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
Arab National Bank (ANB) reported a net profit of SAR 4.96 billion for 2024, an increase of 22% from SAR 4.07 billion in the previous year.
Financials (M)
Item | 2023 | 2024 | Change |
---|---|---|---|
Net Special Commission Income | 7,258.89 | 7,972.34 | 9.8 % |
Operating Income | 8,411.23 | 9,500.03 | 12.9 % |
Total Provisions | (668.59) | (629.61) | 5.8 % |
Net Income | 4,070.51 | 4,966.02 | 22.0 % |
Average Shares | 2,000.00 | 2,000.00 | - |
Earnings Per Share before unusual items | 2.12 | 2.54 | 20.0 % |
EPS (Riyals) | 2.04 | 2.48 | 22.0 % |
EPS Diluted (Riyals) | 2.04 | 2.48 | 21.8 % |
Net profit was positively affected by a 9.82% increase in net special commission income due to a rise in net loans and advances portfolio by 11.34% and net investments portfolio by 10.40%.
The bank also noted an increase in net fee and commission income, net gains on FVSI financial instruments, as well as net trading and dividend income. Meanwhile, ANB posted a decrease in impairment charges on other real estate owned, net allowance charges for expected credit losses (ECL) and other provisions.
Provisions fell on the improvement of the portfolio quality, in line with the IFRS 9 ECL model output results during the current year.
However, this growth was partially offset by an increase in the costs related to salaries and employee-related expenses, depreciation and amortization, other general and administrative expenses and premises-related expenses, along with a decline in net gains on non-trading instruments, net other operating income and net exchange income.
Q4 2024 net earnings rose 34% to SAR 1.25 billion, from SAR 940.71 million in the year-earlier period.
On a sequential basis, Q4 net profit grew slightly by 1.1% from SAR 1.24 billion.
Current Quarter Comparison (M)
Item | Q4 2023 | Q4 2024 | Change |
---|---|---|---|
Net Special Commission Income | 1,865.32 | 2,028.13 | 8.7 % |
Operating Income | 2,096.38 | 2,446.42 | 16.7 % |
Debt Provisions | 86.62 | (141.06) | (262.9 %) |
Net Income | 940.71 | 1,256.49 | 33.6 % |
Average Shares | 2,000.00 | 2,000.00 | - |
Earnings Per Share before unusual items | 0.61 | 0.69 | 13.4 % |
EPS (Riyals) | 0.47 | 0.63 | 33.6 % |
EPS Diluted (Riyal) | 0.47 | 0.63 | 32.9 % |
Item | Q3 2024 | Q4 2024 | Change |
---|---|---|---|
Net Special Commission Income | 2,074.73 | 2,028.13 | (2.2 %) |
Operating Income | 2,409.05 | 2,446.42 | 1.6 % |
Debt Provisions | (159.00) | (141.06) | 11.3 % |
Net Income | 1,243.13 | 1,256.49 | 1.1 % |
Average Shares | 2,000.00 | 2,000.00 | - |
Earnings Per Share before unusual items | 0.62 | 0.69 | 10.7 % |
EPS (Riyals) | 0.62 | 0.63 | 1.1 % |
EPS Diluted (Riyal) | 0.62 | 0.63 | 0.5 % |
Balance Sheet (B)
Item | 2023 | 2024 | Change |
---|---|---|---|
Assets | 221.42 | 248.31 | 12.1 % |
Customer Deposits | 165.86 | 182.20 | 9.9 % |
Loan | 152.24 | 169.49 | 11.3 % |
Total shareholders’ equity, excluding minority interest, stood at SAR 38.11 billion by Dec. 31, 2024, compared to SAR 35.77 billion in a prior-year period.
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Energy
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- 2030 - SARCO
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- 2382 - ADES
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- 1202 - MEPCO
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Media and Entertainment
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Real Estate Mgmt & Dev't
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Share Price
Arab National Bank (ANB)
Current | |
Market Cap (M Riyal) | 43,440.00 |
Shares Outstanding ((M)) | 2,000.00 |
EPS ( Riyal) (TTM) | 2.48 |
EPS Diluted ( Riyal) (TTM) | 2.48 |
Book Value (BV) ( Riyal) | 19.06 |
Par Value ( Riyal) | 10.00 |
Adjusted P/E (Last12) | 8.54 |
P/E (TTM) | 8.75 |
Price/book | 1.14 |
Return on Average Assets (%) (TTM) | 2.1 |
