 % | 67.65 | 15.8 % |
12m 2022 | 115.85 | 12.7 % | 86.02 | 9.8 % | 70.60 | 13.1 % |
3m 2023 | 119.43 | 14.6 % | 86.87 | 9.6 % | 72.03 | 14.0 % |
6m 2023 | 124.44 | 8.5 % | 92.08 | 6.3 % | 74.94 | 14.3 % |
9m 2023 | 129.25 | 17.2 % | 90.65 | 10.2 % | 79.41 | 17.4 % |
12m 2023 | 129.55 | 11.8 % | 94.05 | 9.3 % | 80.78 | 14.4 % |
3m 2024 | 135.82 | 13.7 % | 97.27 | 12.0 % | 84.12 | 16.8 % |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
2014 | 66.55 | 11.0 % | 54.57 | 13.5 % | 41.24 | 17.9 % |
2015 | 63.26 | (4.9 %) | 49.77 | (8.8 %) | 42.17 | 2.3 % |
2016 | 66.32 | 4.8 % | 51.60 | 3.7 % | 42.10 | (0.2 %) |
2017 | 68.29 | 3.0 % | 50.28 | (2.6 %) | 39.79 | (5.5 %) |
2018 | 73.00 | 6.9 % | 51.80 | 3.0 % | 40.90 | 2.8 % |
2019 | 86.54 | 18.5 % | 62.70 | 21.0 % | 49.66 | 21.4 % |
2020 | 92.09 | 6.4 % | 68.00 | 8.5 % | 53.96 | 8.7 % |
2021 | 102.83 | 11.7 % | 78.37 | 15.2 % | 62.43 | 15.7 % |
2022 | 115.85 | 12.7 % | 86.02 | 9.8 % | 70.60 | 13.1 % |
2023 | 129.55 | 11.8 % | 94.05 | 9.3 % | 80.78 | 14.4 % |
Profitability
Profitability
Period | Return On Average Assets | Return on Average Equity | Net Interest Income/Total Operating Income |
---|---|---|---|
Q1 2015 | 0.98 % | 10.52 % | 65.76 % |
Q2 2015 | 1.81 % | 18.43 % | 66.26 % |
Q3 2015 | 1.98 % | 20.04 % | 69.13 % |
Q4 2015 | 1.98 % | 18.97 % | 68.14 % |
2015 | 1.98 % | 18.97 % | 68.14 % |
Q1 2016 | 2.14 % | 20.71 % | 68.78 % |
Q2 2016 | 1.30 % | 11.89 % | 68.91 % |
Q3 2016 | 1.31 % | 11.70 % | 67.47 % |
Q4 2016 | 1.35 % | 11.24 % | 69.19 % |
2016 | 1.35 % | 11.24 % | 69.19 % |
Q1 2017 | 1.08 % | 8.87 % | 70.38 % |
Q2 2017 | 1.11 % | 9.34 % | 71.34 % |
Q3 2017 | 1.22 % | 9.95 % | 71.18 % |
Q4 2017 | 1.27 % | 10.13 % | 70.46 % |
2017 | 1.27 % | 10.13 % | 70.46 % |
Q1 2018 | 1.32 % | 10.46 % | 70.59 % |
Q2 2018 | 1.32 % | 9.15 % | 70.86 % |
Q3 2018 | 1.32 % | 9.10 % | 71.28 % |
Q4 2018 | 0.54 % | 3.77 % | 71.45 % |
2018 | 0.54 % | 3.77 % | 71.45 % |
Q1 2019 | 0.53 % | 3.77 % | 71.30 % |
Q2 2019 | 0.52 % | 3.39 % | 71.03 % |
Q3 2019 | 0.52 % | 3.43 % | 70.31 % |
Q4 2019 | 1.24 % | 8.68 % | 68.93 % |
2019 | 1.24 % | 8.68 % | 68.93 % |
Q1 2020 | 1.15 % | 8.09 % | 69.11 % |
Q2 2020 | 1.01 % | 7.42 % | 70.48 % |
Q3 2020 | 0.90 % | 6.72 % | 72.21 % |