Return on Average Equity (%) (TTM) | 13.4 |
Financial results (Million)
Financial results (Million)
Period | Net Special Commission Income | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
Q1 2015 | 979.64 | 14.3 % | 1,503.23 | 14.9 % | (137.09) | (29.3 %) |
Q2 2015 | 969.88 | 7.3 % | 1,502.33 | 8.4 % | (135.75) | (27.4 %) |
Q3 2015 | 994.54 | 8.2 % | 1,470.28 | 7.7 % | (130.61) | (7.1 %) |
Q4 2015 | 900.78 | (4.4 %) | 1,305.70 | (9.8 %) | (172.05) | 20.5 % |
2015 | 3,844.84 | 6.1 % | 5,781.13 | 5.0 % | (575.50) | (4.5 %) |
Q1 2016 | 961.68 | (1.8 %) | 1,447.29 | (3.7 %) | (124.78) | 9.0 % |
Q2 2016 | 1,086.22 | 12.0 % | 1,517.60 | 1.0 % | (140.53) | (3.5 %) |
Q3 2016 | 1,066.96 | 7.3 % | 1,493.97 | 1.6 % | (195.83) | (49.9 %) |
Q4 2016 | 1,030.63 | 14.4 % | 1,395.27 | 6.9 % | (265.00) | (54.0 %) |
2016 | 4,145.49 | 7.8 % | 5,854.14 | 1.3 % | (726.14) | (26.2 %) |
Q1 2017 | 1,068.92 | 11.2 % | 1,480.58 | 2.3 % | (176.90) | (41.8 %) |
Q2 2017 | 1,215.37 | 11.9 % | 1,635.96 | 7.8 % | (266.68) | (89.8 %) |
Q3 2017 | 1,183.94 | 11.0 % | 1,676.75 | 12.2 % | (327.63) | (67.3 %) |
Q4 2017 | 1,196.53 | 16.1 % | 1,584.65 | 13.6 % | (377.58) | (42.5 %) |
2017 | 4,664.75 | 12.5 % | 6,377.94 | 8.9 % | (1,148.79) | (58.2 %) |
Q1 2018 | 1,194.12 | 11.7 % | 1,533.16 | 3.6 % | (174.86) | 1.2 % |
Q2 2018 | 1,271.67 | 4.6 % | 1,646.25 | 0.6 % | (174.37) | 34.6 % |
Q3 2018 | 1,322.57 | 11.7 % | 1,683.93 | 0.4 % | (241.82) | 26.2 % |
Q4 2018 | 1,363.08 | 13.9 % | 1,671.49 | 5.5 % | (407.28) | (7.9 %) |
2018 | 5,151.44 | 10.4 % | 6,534.82 | 2.5 % | (998.32) | 13.1 % |
Q1 2019 | 1,364.84 | 14.3 % | 1,633.15 | 6.5 % | (147.99) | 15.4 % |
Q2 2019 | 1,437.47 | 13.0 % | 1,733.94 | 5.3 % | (187.58) | (7.6 %) |
Q3 2019 | 1,410.44 | 6.6 % | 1,736.71 | 3.1 % | (210.36) | 13.0 % |
Q4 2019 | 1,340.20 | (1.7 %) | 1,629.03 | (2.5 %) | (424.67) | (4.3 %) |
2019 | 5,552.94 | 7.8 % | 6,732.84 | 3.0 % | (970.60) | 2.8 % |
Q1 2020 | 1,290.76 | (5.4 %) | 1,489.61 | (8.8 %) | (198.35) | (34.0 %) |
Q2 2020 | 1,199.05 | (16.6 %) | 1,469.73 | (15.2 %) | (345.43) | (84.1 %) |
Q3 2020 | 1,210.64 | (14.2 %) | 1,463.83 | (15.7 %) | (203.68) | 3.2 % |
Q4 2020 | 1,168.21 | (12.8 %) | 1,401.07 | (14.0 %) | (534.74) | (25.9 %) |
2020 | 4,868.66 | (12.3 %) | 5,824.24 | (13.5 %) | (1,282.20) | (32.1 %) |
Q1 2021 | 1,179.55 | (8.6 %) | 1,423.15 | (4.5 %) | (335.01) | (68.9 %) |
Q2 2021 | 1,130.18 | (5.7 %) | 1,381.21 | (6.0 %) | (290.67) | 15.9 % |
Q3 2021 | 1,252.35 | 3.4 % | 1,453.66 | (0.7 %) | (190.54) | 6.5 % |
Q4 2021 | 1,109.95 | (5.0 %) | 1,333.91 | (4.8 %) | (214.28) | 59.9 % |
2021 | 4,672.03 | (4.0 %) | 5,591.94 | (4.0 %) | (1,030.51) | 19.6 % |
Q1 2022 | 1,184.51 | 0.4 % | 1,454.53 | 2.2 % | (152.01) | 54.6 % |
Q2 2022 | 1,309.80 | 15.9 % | 1,673.62 | 21.2 % | (288.81) | 0.6 % |
Q3 2022 | 1,496.80 | 19.5 % | 1,815.36 | 24.9 % | (166.54) | 12.6 % |
Q4 2022 | 1,645.35 | 48.2 % | 1,918.74 | 43.8 % | (262.14) | (22.3 %) |
2022 | 5,636.45 | 20.6 % | 6,862.24 | 22.7 % | (869.50) | 15.6 % |
Q1 2023 | 1,763.97 | 48.9 % | 2,024.61 | 39.2 % | (243.83) | (60.4 %) |
Q2 2023 | 1,763.50 | 34.6 % | 2,087.78 | 24.7 % | (271.66) | 5.9 % |
Q3 2023 | 1,866.11 | 24.7 % | 2,202.46 | 21.3 % | (239.72) | (43.9 %) |
Q4 2023 | 1,865.32 | 13.4 % | 2,096.38 | 9.3 % | 86.62 | 133.0 % |
2023 | 7,258.89 | 28.8 % | 8,411.23 | 22.6 % | (668.59) | 23.1 % |
Q1 2024 | 1,927.73 | 9.3 % | 2,309.44 | 14.1 % | (160.57) | 34.1 % |
Q2 2024 | 1,941.76 | 10.1 % | 2,335.18 | 11.8 % | (168.98) | 37.8 % |
Q3 2024 | 2,074.73 | 11.2 % | 2,409.05 | 9.4 % | (159.00) | 33.7 % |
Q4 2024 | 2,028.13 | 8.7 % | 2,446.42 | 16.7 % | (141.06) | (262.9 %) |
2024 | 7,972.34 | 9.8 % | 9,500.03 | 12.9 % | (629.61) | 5.8 % |
Period | Net Special Commission Income | Change | Operating Income | Change | Debt Provisions | Change |
---|---|---|---|---|---|---|
2015 | 3,844.84 | 6.1 % | 5,781.13 | 5.0 % | (575.50) | (4.5 %) |
2016 | 4,145.49 | 7.8 % | 5,854.14 | 1.3 % | (726.14) | (26.2 %) |
2017 | 4,664.75 | 12.5 % | 6,377.94 | 8.9 % | (1,148.79) | (58.2 %) |
2018 | 5,151.44 | 10.4 % | 6,534.82 | 2.5 % | (998.32) | 13.1 % |
2019 | 5,552.94 | 7.8 % | 6,732.84 | 3.0 % | (970.60) | 2.8 % |
2020 | 4,868.66 | (12.3 %) | 5,824.24 | (13.5 %) | (1,282.20) | (32.1 %) |
2021 | 4,672.03 | (4.0 %) | 5,591.94 | (4.0 %) | (1,030.51) | 19.6 % |
2022 | 5,636.45 | 20.6 % | 6,862.24 | 22.7 % | (869.50) | 15.6 % |
2023 | 7,258.89 | 28.8 % | 8,411.23 | 22.6 % | (668.59) | 23.1 % |
2024 | 7,972.34 | 9.8 % | 9,500.03 | 12.9 % | (629.61) | 5.8 % |
Profit Performance (Million)
Profit Performance (Million)
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | Earnings Per Share before unusual items |
---|---|---|---|---|---|---|
Q1 2015 | 770.55 | 8.1 % | 0.39 | - | 770.55 | 0.39 |
Q2 2015 | 835.31 | 6.3 % | 0.42 | - | 835.31 | 0.42 |
Q3 2015 | 764.20 | 2.2 % | 0.38 | - | 764.20 | 0.38 |
Q4 2015 | 594.35 | (5.5 %) | 0.30 | - | 594.35 | 0.30 |
2015 | 2,964.42 | 3.1 % | 1.48 | - | 2,964.42 | 1.48 |
Q1 2016 | 749.19 | (2.8 %) | 0.37 | - | 749.19 | 0.37 |
Q2 2016 | 817.98 | (2.1 %) | 0.41 | - | 817.98 | 0.41 |
Q3 2016 | 721.67 | (5.6 %) | 0.36 | - | 721.67 | 0.36 |
Q4 2016 | 565.06 | (4.9 %) | 0.28 | - | 565.06 | 0.28 |
2016 | 2,853.90 | (3.7 %) | 1.43 | - | 2,853.90 | 1.43 |
Q1 2017 | 768.05 | 2.5 % | 0.38 | - | 768.05 | 0.38 |
Q2 2017 | 849.04 | 3.8 % | 0.42 | - | 849.04 | 0.42 |
Q3 2017 | 775.46 | 7.5 % | 0.39 | - | 775.46 | 0.39 |
Q4 2017 | 634.43 | 12.3 % | 0.32 | - | 634.43 | 0.32 |
2017 | 3,026.97 | 6.1 % | 1.51 | - | 3,026.97 | 1.51 |
Q1 2018 | 664.38 | (13.5 %) | 0.33 | - | 664.38 | 0.33 |
Q2 2018 | 747.22 | (12.0 %) | 0.37 | - | 747.22 | 0.37 |
Q3 2018 | 731.11 | (5.7 %) | 0.37 | - | 731.11 | 0.37 |
Q4 2018 | 1,826.30 | 187.9 % | 0.91 | 1,113.26 | 713.04 | 0.36 |
2018 | 3,969.01 | 31.1 % | 1.98 | 1,113.26 | 2,855.75 | 1.43 |
Q1 2019 | 778.97 | 17.2 % | 0.39 | - | 778.97 | 0.39 |
Q2 2019 | 894.24 | 19.7 % | 0.45 | - | 894.24 | 0.45 |
Q3 2019 | 834.76 | 14.2 % | 0.42 | - | 834.76 | 0.42 |
Q4 2019 | 515.26 | (71.8 %) | 0.26 | - | 515.26 | 0.26 |
2019 | 3,023.24 | (23.8 %) | 1.51 | - | 3,023.24 | 1.51 |
Q1 2020 | 643.79 | (17.4 %) | 0.32 | - | 643.79 | 0.32 |
Q2 2020 | 485.95 | (45.7 %) | 0.24 | - | 485.95 | 0.24 |
Q3 2020 | 668.60 | (19.9 %) | 0.33 | - | 668.60 | 0.33 |
Q4 2020 | 273.87 | (46.8 %) | 0.14 | - | 273.87 | 0.14 |
2020 | 2,072.21 | (31.5 %) | 1.04 | - | 2,072.21 | 1.04 |
Q1 2021 | 582.23 | (9.6 %) | 0.29 | 133.20 | 449.03 | 0.22 |
Q2 2021 | 472.76 | (2.7 %) | 0.24 | - | 472.76 | 0.24 |
Q3 2021 | 665.35 | (0.5 %) | 0.33 | 25.57 | 639.78 | 0.32 |
Q4 2021 | 456.35 | 66.6 % | 0.23 | 13.81 | 442.54 | 0.22 |
2021 | 2,176.59 | 5.0 % | 1.09 | 172.58 | 2,004.01 | 1.00 |
Q1 2022 | 650.72 | 11.8 % | 0.33 | 36.05 | 614.67 | 0.31 |
Q2 2022 | 707.69 | 49.7 % | 0.35 | - | 707.69 | 0.35 |
Q3 2022 | 921.11 | 38.4 % | 0.46 | - | 921.11 | 0.46 |
Q4 2022 | 790.88 | 73.3 % | 0.40 | - | 790.88 | 0.40 |
2022 | 3,070.41 | 41.1 % | 1.54 | 36.05 | 3,034.36 | 1.52 |
Q1 2023 | 1,067.58 | 64.1 % | 0.53 | 105.88 | 961.71 | 0.48 |
Q2 2023 | 985.98 | 39.3 % | 0.49 | - | 985.98 | 0.49 |
Q3 2023 | 1,076.24 | 16.8 % | 0.54 | - | 1,076.24 | 0.54 |
Q4 2023 | 940.71 | 18.9 % | 0.47 | (272.00) | 1,212.71 | 0.61 |
2023 | 4,070.51 | 32.6 % | 2.04 | (166.12) | 4,236.63 | 2.12 |
Q1 2024 | 1,235.56 | 15.7 % | 0.62 | - | 1,235.56 | 0.62 |
Q2 2024 | 1,230.85 | 24.8 % | 0.62 | - | 1,230.85 | 0.62 |
Q3 2024 | 1,243.13 | 15.5 % | 0.62 | - | 1,243.13 | 0.62 |
Q4 2024 | 1,256.49 | 33.6 % | 0.63 | (119.16) | 1,375.65 | 0.69 |
2024 | 4,966.02 | 22.0 % | 2.48 | (119.16) | 5,085.18 | 2.54 |
Period | Net Income | Change | EPS(Riyal) | Extraordinary Income/Expense | Net Profit Before Unusual Items | Earnings Per Share before unusual items |
---|---|---|---|---|---|---|