Q4 2020 | 0.04 % | 0.29 % | 72.72 % |
2020 | 0.04 % | 0.29 % | 72.72 % |
Q1 2021 | 0.19 % | 1.49 % | 71.86 % |
Q2 2021 | 0.28 % | 2.20 % | 72.05 % |
Q3 2021 | 0.30 % | 2.39 % | 72.31 % |
Q4 2021 | 1.03 % | 8.60 % | 76.60 % |
2021 | 1.03 % | 8.60 % | 76.60 % |
Q1 2022 | 1.07 % | 8.96 % | 79.23 % |
Q2 2022 | 1.01 % | 8.92 % | 79.71 % |
Q3 2022 | 1.05 % | 9.30 % | 79.10 % |
Q4 2022 | 1.01 % | 9.34 % | 75.74 % |
2022 | 1.01 % | 9.34 % | 75.74 % |
Q1 2023 | 0.84 % | 7.81 % | 74.05 % |
Q2 2023 | 0.79 % | 7.72 % | 72.03 % |
Q3 2023 | 0.82 % | 8.14 % | 71.57 % |
Q4 2023 | 0.83 % | 8.40 % | 71.63 % |
2023 | 0.83 % | 8.40 % | 71.63 % |
Q1 2024 | 0.87 % | 9.06 % | 71.24 % |
Period | Return On Average Assets | Return on Average Equity | Net Interest Income/Total Operating Income |
---|---|---|---|
2014 | 0.90 % | 9.63 % | 65.79 % |
2015 | 1.98 % | 18.97 % | 68.14 % |
2016 | 1.35 % | 11.24 % | 69.19 % |
2017 | 1.27 % | 10.13 % | 70.46 % |
2018 | 0.54 % | 3.77 % | 71.45 % |
2019 | 1.24 % | 8.68 % | 68.93 % |
2020 | 0.04 % | 0.29 % | 72.72 % |
2021 | 1.03 % | 8.60 % | 76.60 % |
2022 | 1.01 % | 9.34 % | 75.74 % |
2023 | 0.83 % | 8.40 % | 71.63 % |
Ratios
Ratios
Period | Customer Deposits Per Total Assets | Loans and advances/Total assets | Loans and advances/Customers Deposits |
---|---|---|---|
Q1 2015 | 79.89 % | 58.92 % | 73.75 % |
Q2 2015 | 82.75 % | 62.70 % | 75.77 % |
Q3 2015 | 81.98 % | 61.79 % | 75.37 % |
Q4 2015 | 78.66 % | 66.66 % | 84.75 % |
Q1 2016 | 77.19 % | 66.02 % | 85.52 % |
Q2 2016 | 74.31 % | 64.76 % | 87.15 % |
Q3 2016 | 76.32 % | 65.49 % | 85.81 % |
Q4 2016 | 77.81 % | 63.48 % | 81.58 % |
Q1 2017 | 76.50 % | 63.47 % | 82.97 % |
Q2 2017 | 73.38 % | 61.15 % | 83.33 % |
Q3 2017 | 73.56 % | 60.61 % | 82.39 % |
Q4 2017 | 73.63 % | 58.27 % | 79.14 % |
Q1 2018 | 74.43 % | 57.58 % | 77.36 % |
Q2 2018 | 68.47 % | 57.10 % | 83.40 % |
Q3 2018 | 70.00 % | 56.12 % | 80.17 % |
Q4 2018 | 70.96 % | 56.02 % | 78.95 % |
Q1 2019 | 69.57 % | 56.99 % | 81.91 % |
Q2 2019 | 72.30 % | 56.61 % | 78.30 % |
Q3 2019 | 73.25 % | 55.24 % | 75.41 % |
Q4 2019 | 72.44 % | 57.38 % | 79.21 % |
Q1 2020 | 69.84 % | 57.93 % | 82.94 % |
Q2 2020 | 69.29 % | 58.51 % | 84.45 % |
Q3 2020 | 68.52 % | 58.90 % | 85.97 % |