2015 | 2,964.42 | 3.1 % | 1.48 | - | 2,964.42 | 1.48 |
2016 | 2,853.90 | (3.7 %) | 1.43 | - | 2,853.90 | 1.43 |
2017 | 3,026.97 | 6.1 % | 1.51 | - | 3,026.97 | 1.51 |
2018 | 3,969.01 | 31.1 % | 1.98 | 1,113.26 | 2,855.75 | 1.43 |
2019 | 3,023.24 | (23.8 %) | 1.51 | - | 3,023.24 | 1.51 |
2020 | 2,072.21 | (31.5 %) | 1.04 | - | 2,072.21 | 1.04 |
2021 | 2,176.59 | 5.0 % | 1.09 | 172.58 | 2,004.01 | 1.00 |
2022 | 3,070.41 | 41.1 % | 1.54 | 36.05 | 3,034.36 | 1.52 |
2023 | 4,070.51 | 32.6 % | 2.04 | (166.12) | 4,236.63 | 2.12 |
2024 | 4,966.02 | 22.0 % | 2.48 | (119.16) | 5,085.18 | 2.54 |
Balance Sheet (B)
Balance Sheet Performance (B)
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
Q1 2015 | 164.79 | 9.5 % | 131.23 | 11.6 % | 108.85 | 24.5 % |
Q2 2015 | 166.43 | 16.7 % | 132.42 | 21.3 % | 111.49 | 21.5 % |
Q3 2015 | 164.86 | 10.0 % | 132.60 | 15.6 % | 113.28 | 17.9 % |
Q4 2015 | 170.42 | 3.5 % | 135.76 | 4.7 % | 115.66 | 11.5 % |
Q1 2016 | 166.59 | 1.1 % | 132.03 | 0.6 % | 116.04 | 6.6 % |
Q2 2016 | 166.58 | 0.1 % | 129.16 | (2.5 %) | 117.88 | 5.7 % |
Q3 2016 | 167.26 | 1.5 % | 128.24 | (3.3 %) | 115.62 | 2.1 % |
Q4 2016 | 170.01 | (0.2 %) | 135.91 | 0.1 % | 115.51 | (0.1 %) |
Q1 2017 | 168.43 | 1.1 % | 131.84 | (0.1 %) | 116.04 | 0.0 % |
Q2 2017 | 171.03 | 2.7 % | 130.75 | 1.2 % | 114.88 | (2.5 %) |
Q3 2017 | 163.64 | (2.2 %) | 128.55 | 0.2 % | 115.93 | 0.3 % |
Q4 2017 | 171.70 | 1.0 % | 136.05 | 0.1 % | 114.54 | (0.8 %) |
Q1 2018 | 168.40 | 0.0 % | 130.03 | (1.4 %) | 113.06 | (2.6 %) |
Q2 2018 | 167.85 | (1.9 %) | 129.24 | (1.2 %) | 117.49 | 2.3 % |
Q3 2018 | 170.03 | 3.9 % | 130.97 | 1.9 % | 120.49 | 3.9 % |
Q4 2018 | 178.35 | 3.9 % | 142.06 | 4.4 % | 121.04 | 5.7 % |
Q1 2019 | 168.68 | 0.2 % | 130.31 | 0.2 % | 120.19 | 6.3 % |
Q2 2019 | 170.90 | 1.8 % | 131.91 | 2.1 % | 119.75 | 1.9 % |
Q3 2019 | 170.93 | 0.5 % | 130.92 | 0.0 % | 117.88 | (2.2 %) |
Q4 2019 | 183.44 | 2.9 % | 142.13 | 0.1 % | 118.84 | (1.8 %) |
Q1 2020 | 184.87 | 9.6 % | 135.98 | 4.4 % | 119.94 | (0.2 %) |
Q2 2020 | 187.30 | 9.6 % | 133.90 | 1.5 % | 117.13 | (2.2 %) |
Q3 2020 | 188.53 | 10.3 % | 136.72 | 4.4 % | 118.06 | 0.2 % |
Q4 2020 | 180.40 | (1.7 %) | 129.35 | (9.0 %) | 113.36 | (4.6 %) |
Q1 2021 | 177.44 | (4.0 %) | 125.16 | (8.0 %) | 115.56 | (3.7 %) |
Q2 2021 | 181.88 | (2.9 %) | 130.22 | (2.7 %) | 117.83 | 0.6 % |
Q3 2021 | 182.27 | (3.3 %) | 129.39 | (5.4 %) | 120.02 | 1.7 % |
Q4 2021 | 192.50 | 6.7 % | 135.71 | 4.9 % | 126.67 | 11.7 % |
Q1 2022 | 204.62 | 15.3 % | 148.14 | 18.4 % | 138.64 | 20.0 % |
Q2 2022 | 209.83 | 15.4 % | 146.79 | 12.7 % | 143.06 | 21.4 % |
Q3 2022 | 207.27 | 13.7 % | 147.81 | 14.2 % | 145.47 | 21.2 % |
Q4 2022 | 212.63 | 10.5 % | 154.87 | 14.1 % | 143.83 | 13.5 % |
Q1 2023 | 214.04 | 4.6 % | 155.25 | 4.8 % | 144.73 | 4.4 % |
Q2 2023 | 215.98 | 2.9 % | 158.38 | 7.9 % | 148.85 | 4.1 % |
Q3 2023 | 218.19 | 5.3 % | 154.22 | 4.3 % | 149.37 | 2.7 % |
Q4 2023 | 221.42 | 4.1 % | 165.86 | 7.1 % | 152.24 | 5.8 % |
Q1 2024 | 232.15 | 8.5 % | 174.54 | 12.4 % | 157.88 | 9.1 % |
Q2 2024 | 234.75 | 8.7 % | 175.59 | 10.9 % | 161.61 | 8.6 % |
Q3 2024 | 240.96 | 10.4 % | 180.84 | 17.3 % | 166.33 | 11.4 % |
Q4 2024 | 248.31 | 12.1 % | 182.20 | 9.8 % | 169.49 | 11.3 % |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
3m 2015 | 164.79 | 9.5 % | 131.23 | 11.6 % | 108.85 | 24.5 % |
6m 2015 | 166.43 | 16.7 % | 132.42 | 21.3 % | 111.49 | 21.5 % |
9m 2015 | 164.86 | 10.0 % | 132.60 | 15.6 % | 113.28 | 17.9 % |
12m 2015 | 170.42 | 3.5 % | 135.76 | 4.7 % | 115.66 | 11.5 % |
3m 2016 | 166.59 | 1.1 % | 132.03 | 0.6 % | 116.04 | 6.6 % |
6m 2016 | 166.58 | 0.1 % | 129.16 | (2.5 %) | 117.88 | 5.7 % |
9m 2016 | 167.26 | 1.5 % | 128.24 | (3.3 %) | 115.62 | 2.1 % |
12m 2016 | 170.01 | (0.2 %) | 135.91 | 0.1 % | 115.51 | (0.1 %) |
3m 2017 | 168.43 | 1.1 % | 131.84 | (0.1 %) | 116.04 | 0.0 % |
6m 2017 | 171.03 | 2.7 % | 130.75 | 1.2 % | 114.88 | (2.5 %) |