Q4 2020 | 73.85 % | 58.60 % | 79.35 % |
Q1 2021 | 74.73 % | 58.33 % | 78.06 % |
Q2 2021 | 73.72 % | 59.34 % | 80.49 % |
Q3 2021 | 75.34 % | 59.28 % | 78.69 % |
Q4 2021 | 76.21 % | 60.72 % | 79.67 % |
Q1 2022 | 76.04 % | 60.62 % | 79.72 % |
Q2 2022 | 75.52 % | 57.20 % | 75.74 % |
Q3 2022 | 74.61 % | 61.35 % | 82.22 % |
Q4 2022 | 74.25 % | 60.94 % | 82.07 % |
Q1 2023 | 72.73 % | 60.31 % | 82.92 % |
Q2 2023 | 73.99 % | 60.22 % | 81.39 % |
Q3 2023 | 70.13 % | 61.44 % | 87.61 % |
Q4 2023 | 72.60 % | 62.35 % | 85.89 % |
Q1 2024 | 71.61 % | 61.93 % | 86.48 % |
Period | Customer Deposits Per Total Assets | Loans and advances/Total assets | Loans and advances/Customers Deposits |
---|---|---|---|
2014 | 81.99 % | 61.97 % | 75.58 % |
2015 | 78.66 % | 66.66 % | 84.75 % |
2016 | 77.81 % | 63.48 % | 81.58 % |
2017 | 73.63 % | 58.27 % | 79.14 % |
2018 | 70.96 % | 56.02 % | 78.95 % |
2019 | 72.44 % | 57.38 % | 79.21 % |
2020 | 73.85 % | 58.60 % | 79.35 % |
2021 | 76.21 % | 60.72 % | 79.67 % |
2022 | 74.25 % | 60.94 % | 82.07 % |
2023 | 72.60 % | 62.35 % | 85.89 % |
Per Share Data (Riyal)
Per Share Data (Riyal)
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
Q1 2015 | 709.43 | 0.90 | 0.87 | - | 8.90 |
Q2 2015 | 709.43 | 1.70 | 0.88 | - | 10.07 |
Q3 2015 | 709.43 | 1.87 | 1.05 | - | 10.17 |
Q4 2015 | 709.43 | 1.81 | 1.01 | - | 10.45 |
Q1 2016 | 709.43 | 2.03 | 0.93 | - | 10.72 |
Q2 2016 | 709.43 | 1.24 | 0.95 | - | 10.86 |
Q3 2016 | 709.43 | 1.24 | 0.94 | - | 11.00 |
Q4 2016 | 709.43 | 1.23 | 0.94 | - | 11.42 |
Q1 2017 | 709.43 | 1.00 | 1.00 | - | 11.74 |
Q2 2017 | 709.43 | 1.06 | 1.06 | - | 11.74 |
Q3 2017 | 709.43 | 1.15 | 1.15 | - | 12.13 |
Q4 2017 | 709.43 | 1.21 | 1.21 | - | 12.44 |
Q1 2018 | 709.43 | 1.24 | 1.24 | - | 11.94 |
Q2 2018 | 1,025.00 | 0.88 | 0.88 | - | 11.12 |
Q3 2018 | 1,025.00 | 0.90 | 0.90 | - | 11.36 |
Q4 2018 | 1,025.00 | 0.37 | 0.91 | - | 10.97 |
Q1 2019 | 1,025.00 | 0.37 | 0.91 | - | 11.21 |
Q2 2019 | 1,025.00 | 0.37 | 0.91 | - | 11.04 |
Q3 2019 | 1,025.00 | 0.38 | 0.92 | - | 11.04 |
Q4 2019 | 1,025.00 | 0.97 | 0.97 | - | 11.31 |
Q1 2020 | 1,025.00 | 0.91 | 0.91 | - | 11.39 |
Q2 2020 | 1,025.00 | 0.83 | 0.83 | - | 11.35 |
Q3 2020 | 1,025.00 | 0.76 | 0.76 | - | 11.51 |
Q4 2020 | 1,025.00 | 0.03 | 0.03 | 0.04 | 11.09 |