9m 2017 | 163.64 | (2.2 %) | 128.55 | 0.2 % | 115.93 | 0.3 % |
12m 2017 | 171.70 | 1.0 % | 136.05 | 0.1 % | 114.54 | (0.8 %) |
3m 2018 | 168.40 | 0.0 % | 130.03 | (1.4 %) | 113.06 | (2.6 %) |
6m 2018 | 167.85 | (1.9 %) | 129.24 | (1.2 %) | 117.49 | 2.3 % |
9m 2018 | 170.03 | 3.9 % | 130.97 | 1.9 % | 120.49 | 3.9 % |
12m 2018 | 178.35 | 3.9 % | 142.06 | 4.4 % | 121.04 | 5.7 % |
3m 2019 | 168.68 | 0.2 % | 130.31 | 0.2 % | 120.19 | 6.3 % |
6m 2019 | 170.90 | 1.8 % | 131.91 | 2.1 % | 119.75 | 1.9 % |
9m 2019 | 170.93 | 0.5 % | 130.92 | 0.0 % | 117.88 | (2.2 %) |
12m 2019 | 183.44 | 2.9 % | 142.13 | 0.1 % | 118.84 | (1.8 %) |
3m 2020 | 184.87 | 9.6 % | 135.98 | 4.4 % | 119.94 | (0.2 %) |
6m 2020 | 187.30 | 9.6 % | 133.90 | 1.5 % | 117.13 | (2.2 %) |
9m 2020 | 188.53 | 10.3 % | 136.72 | 4.4 % | 118.06 | 0.2 % |
12m 2020 | 180.40 | (1.7 %) | 129.35 | (9.0 %) | 113.36 | (4.6 %) |
3m 2021 | 177.44 | (4.0 %) | 125.16 | (8.0 %) | 115.56 | (3.7 %) |
6m 2021 | 181.88 | (2.9 %) | 130.22 | (2.7 %) | 117.83 | 0.6 % |
9m 2021 | 182.27 | (3.3 %) | 129.39 | (5.4 %) | 120.02 | 1.7 % |
12m 2021 | 192.50 | 6.7 % | 135.71 | 4.9 % | 126.67 | 11.7 % |
3m 2022 | 204.62 | 15.3 % | 148.14 | 18.4 % | 138.64 | 20.0 % |
6m 2022 | 209.83 | 15.4 % | 146.79 | 12.7 % | 143.06 | 21.4 % |
9m 2022 | 207.27 | 13.7 % | 147.81 | 14.2 % | 145.47 | 21.2 % |
12m 2022 | 212.63 | 10.5 % | 154.87 | 14.1 % | 143.83 | 13.5 % |
3m 2023 | 214.04 | 4.6 % | 155.25 | 4.8 % | 144.73 | 4.4 % |
6m 2023 | 215.98 | 2.9 % | 158.38 | 7.9 % | 148.85 | 4.1 % |
9m 2023 | 218.19 | 5.3 % | 154.22 | 4.3 % | 149.37 | 2.7 % |
12m 2023 | 221.42 | 4.1 % | 165.86 | 7.1 % | 152.24 | 5.8 % |
3m 2024 | 232.15 | 8.5 % | 174.54 | 12.4 % | 157.88 | 9.1 % |
6m 2024 | 234.75 | 8.7 % | 175.59 | 10.9 % | 161.61 | 8.6 % |
9m 2024 | 240.96 | 10.4 % | 180.84 | 17.3 % | 166.33 | 11.4 % |
12m 2024 | 248.31 | 12.1 % | 182.20 | 9.8 % | 169.49 | 11.3 % |
Period | Assets | Change | Customer Deposits | Change | Loan | Change |
---|---|---|---|---|---|---|
2015 | 170.42 | 3.5 % | 135.76 | 4.7 % | 115.66 | 11.5 % |
2016 | 170.01 | (0.2 %) | 135.91 | 0.1 % | 115.51 | (0.1 %) |
2017 | 171.70 | 1.0 % | 136.05 | 0.1 % | 114.54 | (0.8 %) |
2018 | 178.35 | 3.9 % | 142.06 | 4.4 % | 121.04 | 5.7 % |
2019 | 183.44 | 2.9 % | 142.13 | 0.1 % | 118.84 | (1.8 %) |
2020 | 180.40 | (1.7 %) | 129.35 | (9.0 %) | 113.36 | (4.6 %) |
2021 | 192.50 | 6.7 % | 135.71 | 4.9 % | 126.67 | 11.7 % |
2022 | 212.63 | 10.5 % | 154.87 | 14.1 % | 143.83 | 13.5 % |
2023 | 221.42 | 4.1 % | 165.86 | 7.1 % | 152.24 | 5.8 % |
2024 | 248.31 | 12.1 % | 182.20 | 9.8 % | 169.49 | 11.3 % |
Profitability
Profitability
Period | Return On Average Assets | Return on Average Equity | Net Interest Income/Total Operating Income |
---|---|---|---|
Q1 2015 | 1.86 % | 14.50 % | 65.68 % |
Q2 2015 | 1.93 % | 14.32 % | 65.49 % |
Q3 2015 | 1.91 % | 14.05 % | 65.61 % |
Q4 2015 | 1.77 % | 13.95 % | 66.50 % |
2015 | 1.77 % | 13.95 % | 66.51 % |
Q1 2016 | 1.78 % | 13.77 % | 66.84 % |
Q2 2016 | 1.76 % | 13.49 % | 68.69 % |
Q3 2016 | 1.74 % | 13.01 % | 69.66 % |
Q4 2016 | 1.68 % | 12.65 % | 70.81 % |
2016 | 1.68 % | 12.65 % | 70.81 % |
Q1 2017 | 1.71 % | 12.73 % | 72.23 % |
Q2 2017 | 1.72 % | 12.74 % | 72.96 % |
Q3 2017 | 1.79 % | 12.72 % | 72.70 % |
Q4 2017 | 1.77 % | 12.72 % | 73.14 % |
2017 | 1.77 % | 12.72 % | 73.14 % |
Q1 2018 | 1.74 % | 12.24 % | 74.49 % |
Q2 2018 | 1.67 % | 11.68 % | 75.24 % |
Q3 2018 | 1.66 % | 11.37 % | 77.31 % |
Q4 2018 | 2.27 % | 15.60 % | 78.83 % |
2018 | 2.27 % | 15.60 % | 78.83 % |
Q1 2019 | 2.42 % | 16.02 % | 80.22 % |
Q2 2019 | 2.50 % | 16.24 % | 81.64 % |
Q3 2019 | 2.54 % | 16.54 % | 82.30 % |
Q4 2019 | 1.67 % | 11.03 % | 82.48 % |
2019 | 1.67 % | 11.03 % | 82.48 % |
Q1 2020 | 1.63 % | 10.66 % | 83.15 % |
Q2 2020 | 1.38 % | 8.88 % | 82.85 % |
Q3 2020 | 1.29 % | 8.12 % | 83.29 % |
Q4 2020 | 1.14 % | 7.14 % | 83.59 % |
2020 | 1.14 % | 7.14 % | 83.59 % |