Q1 2021 | 1,025.00 | 0.17 | 0.17 | 0.17 | 11.44 |
Q2 2021 | 1,025.00 | 0.25 | 0.21 | 0.26 | 11.64 |
Q3 2021 | 1,025.00 | 0.28 | 0.28 | 0.28 | 11.51 |
Q4 2021 | 1,025.00 | 0.98 | 0.99 | 0.98 | 11.73 |
Q1 2022 | 1,025.00 | 1.03 | 0.99 | 1.02 | 11.63 |
Q2 2022 | 1,025.00 | 1.04 | 1.04 | 1.00 | 11.69 |
Q3 2022 | 1,025.00 | 1.07 | 1.02 | 1.02 | 11.45 |
Q4 2022 | 1,025.00 | 1.08 | 1.03 | 1.00 | 11.45 |
Q1 2023 | 1,025.00 | 0.92 | 0.91 | 0.86 | 11.80 |
Q2 2023 | 1,025.00 | 0.92 | 0.92 | 0.84 | 12.09 |
Q3 2023 | 1,025.00 | 0.96 | 0.94 | 0.88 | 12.15 |
Q4 2023 | 1,025.00 | 1.00 | 0.98 | 0.86 | 12.23 |
Q1 2024 | 1,025.00 | 1.09 | 1.07 | 0.95 | 12.26 |
Period | Shares Outstanding (M) | EPS (Riyal) | Adjusted EPS (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
2014 | 709.43 | 0.81 | 0.76 | - | 8.68 |
2015 | 709.43 | 1.81 | 1.01 | - | 10.45 |
2016 | 709.43 | 1.23 | 0.94 | - | 11.42 |
2017 | 709.43 | 1.21 | 1.21 | - | 12.44 |
2018 | 1,025.00 | 0.37 | 0.91 | - | 10.97 |
2019 | 1,025.00 | 0.97 | 0.97 | - | 11.31 |
2020 | 1,025.00 | 0.03 | 0.03 | 0.03 | 11.09 |
2021 | 1,025.00 | 0.98 | 0.99 | 0.98 | 11.73 |
2022 | 1,025.00 | 1.08 | 1.03 | 1.01 | 11.45 |
2023 | 1,025.00 | 1.00 | 0.98 | 0.86 | 12.23 |
Multiple Ratios (End of Period Price)
Ratios And Multiples
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
Q1 2015 | 25.30 | 26.22 | 2.56 |
Q2 2015 | 13.58 | 26.24 | 2.30 |
Q3 2015 | 8.83 | 15.75 | 1.62 |
Q4 2015 | 7.28 | 13.12 | 1.26 |
Q1 2016 | 5.33 | 11.64 | 1.01 |
Q2 2016 | 8.40 | 11.00 | 0.96 |
Q3 2016 | 6.56 | 8.61 | 0.74 |
Q4 2016 | 9.40 | 12.36 | 1.01 |
Q1 2017 | 13.51 | 13.51 | 1.15 |
Q2 2017 | 11.77 | 11.77 | 1.06 |
Q3 2017 | 12.71 | 12.71 | 1.21 |
Q4 2017 | 11.09 | 11.09 | 1.08 |
Q1 2018 | 10.46 | 10.46 | 1.08 |
Q2 2018 | 13.42 | 13.42 | 1.06 |
Q3 2018 | 12.84 | 12.84 | 1.02 |
Q4 2018 | 30.96 | 12.59 | 1.04 |
Q1 2019 | 36.53 | 14.82 | 1.20 |
Q2 2019 | 32.60 | 13.39 | 1.11 |
Q3 2019 | 28.15 | 11.73 | 0.98 |
Q4 2019 | 12.44 | 12.44 | 1.06 |
Q1 2020 | 9.92 | 9.92 | 0.80 |
Q2 2020 | 10.88 | 10.88 | 0.80 |
Q3 2020 | 14.81 | 14.81 | 0.97 |
Q4 2020 | More than 100 | More than 100 | 0.99 |
Q1 2021 | More than 100 | More than 100 | 1.10 |
Q2 2021 | More than 100 | More than 100 | 1.27 |
Q3 2021 | More than 100 | More than 100 | 1.28 |
Q4 2021 | 15.76 | 15.64 | 1.32 |
Q1 2022 | 20.73 | 21.62 | 1.81 |
Q2 2022 | 17.84 | 17.92 | 1.53 |
Q3 2022 | 17.67 | 18.47 | 1.58 |
Q4 2022 | 15.20 | 15.96 | 1.33 |
Q1 2023 | 16.99 | 17.01 | 1.23 |
Q2 2023 | 17.43 | 17.45 | 1.21 |
Q3 2023 | 15.20 | 15.47 | 1.11 |
Q4 2023 | 17.39 | 17.73 | 1.22 |
Q1 2024 | 16.57 | 16.86 | 1.29 |
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
2014 | 28.05 | 29.58 | 2.61 |
2015 | 7.28 | 13.12 | 1.26 |
2016 | 9.40 | 12.36 | 1.01 |
2017 | 11.09 | 11.09 | 1.08 |
2018 | 30.96 | 12.59 | 1.04 |
2019 | 12.44 | 12.44 | 1.06 |
2020 | More than 100 | More than 100 | 0.99 |
2021 | 15.76 | 15.64 | 1.32 |
2022 | 15.16 | 15.92 | 1.33 |
2023 | 17.38 | 17.71 | 1.22 |
Business Segments (Million)
Q1 2024
Revenue by Business Segment (Latest) 2024 Q1
2024
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Brokerage and Asset Management | Takaful Ta'awni | Others |
---|---|---|---|---|---|---|
Q1 2015 | 211.86 | 173.44 | 153.59 | 94.53 | 5.44 | (14.49) |
Q2 2015 | 220.02 | 153.97 | 170.90 | 88.18 | 5.37 | 545.83 |
Q3 2015 | 213.55 | 144.66 | 156.01 | 34.56 | 5.29 | (22.03) |
Q4 2015 | 248.50 | 105.60 | 191.82 | 53.46 | 5.24 | (23.79) |
Q1 2016 | 251.38 | 120.43 | 166.80 | 53.64 | 4.52 | 176.49 |
Q2 2016 | 245.82 | 110.98 | 197.39 | 51.27 | 4.75 | (30.34) |
Q3 2016 | 230.30 | 124.05 | 203.25 | 37.20 | 5.84 | (25.29) |
Q4 2016 | 191.78 | 128.75 | 196.50 | 51.38 | 5.11 | (29.47) |
Q1 2017 | 253.88 | 143.41 | 203.93 | 47.12 | 5.10 | (36.14) |
Q2 2017 | 270.06 | 151.98 | 219.07 | 42.23 | 4.78 | (43.00) |
Q3 2017 | 281.75 | 127.62 | 268.85 | 42.18 | 4.67 | (55.81) |
Q4 2017 | 276.54 | 115.18 | 258.46 | 45.42 | 5.21 | (52.73) |
Q1 2018 | 281.78 | 112.34 | 254.45 | 46.80 | 4.81 | (54.06) |
Q2 2018 | 292.74 | 108.63 | 280.93 | 45.51 | 4.90 | (60.48) |
Q3 2018 | 298.25 | 111.60 | 277.52 | 35.48 | 4.83 | (61.86) |
Q4 2018 | 312.71 | 100.82 | 279.43 | 44.35 | 4.61 | (61.32) |
Q1 2019 | 336.04 | 122.71 | 257.01 | 41.97 | 4.46 | (66.36) |
Q2 2019 | 345.58 | 126.47 | 267.15 | 38.29 | 4.42 | (67.51) |
Q3 2019 | 355.96 | 117.66 | 312.05 | 37.62 | 4.42 | (78.08) |
Q4 2019 | 364.63 | 189.87 | 302.46 | 49.76 | 4.31 | (93.72) |