Q1 2021 | 1.11 % | 6.97 % | 82.63 % |
Q2 2021 | 1.08 % | 6.83 % | 82.70 % |
Q3 2021 | 1.08 % | 6.64 % | 83.59 % |
Q4 2021 | 1.17 % | 7.16 % | 83.55 % |
2021 | 1.17 % | 7.16 % | 83.55 % |
Q1 2022 | 1.18 % | 7.24 % | 83.17 % |
Q2 2022 | 1.27 % | 8.12 % | 82.10 % |
Q3 2022 | 1.40 % | 8.76 % | 81.26 % |
Q4 2022 | 1.52 % | 9.68 % | 82.14 % |
2022 | 1.52 % | 9.68 % | 82.14 % |
Q1 2023 | 1.67 % | 10.78 % | 83.63 % |
Q2 2023 | 1.77 % | 11.63 % | 85.00 % |
Q3 2023 | 1.84 % | 11.98 % | 85.49 % |
Q4 2023 | 1.88 % | 11.95 % | 86.30 % |
2023 | 1.88 % | 11.95 % | 86.30 % |
Q1 2024 | 1.90 % | 12.50 % | 85.36 % |
Q2 2024 | 1.99 % | 12.83 % | 84.99 % |
Q3 2024 | 2.03 % | 13.27 % | 85.35 % |
Q4 2024 | 2.11 % | 13.44 % | 83.92 % |
2024 | 2.11 % | 13.44 % | 83.92 % |
Period | Return On Average Assets | Return on Average Equity | Net Interest Income/Total Operating Income |
---|---|---|---|
2015 | 1.77 % | 13.95 % | 66.51 % |
2016 | 1.68 % | 12.65 % | 70.81 % |
2017 | 1.77 % | 12.72 % | 73.14 % |
2018 | 2.27 % | 15.60 % | 78.83 % |
2019 | 1.67 % | 11.03 % | 82.48 % |
2020 | 1.14 % | 7.14 % | 83.59 % |
2021 | 1.17 % | 7.16 % | 83.55 % |
2022 | 1.52 % | 9.68 % | 82.14 % |
2023 | 1.88 % | 11.95 % | 86.30 % |
2024 | 2.11 % | 13.44 % | 83.92 % |
Ratios
Ratios
Period | Customer Deposits Per Total Assets | Loans and advances/Total assets | Loans and advances/Customers Deposits |
---|---|---|---|
Q1 2015 | 79.63 % | 66.06 % | 82.95 % |
Q2 2015 | 79.57 % | 66.99 % | 84.20 % |
Q3 2015 | 80.43 % | 68.71 % | 85.43 % |
Q4 2015 | 79.66 % | 67.86 % | 85.19 % |
Q1 2016 | 79.25 % | 69.66 % | 87.89 % |
Q2 2016 | 77.54 % | 70.76 % | 91.26 % |
Q3 2016 | 76.67 % | 69.13 % | 90.17 % |
Q4 2016 | 79.94 % | 67.94 % | 84.99 % |
Q1 2017 | 78.27 % | 68.90 % | 88.02 % |
Q2 2017 | 76.45 % | 67.17 % | 87.87 % |
Q3 2017 | 78.55 % | 70.84 % | 90.19 % |
Q4 2017 | 79.24 % | 66.71 % | 84.19 % |
Q1 2018 | 77.21 % | 67.14 % | 86.95 % |
Q2 2018 | 77.00 % | 70.00 % | 90.91 % |
Q3 2018 | 77.03 % | 70.86 % | 92.00 % |
Q4 2018 | 79.65 % | 67.86 % | 85.20 % |
Q1 2019 | 77.25 % | 71.25 % | 92.23 % |
Q2 2019 | 77.19 % | 70.07 % | 90.78 % |
Q3 2019 | 76.60 % | 68.97 % | 90.04 % |
Q4 2019 | 77.48 % | 64.78 % | 83.61 % |
Q1 2020 | 73.56 % | 64.88 % | 88.20 % |
Q2 2020 | 71.49 % | 62.54 % | 87.48 % |
Q3 2020 | 72.52 % | 62.62 % | 86.35 % |
Q4 2020 | 71.70 % | 62.84 % | 87.64 % |
Q1 2021 | 70.54 % | 65.13 % | 92.33 % |
Q2 2021 | 71.60 % | 64.79 % | 90.49 % |
Q3 2021 | 70.99 % | 65.84 % | 92.75 % |
Q4 2021 | 70.50 % | 65.80 % | 93.34 % |
Q1 2022 | 72.40 % | 67.76 % | 93.59 % |
Q2 2022 | 69.96 % | 68.18 % | 97.45 % |
Q3 2022 | 71.31 % | 70.19 % | 98.42 % |
Q4 2022 | 72.84 % | 67.64 % | 92.87 % |
Q1 2023 | 72.53 % | 67.62 % | 93.22 % |
Q2 2023 | 73.33 % | 68.92 % | 93.99 % |
Q3 2023 | 70.68 % | 68.46 % | 96.86 % |
Q4 2023 | 74.91 % | 68.75 % | 91.78 % |
Q1 2024 | 75.19 % | 68.01 % | 90.45 % |
Q2 2024 | 74.80 % | 68.84 % | 92.04 % |
Q3 2024 | 75.05 % | 69.03 % | 91.98 % |
Q4 2024 | 73.38 % | 68.26 % | 93.03 % |
Period | Customer Deposits Per Total Assets | Loans and advances/Total assets | Loans and advances/Customers Deposits |
---|---|---|---|
2015 | 79.66 % | 67.86 % | 85.19 % |
2016 | 79.94 % | 67.94 % | 84.99 % |
2017 | 79.24 % | 66.71 % | 84.19 % |
2018 | 79.65 % | 67.86 % | 85.20 % |
2019 | 77.48 % | 64.78 % | 83.61 % |
2020 | 71.70 % | 62.84 % | 87.64 % |
2021 | 70.50 % | 65.80 % | 93.34 % |
2022 | 72.84 % | 67.64 % | 92.87 % |
2023 | 74.91 % | 68.75 % | 91.78 % |
2024 | 73.38 % | 68.26 % | 93.03 % |
Per Share Data (Riyal)
Per Share Data (Riyal)
Period | Shares Outstanding (M) | EPS (Riyal) | Earnings Per Share before unusual items (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
Q1 2015 | 2,000.00 | 1.47 | 1.47 | - | 10.46 |
Q2 2015 | 2,000.00 | 1.49 | 1.49 | - | 10.69 |
Q3 2015 | 2,000.00 | 1.50 | 1.50 | - | 10.93 |
Q4 2015 | 2,000.00 | 1.48 | 1.48 | - | 10.95 |
Q1 2016 | 2,000.00 | 1.47 | 1.47 | - | 10.90 |
Q2 2016 | 2,000.00 | 1.46 | 1.46 | - | 10.99 |
Q3 2016 | 2,000.00 | 1.44 | 1.44 | - | 11.22 |
Q4 2016 | 2,000.00 | 1.43 | 1.43 | - | 11.62 |
Q1 2017 | 2,000.00 | 1.44 | 1.44 | - | 11.66 |
Q2 2017 | 2,000.00 | 1.45 | 1.45 | - | 11.80 |
Q3 2017 | 2,000.00 | 1.48 | 1.48 | - | 12.02 |
Q4 2017 | 2,000.00 | 1.51 | 1.51 | - | 12.18 |
Q1 2018 | 2,000.00 | 1.46 | 1.46 | - | 12.23 |
Q2 2018 | 2,000.00 | 1.41 | 1.41 | - | 12.36 |
Q3 2018 | 2,000.00 | 1.39 | 1.39 | - | 12.39 |
Q4 2018 | 2,000.00 | 1.98 | 1.43 | - | 13.26 |
Q1 2019 | 2,000.00 | 2.04 | 1.49 | - | 13.25 |
Q2 2019 | 2,000.00 | 2.12 | 1.56 | - | 13.70 |
Q3 2019 | 2,000.00 | 2.17 | 1.61 | - | 13.81 |
Q4 2019 | 2,000.00 | 1.51 | 1.51 | 1.51 | 14.15 |
Q1 2020 | 2,000.00 | 1.44 | 1.44 | 1.44 | 13.84 |
Q2 2020 | 2,000.00 | 1.24 | 1.24 | 1.24 | 14.21 |
Q3 2020 | 2,000.00 | 1.16 | 1.16 | 1.16 | 14.67 |
Q4 2020 | 2,000.00 | 1.04 | 1.04 | 1.04 | 14.87 |
Q1 2021 | 2,000.00 | 1.01 | 0.94 | 1.01 | 14.99 |
Q2 2021 | 2,000.00 | 1.00 | 0.93 | 1.00 | 15.02 |
Q3 2021 | 2,000.00 | 1.00 | 0.92 | 1.00 | 15.37 |
Q4 2021 | 2,000.00 | 1.09 | 1.00 | 1.09 | 15.55 |
Q1 2022 | 2,000.00 | 1.12 | 1.08 | 1.12 | 16.02 |
Q2 2022 | 2,000.00 | 1.24 | 1.20 | 1.24 | 15.51 |
Q3 2022 | 2,000.00 | 1.37 | 1.34 | 1.37 | 15.87 |
Q4 2022 | 2,000.00 | 1.54 | 1.52 | 1.54 | 16.17 |
Q1 2023 | 2,000.00 | 1.74 | 1.69 | 1.74 | 16.32 |
Q2 2023 | 2,000.00 | 1.88 | 1.83 | 1.88 | 16.86 |
Q3 2023 | 2,000.00 | 1.96 | 1.91 | 1.96 | 16.87 |
Q4 2023 | 2,000.00 | 2.04 | 2.12 | 2.04 | 17.89 |
Q1 2024 | 2,000.00 | 2.12 | 2.26 | 2.12 | 17.58 |
Q2 2024 | 2,000.00 | 2.24 | 2.38 | 2.24 | 18.09 |
Q3 2024 | 2,000.00 | 2.33 | 2.46 | 2.33 | 18.19 |
Q4 2024 | 2,000.00 | 2.48 | 2.54 | 2.48 | 19.06 |
Period | Shares Outstanding (M) | EPS (Riyal) | Earnings Per Share before unusual items (Riyal) | EPS Diluted (Riyal) | Book Value (BV) |
---|---|---|---|---|---|
2015 | 2,000.00 | 1.48 | 1.48 | - | 10.95 |
2016 | 2,000.00 | 1.43 | 1.43 | - | 11.62 |
2017 | 2,000.00 | 1.51 | 1.51 | - | 12.18 |
2018 | 2,000.00 | 1.98 | 1.43 | - | 13.26 |
2019 | 2,000.00 | 1.51 | 1.51 | 1.51 | 14.15 |
2020 | 2,000.00 | 1.04 | 1.04 | 1.04 | 14.87 |
2021 | 2,000.00 | 1.09 | 1.00 | 1.09 | 15.55 |
2022 | 2,000.00 | 1.54 | 1.52 | 1.54 | 16.17 |
2023 | 2,000.00 | 2.04 | 2.12 | 2.04 | 17.89 |
2024 | 2,000.00 | 2.48 | 2.54 | 2.48 | 19.06 |
Multiple Ratios (End of Period Price)
Ratios And Multiples
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Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
Q1 2015 | 10.97 | 10.97 | 1.54 |
Q2 2015 | 11.07 | 11.07 | 1.54 |
Q3 2015 | 9.06 | 9.06 | 1.24 |
Q4 2015 | 7.94 | 7.94 | 1.08 |
Q1 2016 | 6.57 | 6.57 | 0.89 |
Q2 2016 | 6.61 | 6.61 | 0.88 |
Q3 2016 | 5.38 | 5.38 | 0.69 |
Q4 2016 | 7.74 | 7.74 | 0.95 |
Q1 2017 | 6.92 | 6.92 | 0.85 |
Q2 2017 | 7.71 | 7.71 | 0.95 |
Q3 2017 | 8.13 | 8.13 | 1.00 |
Q4 2017 | 8.16 | 8.16 | 1.01 |
Q1 2018 | 10.01 | 10.01 | 1.20 |
Q2 2018 | 11.34 | 11.34 | 1.29 |
Q3 2018 | 11.89 | 11.89 | 1.33 |
Q4 2018 | 8.04 | 11.17 | 1.20 |
Q1 2019 | 9.08 | 12.49 | 1.40 |
Q2 2019 | 9.18 | 12.46 | 1.42 |
Q3 2019 | 8.30 | 11.17 | 1.30 |
Q4 2019 | 13.59 | 13.59 | 1.45 |
Q1 2020 | 9.50 | 9.50 | 0.99 |
Q2 2020 | 11.49 | 11.49 | 1.00 |
Q3 2020 | 13.13 | 13.13 | 1.04 |
Q4 2020 | 14.54 | 14.54 | 1.01 |
Q1 2021 | 15.57 | 16.68 | 1.04 |
Q2 2021 | 17.04 | 18.26 | 1.13 |
Q3 2021 | 17.26 | 18.76 | 1.12 |
Q4 2021 | 15.75 | 17.10 | 1.10 |
Q1 2022 | 18.56 | 19.21 | 1.30 |
Q2 2022 | 17.83 | 18.39 | 1.43 |
Q3 2022 | 16.85 | 17.16 | 1.45 |
Q4 2022 | 15.65 | 15.84 | 1.49 |
Q1 2023 | 11.09 | 11.44 | 1.19 |
Q2 2023 | 10.49 | 10.80 | 1.17 |
Q3 2023 | 9.18 | 9.43 | 1.07 |
Q4 2023 | 9.32 | 8.95 | 1.06 |
Q1 2024 | 10.33 | 9.71 | 1.24 |
Q2 2024 | 9.04 | 8.52 | 1.12 |
Q3 2024 | 8.21 | 7.76 | 1.05 |
Q4 2024 | 8.50 | 8.30 | 1.11 |
Period | P/E | Adjusted P/E | Price/book |
---|---|---|---|
2015 | 7.94 | 7.94 | 1.08 |