Q1 2020 | 427.82 | 147.36 | 244.29 | 50.52 | 0.39 | (101.46) |
Q2 2020 | 396.92 | 152.77 | 269.36 | 49.49 | (0.39) | (78.73) |
Q3 2020 | 395.15 | 151.67 | 276.16 | 74.43 | - | (85.51) |
Q4 2020 | 468.08 | 153.50 | 263.10 | 107.52 | - | (75.30) |
Q1 2021 | 474.07 | 175.37 | 256.47 | 95.80 | - | (56.27) |
Q2 2021 | 454.23 | 157.11 | 188.19 | 72.11 | - | (43.21) |
Q3 2021 | 497.52 | 179.43 | 194.90 | 65.85 | - | (59.44) |
Q4 2021 | 486.82 | 168.13 | 222.19 | 77.46 | - | (59.57) |
Q1 2022 | 515.10 | 188.06 | 262.95 | 76.67 | - | (56.61) |
Q2 2022 | 457.64 | 178.10 | 166.27 | 69.62 | - | (64.70) |
Q3 2022 | 450.02 | 208.63 | 224.47 | 83.41 | - | (85.41) |
Q4 2022 | 393.27 | 232.75 | 161.21 | 110.83 | - | (76.96) |
Q1 2023 | 408.45 | 210.16 | 154.19 | 79.66 | - | (68.58) |
Q2 2023 | 524.28 | 224.31 | 69.41 | 79.04 | - | (89.30) |
Q3 2023 | 478.30 | 252.42 | 78.47 | 115.33 | - | (71.36) |
Q4 2023 | 404.86 | 232.85 | 199.03 | 122.30 | - | (69.13) |
Q1 2024 | 373.92 | 248.81 | 224.95 | 116.80 | - | (76.18) |
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Brokerage and Asset Management | Takaful Ta'awni | Others |
---|---|---|---|---|---|---|
2014 | 739.72 | 558.51 | 614.79 | 346.39 | 22.22 | (55.39) |
2015 | 893.94 | 577.67 | 672.32 | 270.73 | 21.34 | 485.52 |
2016 | 919.29 | 484.21 | 763.93 | 193.48 | 20.21 | 91.39 |
2017 | 1,082.22 | 538.19 | 950.31 | 176.95 | 19.75 | (187.68) |
2018 | 1,185.48 | 433.39 | 1,092.33 | 172.14 | 19.14 | (237.73) |
2019 | 1,402.21 | 556.71 | 1,138.67 | 167.64 | 17.60 | (305.67) |
2020 | 1,687.96 | 605.30 | 1,052.91 | 281.95 | - | (341.00) |
2021 | 1,912.64 | 680.04 | 861.75 | 311.22 | - | (218.49) |
2022 | 1,816.03 | 807.53 | 814.89 | 340.53 | - | (283.68) |
2023 | 1,622.25 | 894.87 | 713.32 | 396.33 | - | (292.12) |
Analysts Estimates (Million)
Analysts Estimates (Million)
Item | Q1 2024 (e) | Q1 2024 (a) | Change |
---|---|---|---|
Average | 291.97 | 300.44 | 2.90 % |
Estimates vs Actual (Million)
Estimates Accuracy
Item | Q1 2024 (e) | Q1 2024 (a) | Change |
---|---|---|---|
Hermes | 298.00 | 300.44 | 0.8 % |
OSOOL AND BAKHEET | 312.37 | 300.44 | (3.8) % |
SNB Capital | 283.00 | 300.44 | 6.2 % |
Value Capital | 274.51 | 300.44 | 9.4 % |
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