2016 | 7.74 | 7.74 | 0.95 |
2017 | 8.16 | 8.16 | 1.01 |
2018 | 8.04 | 11.17 | 1.20 |
2019 | 13.59 | 13.59 | 1.45 |
2020 | 14.54 | 14.54 | 1.01 |
2021 | 15.75 | 17.10 | 1.10 |
2022 | 15.65 | 15.84 | 1.49 |
2023 | 9.32 | 8.95 | 1.06 |
2024 | 8.50 | 8.30 | 1.11 |
Business Segments (Million)
Q4 2024
Revenue by Business Segment (Latest) 2024 Q4
2024
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage | Others |
---|---|---|---|---|---|
Q1 2015 | 604.48 | 582.76 | 217.31 | 32.57 | 66.11 |
Q2 2015 | 618.24 | 562.31 | 222.91 | 43.47 | 55.41 |
Q3 2015 | 574.99 | 588.74 | 212.73 | 24.16 | 69.25 |
Q4 2015 | 492.59 | 501.26 | 200.27 | 40.69 | 70.89 |
Q1 2016 | 576.61 | 486.44 | 240.27 | 34.88 | 109.09 |
Q2 2016 | 604.07 | 545.00 | 277.04 | 35.39 | 56.11 |
Q3 2016 | 649.47 | 555.45 | 283.15 | 30.10 | (24.20) |
Q4 2016 | 501.36 | 421.55 | 232.26 | 72.18 | 167.92 |
Q1 2017 | 586.10 | 574.33 | 246.87 | 38.21 | 35.07 |
Q2 2017 | 615.57 | 638.56 | 264.29 | 44.64 | 72.91 |
Q3 2017 | 576.27 | 615.68 | 381.47 | 40.92 | 62.41 |
Q4 2017 | 611.91 | 615.33 | 244.65 | 43.90 | 68.86 |
Q1 2018 | 567.34 | 617.26 | 225.52 | 44.33 | 78.71 |
Q2 2018 | 582.69 | 589.89 | 308.47 | 60.70 | 104.50 |
Q3 2018 | 614.40 | 595.99 | 329.77 | 43.99 | 99.78 |
Q4 2018 | 692.39 | 667.69 | 212.00 | 59.36 | 40.05 |
Q1 2019 | 618.63 | 629.79 | 272.89 | 22.09 | 89.75 |
Q2 2019 | 703.72 | 638.40 | 299.62 | 27.29 | 64.92 |
Q3 2019 | 729.02 | 675.54 | 204.91 | 24.04 | 103.21 |
Q4 2019 | 698.59 | 623.91 | 179.43 | 47.20 | 79.90 |
Q1 2020 | 646.87 | 498.49 | 192.31 | 65.30 | 86.65 |
Q2 2020 | 575.11 | 683.98 | 147.95 | 40.67 | 22.02 |
Q3 2020 | 536.61 | 548.89 | 316.27 | 41.28 | 20.78 |
Q4 2020 | 449.02 | 562.33 | 321.10 | 46.09 | 22.53 |
Q1 2021 | 450.05 | 459.19 | 529.49 | 40.37 | 77.25 |
Q2 2021 | 514.06 | 446.33 | 347.23 | 45.53 | 28.06 |
Q3 2021 | 513.57 | 571.02 | 350.46 | 36.33 | 7.85 |
Q4 2021 | 493.78 | 469.71 | 350.14 | 55.70 | (21.62) |
Q1 2022 | 484.24 | 509.61 | 387.20 | 56.28 | 17.22 |
Q2 2022 | 550.13 | 600.42 | 444.90 | 66.89 | 11.28 |
Q3 2022 | 595.80 | 753.44 | 234.28 | 115.14 | 116.70 |
Q4 2022 | 664.18 | 769.65 | 276.86 | 85.85 | 122.20 |
Q1 2023 | 904.91 | 891.41 | 244.10 | 72.60 | 67.47 |
Q2 2023 | 975.44 | 796.62 | 159.15 | 108.15 | 48.43 |
Q3 2023 | 1,155.37 | 723.45 | 151.98 | 85.40 | 86.26 |
Q4 2023 | 1,109.33 | 762.37 | 22.56 | 118.75 | 83.37 |
Q1 2024 | 1,113.87 | 939.46 | 139.74 | 116.51 | (0.13) |
Q2 2024 | 1,132.75 | 902.82 | 210.03 | 142.98 | (53.39) |
Q3 2024 | 1,107.62 | 1,123.87 | 99.29 | 121.55 | (43.34) |
Q4 2024 | 1,015.51 | 1,037.42 | 340.99 | 105.07 | (52.58) |
Period | Retail | Corporate and Institutional Banking | Global markets and Treasury | Investment Banking and Brokerage | Others |
---|---|---|---|---|---|
2015 | 2,290.30 | 2,235.07 | 853.22 | 140.89 | 261.66 |
2016 | 2,331.50 | 2,008.45 | 1,032.72 | 172.55 | 308.92 |
2017 | 2,389.85 | 2,443.90 | 1,137.28 | 167.67 | 239.25 |
2018 | 2,456.82 | 2,470.83 | 1,075.77 | 208.38 | 323.03 |
2019 | 2,749.95 | 2,567.63 | 956.85 | 120.63 | 337.78 |
2020 | 2,207.62 | 2,293.68 | 977.62 | 193.34 | 151.98 |
2021 | 1,971.46 | 1,946.26 | 1,577.33 | 177.93 | 91.55 |
2022 | 2,294.34 | 2,633.11 | 1,343.24 | 324.16 | 267.40 |
2023 | 4,145.05 | 3,173.85 | 577.79 | 384.90 | 285.52 |
2024 | 4,369.74 | 4,003.58 | 790.04 | 486.10 | (149.44) |
Analysts Estimates (Million)
Analysts Estimates (Million)
Item | Q4 2024 (e) | Q4 2024 (a) | Change |
---|---|---|---|
Average | 1,215.15 | 1,375.65 | 13.21 % |
Estimates vs Actual (Million)
Estimates Accuracy
Item | Q4 2024 (e) | Q4 2024 (a) | Change |
---|---|---|---|
OSOOL AND BAKHEET | 1,289.76 | 1,375.65 | 6.2 % |
Sico | 1,273.00 | 1,375.65 | 7.5 % |
Riyad Capital | 1,259.00 | 1,375.65 | 8.5 % |
United Securities Company | 1,164.00 | 1,375.65 | 15.4 % |
Arqaam Capital | 1,090.00 | 1,375.65 | 20.8 % |
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